Should I invest in Edelweiss Banking and PSU Debt Fund?

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 5.68%.

Edelweiss

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option

Latest NAV

₹25.5061

As of

3 Jun 2026

2,303 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.05%	-0.01	10 / 13	Q4
1W	+0.23%	+0.24%	0.00	8 / 13	Q3
2W	+0.26%	+0.30%	-0.04	10 / 13	Q4
1M	+0.24%	+0.16%	+0.08	2 / 13	Q1
3M	+0.19%	+0.37%	-0.18	9 / 13	Q3
6M	+0.98%	+1.33%	-0.35	9 / 13	Q3
YTD	+0.88%	+0.96%	-0.08	7 / 13	Q3
1Y	+2.90%	+3.78%	-0.89	10 / 13	Q4
2Y	+6.48%	+6.45%	+0.03	6 / 13	Q2
3Y	+6.27%	+6.37%	-0.10	9 / 11	Q4
4Y	+6.85%	+6.50%	+0.36	2 / 9	Q1
5Y	+5.68%	+5.71%	-0.03	5 / 9	Q3
7Y	+7.07%	+6.54%	+0.52	2 / 7	Q2
10Y	—	—	—	—	—
Inception	+7.08%	+6.75%	+0.34	6 / 13	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.88%	+0.99%	-0.11	7 / 12
2025	+7.38%	+7.22%	+0.16	5 / 12
2024	+8.14%	+7.78%	+0.36	3 / 12
2023	+6.48%	+6.50%	-0.03	7 / 11
2022	+2.58%	+3.77%	-1.19	8 / 9
2021	+4.52%	+3.32%	+1.20	1 / 9
2020	+12.87%	+10.37%	+2.50	1 / 7
2019	+12.98%	+9.03%	+3.95	1 / 7
2018	+5.76%	+6.84%	-1.08	7 / 7
2017	+5.93%	+5.26%	+0.66	4 / 8
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.44%

104 windows

min 1.0% · max 15.3%

100% positive

3-Year rolling

+7.55%

80 windows

min 4.5% · max 10.8%

100% positive

5-Year rolling

+7.19%

56 windows

min 5.7% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.58%

31 windows

min 7.1% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.72%

3-year · annualised

Sharpe ratio

-0.23

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.74%

Jun 2025 → Jun 2025

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI BANKING & PSU FUND - Regular Paln - Growth	SBI	₹3,235.7419	3 Jun 2026
Invesco India Banking and PSU Fund - Regular Plan - Growth Option	Invesco	₹2,344.7714	3 Jun 2026
Bandhan Banking and PSU Fund - Regular Growth	Bandhan	₹25.6248	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular Plan - Growth	Mirae Asset	₹13.3762	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - Growth	DSP	₹24.7723	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Growth	HSBC	₹25.1821	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	Canara Robeco	₹12.4870	3 Jun 2026
UTI Banking & PSU Fund- Regular Plan - Growth Option	UTI	₹23.0145	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Axis	₹2,740.3004	3 Jun 2026
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7756	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.5061
2 Jun 2026	₹25.5090
1 Jun 2026	₹25.4980
29 May 2026	₹25.4844
27 May 2026	₹25.4653
26 May 2026	₹25.4504
25 May 2026	₹25.4488
22 May 2026	₹25.4216
21 May 2026	₹25.4065
20 May 2026	₹25.4298

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is ₹25.5061. It's a Banking & PSU Fund from Edelweiss, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option has NAV history starting from 28 Nov 2016, a track record of about 9 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is managed by Edelweiss. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option has delivered a absolute return of 2.90% — -0.89 pp behind the Banking & PSU Fund category average of 3.78%. The fund ranks #10 of 13 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option has delivered a CAGR of 6.27% — -0.1 pp behind the Banking & PSU Fund category average of 6.37%. The fund ranks #9 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option has delivered a CAGR of 5.68% — -0.03 pp behind the Banking & PSU Fund category average of 5.71%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹131,817 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.68%. The category average over the same window would have grown ₹1 lakh to ₹132,001.

A ₹10,000 monthly SIP in Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹700,356 today. That's an XIRR (money-weighted annualised return) of 6.12%.

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,046,482 — XIRR 6.18%.

On a 5-year basis, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option ranks #5 out of 9 funds in the Banking & PSU Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.71%; this fund delivered 5.68%.

The worst peak-to-trough decline Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 2.94% — its NAV fell from a high on 31 Mar 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option averaged 7.19% (best 8.40%, worst 5.68%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.40 — negative risk-adjusted performance.

In calendar year 2025, Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option returned 7.38% — beating the Banking & PSU Fund category average of 7.22% by 0.16 pp. It ranked #5 of 12 in its category that year.

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.9%. 5-year CAGR: 5.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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