Should I invest in ITI Mid Cap Fund?

We don't give personal investment advice. ITI Mid Cap Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.8%. 5-year CAGR: 14.95%.

ITI

ITI Mid Cap Fund - Regular Plan - Growth Option

Latest NAV

₹22.9500

As of

17 Jul 2026

1,316 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.18%	-0.27%	+0.09	6 / 20	Q2
1W	-0.37%	-0.61%	+0.24	5 / 20	Q1
2W	+0.54%	+0.53%	+0.01	9 / 20	Q2
1M	+1.79%	+1.83%	-0.03	9 / 20	Q2
3M	+5.62%	+6.47%	-0.85	12 / 20	Q3
6M	+5.42%	+6.97%	-1.55	14 / 19	Q3
YTD	+3.05%	+4.97%	-1.92	14 / 19	Q3
1Y	+7.27%	+5.53%	+1.73	7 / 19	Q2
2Y	+0.93%	+3.45%	-2.53	15 / 17	Q4
3Y	+20.83%	+18.21%	+2.62	4 / 17	Q1
4Y	+21.53%	+18.18%	+3.35	4 / 13	Q2
5Y	+14.95%	+14.32%	+0.62	6 / 10	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.79%	+18.03%	-1.23	15 / 20	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.05%	+4.97%	-1.92	14 / 19
2025	+4.25%	+0.08%	+4.17	3 / 17
2024	+29.48%	+30.15%	-0.66	8 / 17
2023	+41.15%	+35.88%	+5.26	3 / 16
2022	+1.69%	-0.89%	+2.58	4 / 10
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.78%

54 windows

min -8.8% · max 70.2%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+23.43%

29 windows

min 19.0% · max 28.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.75%

5 windows

min 14.9% · max 17.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.15%

3-year · annualised

Sharpe ratio

0.81

vs risk-free 6.5%

Sortino ratio

1.36

Downside-only deviation

Max drawdown

-22.94%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹18.5590	17 Jul 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹99.0958	17 Jul 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹39.9410	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹107.6980	17 Jul 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹29.3490	17 Jul 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹453.1192	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹111.5064	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹18.2900	17 Jul 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹65.4400	17 Jul 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹120.1500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.9500
16 Jul 2026	₹22.9915
15 Jul 2026	₹23.0319
14 Jul 2026	₹22.8783
13 Jul 2026	₹23.0048
10 Jul 2026	₹23.0345
9 Jul 2026	₹22.7353
8 Jul 2026	₹22.4698
7 Jul 2026	₹22.8568
6 Jul 2026	₹22.9305

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Mid Cap Fund - Regular Plan - Growth Option is ₹22.9500. It's a Mid Cap Fund from ITI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Mid Cap Fund - Regular Plan - Growth Option has NAV history starting from 10 Mar 2021, a track record of about 5 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Mid Cap Fund - Regular Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Mid Cap Fund - Regular Plan - Growth Option has delivered a absolute return of 7.27% — +1.73 pp ahead of the Mid Cap Fund category average of 5.53%. The fund ranks #7 of 19 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Mid Cap Fund - Regular Plan - Growth Option has delivered a CAGR of 20.83% — +2.62 pp ahead of the Mid Cap Fund category average of 18.21%. The fund ranks #4 of 17 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI Mid Cap Fund - Regular Plan - Growth Option has delivered a CAGR of 14.95% — +0.62 pp ahead of the Mid Cap Fund category average of 14.32%. The fund ranks #6 of 10 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI Mid Cap Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹200,665 today — a multiplier of 2.01×, based on the 5-year CAGR of 14.95%. The category average over the same window would have grown ₹1 lakh to ₹195,285.

A ₹10,000 monthly SIP in ITI Mid Cap Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹919,726 today. That's an XIRR (money-weighted annualised return) of 17.11%.

ITI Mid Cap Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹919,726 — XIRR 17.11%.

On a 5-year basis, ITI Mid Cap Fund - Regular Plan - Growth Option ranks #6 out of 10 funds in the Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.32%; this fund delivered 14.95%.

The worst peak-to-trough decline ITI Mid Cap Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 23.78% — its NAV fell from a high on 09 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Mid Cap Fund - Regular Plan - Growth Option averaged 15.75% (best 17.31%, worst 14.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Mid Cap Fund - Regular Plan - Growth Option returned 4.25% — beating the Mid Cap Fund category average of 0.08% by 4.17 pp. It ranked #3 of 17 in its category that year.

ITI Mid Cap Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Mid Cap Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.8%. 5-year CAGR: 14.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.