ICICI Prudential

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option

Latest NAV

₹75.1000

As of

3 Jun 2026

4,777 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.32%	-0.02	2 / 2	Q4
1W	-0.72%	-0.70%	-0.02	2 / 2	Q4
2W	+0.25%	+0.27%	-0.02	2 / 2	Q4
1M	-0.80%	-0.80%	-0.01	2 / 2	Q4
3M	-1.34%	-1.31%	-0.02	2 / 2	Q4
6M	-2.71%	-2.71%	0.00	2 / 2	Q4
YTD	-3.16%	-3.15%	-0.01	2 / 2	Q4
1Y	+3.49%	-0.79%	+4.28	1 / 2	Q2
2Y	+6.83%	+2.44%	+4.40	1 / 2	Q2
3Y	+11.38%	+6.26%	+5.12	1 / 2	Q2
4Y	+11.20%	+6.13%	+5.07	1 / 2	Q2
5Y	+10.33%	+5.36%	+4.97	1 / 2	Q2
7Y	+11.03%	+6.27%	+4.76	1 / 2	Q2
10Y	+10.87%	+5.95%	+4.92	1 / 2	Q2
Inception	+10.95%	+6.95%	+4.00	1 / 2	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.16%	-3.15%	-0.01	2 / 2
2025	+11.89%	+7.25%	+4.64	1 / 2
2024	+12.25%	+7.68%	+4.57	1 / 2
2023	+16.26%	+9.83%	+6.44	1 / 2
2022	+7.90%	+3.06%	+4.84	1 / 2
2021	+15.03%	+10.12%	+4.91	1 / 2
2020	+11.59%	+7.62%	+3.97	1 / 2
2019	+10.63%	+6.28%	+4.35	1 / 2
2018	+2.63%	-1.89%	+4.52	1 / 2
2017	+18.46%	+12.55%	+5.91	1 / 2
2016	+6.94%	+1.70%	+5.24	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.94%

225 windows

min -39.3% · max 52.5%

89% positive

3-Year rolling

+12.17%

201 windows

min -1.3% · max 24.2%

100% positive

5-Year rolling

+12.20%

176 windows

min 2.7% · max 20.7%

100% positive

7-Year rolling

+12.17%

152 windows

min 8.5% · max 19.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.57%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.15

Downside-only deviation

Max drawdown

-8.30%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹75.1000
2 Jun 2026	₹75.3500
1 Jun 2026	₹75.1300
29 May 2026	₹75.3900
27 May 2026	₹75.9300
26 May 2026	₹75.9000
25 May 2026	₹76.0300
22 May 2026	₹75.4700
21 May 2026	₹75.2800
20 May 2026	₹75.2600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option is ₹75.1000. It's a Balanced Advantage Fund from ICICI Prudential, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option has NAV history starting from 01 Jan 2007, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option has delivered a absolute return of 3.49% — +4.28 pp ahead of the Balanced Advantage Fund category average of -0.79%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option has delivered a CAGR of 11.38% — +5.12 pp ahead of the Balanced Advantage Fund category average of 6.26%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option has delivered a CAGR of 10.33% — +4.97 pp ahead of the Balanced Advantage Fund category average of 5.36%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option exactly 10 years ago would be worth approximately ₹280,528 today — a multiplier of 2.81×, based on the 10-year CAGR of 10.87%. The category average over the same window would have grown ₹1 lakh to ₹178,244.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹764,219 today. That's an XIRR (money-weighted annualised return) of 9.60%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,101,329 (multiplier 1.75×). XIRR: 10.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option ranks #1 out of 2 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.36%; this fund delivered 10.33%.

The worst peak-to-trough decline ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option has experienced over the last 5-year window is 8.30% — its NAV fell from a high on 11 Feb 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option averaged 12.20% (best 20.67%, worst 2.73%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option returned 11.89% — beating the Balanced Advantage Fund category average of 7.25% by 4.64 pp. It ranked #1 of 2 in its category that year.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.3%. 5-year CAGR: 10.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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