Should I invest in Bandhan Banking and PSU Fund - Regular Growth?

We don't give personal investment advice. Bandhan Banking and PSU Fund - Regular Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 5.70%.

Bandhan

Bandhan Banking and PSU Fund - Regular Growth

Latest NAV

₹25.6248

As of

3 Jun 2026

3,200 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.05%	+0.02	3 / 13	Q1
1W	+0.27%	+0.24%	+0.03	2 / 13	Q1
2W	+0.35%	+0.30%	+0.05	6 / 13	Q2
1M	+0.23%	+0.16%	+0.07	4 / 13	Q2
3M	+0.70%	+0.37%	+0.33	3 / 13	Q1
6M	+1.62%	+1.33%	+0.29	3 / 13	Q1
YTD	+1.43%	+0.96%	+0.47	2 / 13	Q1
1Y	+4.04%	+3.78%	+0.26	3 / 13	Q1
2Y	+6.48%	+6.45%	+0.03	5 / 13	Q2
3Y	+6.44%	+6.37%	+0.08	4 / 11	Q2
4Y	+6.47%	+6.50%	-0.02	4 / 9	Q2
5Y	+5.70%	+5.71%	-0.01	3 / 9	Q2
7Y	+6.65%	+6.54%	+0.10	3 / 7	Q2
10Y	+6.89%	+6.67%	+0.22	2 / 6	Q2
Inception	+7.36%	+6.75%	+0.62	4 / 13	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.43%	+0.99%	+0.43	2 / 12
2025	+7.11%	+7.22%	-0.11	8 / 12
2024	+7.52%	+7.78%	-0.26	10 / 12
2023	+6.73%	+6.50%	+0.23	1 / 11
2022	+3.62%	+3.77%	-0.15	4 / 9
2021	+3.36%	+3.32%	+0.04	4 / 9
2020	+10.82%	+10.37%	+0.45	2 / 7
2019	+11.24%	+9.03%	+2.21	2 / 7
2018	+7.25%	+6.84%	+0.41	3 / 7
2017	+5.54%	+5.26%	+0.28	5 / 8
2016	+7.97%	+9.05%	-1.08	6 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.48%

150 windows

min 2.6% · max 13.3%

100% positive

3-Year rolling

+7.33%

125 windows

min 4.5% · max 9.8%

100% positive

5-Year rolling

+7.33%

101 windows

min 5.7% · max 8.7%

100% positive

7-Year rolling

+7.54%

77 windows

min 6.6% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.06%

3-year · annualised

Sharpe ratio

-0.22

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.56%

May 2026 → May 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI BANKING & PSU FUND - Regular Paln - Growth	SBI	₹3,235.7419	3 Jun 2026
Invesco India Banking and PSU Fund - Regular Plan - Growth Option	Invesco	₹2,344.7714	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular Plan - Growth	Mirae Asset	₹13.3762	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	Edelweiss	₹25.5061	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - Growth	DSP	₹24.7723	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Growth	HSBC	₹25.1821	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	Canara Robeco	₹12.4870	3 Jun 2026
UTI Banking & PSU Fund- Regular Plan - Growth Option	UTI	₹23.0145	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Axis	₹2,740.3004	3 Jun 2026
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7756	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.6248
2 Jun 2026	₹25.6358
1 Jun 2026	₹25.6164
31 May 2026	₹25.6187
29 May 2026	₹25.6096
27 May 2026	₹25.5859
26 May 2026	₹25.5673
25 May 2026	₹25.5662
22 May 2026	₹25.5282
21 May 2026	₹25.5124

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Banking and PSU Fund - Regular Growth is ₹25.6248. It's a Banking & PSU Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Bandhan Banking and PSU Fund - Regular Growth has NAV history starting from 08 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Banking and PSU Fund - Regular Growth is managed by Bandhan. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Banking and PSU Fund - Regular Growth has delivered a absolute return of 4.04% — +0.26 pp ahead of the Banking & PSU Fund category average of 3.78%. The fund ranks #3 of 13 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bandhan Banking and PSU Fund - Regular Growth has delivered a CAGR of 6.44% — +0.08 pp ahead of the Banking & PSU Fund category average of 6.37%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Bandhan Banking and PSU Fund - Regular Growth has delivered a CAGR of 5.70% — -0.01 pp behind the Banking & PSU Fund category average of 5.71%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in Bandhan Banking and PSU Fund - Regular Growth exactly 10 years ago would be worth approximately ₹194,658 today — a multiplier of 1.95×, based on the 10-year CAGR of 6.89%. The category average over the same window would have grown ₹1 lakh to ₹190,730.

A ₹10,000 monthly SIP in Bandhan Banking and PSU Fund - Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹701,438 today. That's an XIRR (money-weighted annualised return) of 6.18%.

A ₹10,000 monthly SIP for 10 years in Bandhan Banking and PSU Fund - Regular Growth = ₹1,200,000 invested. It would currently be worth ₹1,683,800 (multiplier 1.40×). XIRR: 6.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Banking and PSU Fund - Regular Growth ranks #3 out of 9 funds in the Banking & PSU Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.71%; this fund delivered 5.70%.

The worst peak-to-trough decline Bandhan Banking and PSU Fund - Regular Growth has experienced over the last 5-year window is 0.66% — its NAV fell from a high on 02 May 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Banking and PSU Fund - Regular Growth averaged 7.33% (best 8.68%, worst 5.65%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.84 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Banking and PSU Fund - Regular Growth returned 7.11% — lagging the Banking & PSU Fund category average of 7.22% by 0.11 pp. It ranked #8 of 12 in its category that year.

Bandhan Banking and PSU Fund - Regular Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Bandhan Banking and PSU Fund - Regular Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 5.70%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bandhan Banking and PSU Fund - Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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