Should I invest in Invesco India Banking and PSU Fund?

We don't give personal investment advice. Invesco India Banking and PSU Fund - Regular Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 5.12%.

Invesco

Invesco India Banking and PSU Fund - Regular Plan - Growth Option

Latest NAV

₹2,344.7714

As of

3 Jun 2026

3,238 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.05%	+0.05	1 / 13	Q1
1W	+0.26%	+0.24%	+0.02	4 / 13	Q2
2W	+0.44%	+0.30%	+0.14	2 / 13	Q1
1M	+0.23%	+0.16%	+0.07	3 / 13	Q1
3M	+0.08%	+0.37%	-0.28	11 / 13	Q4
6M	+1.02%	+1.33%	-0.32	8 / 13	Q3
YTD	+0.85%	+0.96%	-0.12	8 / 13	Q3
1Y	+2.99%	+3.78%	-0.79	9 / 13	Q3
2Y	+6.30%	+6.45%	-0.15	8 / 13	Q3
3Y	+6.47%	+6.37%	+0.10	2 / 11	Q1
4Y	+6.49%	+6.50%	-0.01	3 / 9	Q2
5Y	+5.12%	+5.71%	-0.59	9 / 9	Q4
7Y	+5.88%	+6.54%	-0.67	7 / 7	Q4
10Y	+6.26%	+6.67%	-0.41	6 / 6	Q4
Inception	+6.54%	+6.75%	-0.20	9 / 13	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.85%	+0.99%	-0.15	8 / 12
2025	+7.23%	+7.22%	+0.01	7 / 12
2024	+8.19%	+7.78%	+0.40	2 / 12
2023	+6.46%	+6.50%	-0.04	8 / 11
2022	+0.71%	+3.77%	-3.07	9 / 9
2021	+3.37%	+3.32%	+0.05	3 / 9
2020	+9.42%	+10.37%	-0.95	6 / 7
2019	+9.66%	+9.03%	+0.63	6 / 7
2018	+7.10%	+6.84%	+0.27	4 / 7
2017	+4.85%	+5.26%	-0.41	7 / 8
2016	+7.33%	+9.05%	-1.72	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.68%

152 windows

min -0.2% · max 10.9%

99% positive

3-Year rolling

+6.50%

128 windows

min 3.3% · max 8.8%

100% positive

5-Year rolling

+6.45%

103 windows

min 5.1% · max 8.0%

100% positive

7-Year rolling

+6.61%

79 windows

min 5.8% · max 8.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.62%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.37

Downside-only deviation

Max drawdown

-0.93%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI BANKING & PSU FUND - Regular Paln - Growth	SBI	₹3,235.7419	3 Jun 2026
Bandhan Banking and PSU Fund - Regular Growth	Bandhan	₹25.6248	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular Plan - Growth	Mirae Asset	₹13.3762	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	Edelweiss	₹25.5061	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - Growth	DSP	₹24.7723	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Growth	HSBC	₹25.1821	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	Canara Robeco	₹12.4870	3 Jun 2026
UTI Banking & PSU Fund- Regular Plan - Growth Option	UTI	₹23.0145	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Axis	₹2,740.3004	3 Jun 2026
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7756	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹2,344.7714
2 Jun 2026	₹2,346.3559
1 Jun 2026	₹2,343.9846
29 May 2026	₹2,343.0426
27 May 2026	₹2,342.0468
26 May 2026	₹2,340.3796
25 May 2026	₹2,340.0850
22 May 2026	₹2,334.9769
21 May 2026	₹2,331.7549
20 May 2026	₹2,333.6820

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Banking and PSU Fund - Regular Plan - Growth Option is ₹2,344.7714. It's a Banking & PSU Fund from Invesco, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Banking and PSU Fund - Regular Plan - Growth Option has NAV history starting from 31 Dec 2012, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Banking and PSU Fund - Regular Plan - Growth Option is managed by Invesco. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Banking and PSU Fund - Regular Plan - Growth Option has delivered a absolute return of 2.99% — -0.79 pp behind the Banking & PSU Fund category average of 3.78%. The fund ranks #9 of 13 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Invesco India Banking and PSU Fund - Regular Plan - Growth Option has delivered a CAGR of 6.47% — +0.1 pp ahead of the Banking & PSU Fund category average of 6.37%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Banking and PSU Fund - Regular Plan - Growth Option has delivered a CAGR of 5.12% — -0.59 pp behind the Banking & PSU Fund category average of 5.71%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Invesco India Banking and PSU Fund - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹183,568 today — a multiplier of 1.84×, based on the 10-year CAGR of 6.26%. The category average over the same window would have grown ₹1 lakh to ₹190,730.

A ₹10,000 monthly SIP in Invesco India Banking and PSU Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹696,439 today. That's an XIRR (money-weighted annualised return) of 5.90%.

A ₹10,000 monthly SIP for 10 years in Invesco India Banking and PSU Fund - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,628,914 (multiplier 1.36×). XIRR: 5.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Banking and PSU Fund - Regular Plan - Growth Option ranks #9 out of 9 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.71%; this fund delivered 5.12%.

The worst peak-to-trough decline Invesco India Banking and PSU Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 3.05% — its NAV fell from a high on 15 Dec 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Banking and PSU Fund - Regular Plan - Growth Option averaged 6.45% (best 7.97%, worst 5.12%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.71 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Banking and PSU Fund - Regular Plan - Growth Option returned 7.23% — beating the Banking & PSU Fund category average of 7.22% by 0.01 pp. It ranked #7 of 12 in its category that year.

Invesco India Banking and PSU Fund - Regular Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Invesco India Banking and PSU Fund - Regular Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 5.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Banking and PSU Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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