Should I invest in SBI BANKING & PSU FUND - Regular Paln?

We don't give personal investment advice. SBI BANKING & PSU FUND - Regular Paln - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.46%.

SBI

SBI BANKING & PSU FUND - Regular Paln - Growth

Latest NAV

₹3,235.7419

As of

3 Jun 2026

3,035 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.05%	+0.01	6 / 13	Q2
1W	+0.24%	+0.24%	+0.00	6 / 13	Q2
2W	+0.28%	+0.30%	-0.02	9 / 13	Q3
1M	+0.18%	+0.16%	+0.02	6 / 13	Q2
3M	+0.42%	+0.37%	+0.06	5 / 13	Q2
6M	+1.15%	+1.33%	-0.19	6 / 13	Q2
YTD	+1.08%	+0.96%	+0.12	5 / 13	Q2
1Y	+3.37%	+3.78%	-0.41	7 / 13	Q3
2Y	+6.48%	+6.45%	+0.03	4 / 13	Q2
3Y	+6.43%	+6.37%	+0.06	5 / 11	Q2
4Y	+6.42%	+6.50%	-0.08	5 / 9	Q3
5Y	+5.46%	+5.71%	-0.25	7 / 9	Q4
7Y	+6.28%	+6.54%	-0.26	6 / 7	Q4
10Y	+6.65%	+6.67%	-0.02	4 / 6	Q3
Inception	+7.18%	+6.75%	+0.44	5 / 13	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.08%	+0.99%	+0.09	5 / 12
2025	+7.44%	+7.22%	+0.22	4 / 12
2024	+7.64%	+7.78%	-0.14	6 / 12
2023	+6.56%	+6.50%	+0.06	4 / 11
2022	+2.87%	+3.77%	-0.91	6 / 9
2021	+2.53%	+3.32%	-0.79	9 / 9
2020	+10.36%	+10.37%	-0.01	4 / 7
2019	+9.80%	+9.03%	+0.77	5 / 7
2018	+7.28%	+6.84%	+0.44	2 / 7
2017	+6.37%	+5.26%	+1.10	2 / 8
2016	+8.30%	+9.05%	-0.75	5 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.25%

141 windows

min 1.6% · max 11.7%

100% positive

3-Year rolling

+7.02%

117 windows

min 4.0% · max 9.3%

100% positive

5-Year rolling

+6.98%

92 windows

min 5.4% · max 8.6%

100% positive

7-Year rolling

+7.05%

68 windows

min 6.3% · max 8.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.41%

3-year · annualised

Sharpe ratio

-0.17

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.62%

Mar 2026 → Apr 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
Invesco India Banking and PSU Fund - Regular Plan - Growth Option	Invesco	₹2,344.7714	3 Jun 2026
Bandhan Banking and PSU Fund - Regular Growth	Bandhan	₹25.6248	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular Plan - Growth	Mirae Asset	₹13.3762	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	Edelweiss	₹25.5061	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - Growth	DSP	₹24.7723	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Growth	HSBC	₹25.1821	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- Growth Option	Canara Robeco	₹12.4870	3 Jun 2026
UTI Banking & PSU Fund- Regular Plan - Growth Option	UTI	₹23.0145	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Growth option	Axis	₹2,740.3004	3 Jun 2026
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7756	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹3,235.7419
2 Jun 2026	₹3,236.6752
1 Jun 2026	₹3,234.6327
31 May 2026	₹3,233.4797
29 May 2026	₹3,232.3538
27 May 2026	₹3,230.5568
26 May 2026	₹3,228.9643
25 May 2026	₹3,228.8719
22 May 2026	₹3,225.4236
21 May 2026	₹3,224.2594

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI BANKING & PSU FUND - Regular Paln - Growth is ₹3,235.7419. It's a Banking & PSU Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI BANKING & PSU FUND - Regular Paln - Growth has NAV history starting from 18 Nov 2013, a track record of about 12 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI BANKING & PSU FUND - Regular Paln - Growth is managed by SBI. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI BANKING & PSU FUND - Regular Paln - Growth has delivered a absolute return of 3.37% — -0.41 pp behind the Banking & PSU Fund category average of 3.78%. The fund ranks #7 of 13 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI BANKING & PSU FUND - Regular Paln - Growth has delivered a CAGR of 6.43% — +0.06 pp ahead of the Banking & PSU Fund category average of 6.37%. The fund ranks #5 of 11 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI BANKING & PSU FUND - Regular Paln - Growth has delivered a CAGR of 5.46% — -0.25 pp behind the Banking & PSU Fund category average of 5.71%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI BANKING & PSU FUND - Regular Paln - Growth exactly 10 years ago would be worth approximately ₹190,408 today — a multiplier of 1.90×, based on the 10-year CAGR of 6.65%. The category average over the same window would have grown ₹1 lakh to ₹190,730.

A ₹10,000 monthly SIP in SBI BANKING & PSU FUND - Regular Paln - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹699,231 today. That's an XIRR (money-weighted annualised return) of 6.05%.

A ₹10,000 monthly SIP for 10 years in SBI BANKING & PSU FUND - Regular Paln - Growth = ₹1,200,000 invested. It would currently be worth ₹1,655,601 (multiplier 1.38×). XIRR: 6.26%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI BANKING & PSU FUND - Regular Paln - Growth ranks #7 out of 9 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.71%; this fund delivered 5.46%.

The worst peak-to-trough decline SBI BANKING & PSU FUND - Regular Paln - Growth has experienced over the last 5-year window is 1.19% — its NAV fell from a high on 05 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI BANKING & PSU FUND - Regular Paln - Growth averaged 6.98% (best 8.64%, worst 5.37%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.81 — negative risk-adjusted performance.

In calendar year 2025, SBI BANKING & PSU FUND - Regular Paln - Growth returned 7.44% — beating the Banking & PSU Fund category average of 7.22% by 0.22 pp. It ranked #4 of 12 in its category that year.

SBI BANKING & PSU FUND - Regular Paln - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI BANKING & PSU FUND - Regular Paln - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI BANKING & PSU FUND - Regular Paln - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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