Should I invest in HDFC Multi Cap Fund?

We don't give personal investment advice. HDFC Multi Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Multi Cap Fund - IDCW Option - Direct Plan

Latest NAV

₹17.2020

As of

3 Jun 2026

1,102 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.24%	-0.06	19 / 28	Q3
1W	-2.05%	-1.49%	-0.56	26 / 28	Q4
2W	-0.60%	+0.35%	-0.95	25 / 28	Q4
1M	-1.79%	+0.04%	-1.83	27 / 28	Q4
3M	-5.69%	+2.40%	-8.09	27 / 28	Q4
6M	-10.52%	-3.16%	-7.36	26 / 28	Q4
YTD	-10.11%	-2.95%	-7.16	26 / 28	Q4
1Y	-6.60%	+1.31%	-7.90	26 / 28	Q4
2Y	-0.31%	+3.05%	-3.35	20 / 25	Q4
3Y	+12.23%	+14.85%	-2.62	15 / 20	Q3
4Y	+15.79%	+14.66%	+1.14	4 / 13	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.92%	+12.67%	+0.25	17 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.11%	-2.95%	-7.16	26 / 28
2025	+2.66%	+1.67%	+0.98	13 / 27
2024	+16.11%	+22.18%	-6.07	18 / 22
2023	+41.35%	+32.16%	+9.19	2 / 15
2022	+11.30%	+3.83%	+7.47	3 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.62%

43 windows

min -6.6% · max 49.6%

86% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.51%

19 windows

min 12.2% · max 25.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.35%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

0.57

Downside-only deviation

Max drawdown

-20.20%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹83.5468	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹15.9440	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹12.8171	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026
Mirae Asset Multicap Fund - Direct Plan - IDCW	Mirae Asset	₹14.5910	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.2020
2 Jun 2026	₹17.2750
1 Jun 2026	₹17.2450
29 May 2026	₹17.4280
27 May 2026	₹17.6580
26 May 2026	₹17.6370
25 May 2026	₹17.6760
22 May 2026	₹17.5060
21 May 2026	₹17.4510
20 May 2026	₹17.4270

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Multi Cap Fund - IDCW Option - Direct Plan is ₹17.2020. It's a Multi Cap Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Multi Cap Fund - IDCW Option - Direct Plan has NAV history starting from 10 Dec 2021, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Multi Cap Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Multi Cap Fund - IDCW Option - Direct Plan has delivered a absolute return of -6.60% — -7.9 pp behind the Multi Cap Fund category average of 1.31%. The fund ranks #26 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Multi Cap Fund - IDCW Option - Direct Plan has delivered a CAGR of 12.23% — -2.62 pp behind the Multi Cap Fund category average of 14.85%. The fund ranks #15 of 20 in its category — the third (Q3) quartile.

HDFC Multi Cap Fund - IDCW Option - Direct Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Multi Cap Fund - IDCW Option - Direct Plan exactly 3 years ago would be worth approximately ₹141,355 today — a multiplier of 1.41×, based on the 3-year CAGR of 12.23%. The category average over the same window would have grown ₹1 lakh to ₹151,494.

A ₹10,000 monthly SIP in HDFC Multi Cap Fund - IDCW Option - Direct Plan over the last 3 years — total invested ₹360,000 — would be worth ₹368,325 today. That's an XIRR (money-weighted annualised return) of 1.49%.

HDFC Multi Cap Fund - IDCW Option - Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹368,325 — XIRR 1.49%.

On a 3-year basis, HDFC Multi Cap Fund - IDCW Option - Direct Plan ranks #15 out of 20 funds in the Multi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.85%; this fund delivered 12.23%.

The worst peak-to-trough decline HDFC Multi Cap Fund - IDCW Option - Direct Plan has experienced over the last 3-year window is 20.20% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC Multi Cap Fund - IDCW Option - Direct Plan averaged 19.51% (best 25.75%, worst 12.23%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2025, HDFC Multi Cap Fund - IDCW Option - Direct Plan returned 2.66% — beating the Multi Cap Fund category average of 1.67% by 0.98 pp. It ranked #13 of 27 in its category that year.

HDFC Multi Cap Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Multi Cap Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.