ICICI Prudential

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option

Latest NAV

₹17.5300

As of

3 Jun 2026

4,777 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.32%	+0.02	1 / 2	Q2
1W	-0.68%	-0.70%	+0.02	1 / 2	Q2
2W	+0.29%	+0.27%	+0.02	1 / 2	Q2
1M	-0.79%	-0.80%	+0.01	1 / 2	Q2
3M	-1.29%	-1.31%	+0.02	1 / 2	Q2
6M	-2.71%	-2.71%	+0.00	1 / 2	Q2
YTD	-3.14%	-3.15%	+0.01	1 / 2	Q2
1Y	-5.07%	-0.79%	-4.28	2 / 2	Q4
2Y	-1.96%	+2.44%	-4.40	2 / 2	Q4
3Y	+1.14%	+6.26%	-5.12	2 / 2	Q4
4Y	+1.05%	+6.13%	-5.07	2 / 2	Q4
5Y	+0.39%	+5.36%	-4.97	2 / 2	Q4
7Y	+1.51%	+6.27%	-4.76	2 / 2	Q4
10Y	+1.03%	+5.95%	-4.92	2 / 2	Q4
Inception	+2.95%	+6.95%	-4.00	2 / 2	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.14%	-3.15%	+0.01	1 / 2
2025	+2.60%	+7.25%	-4.64	2 / 2
2024	+3.10%	+7.68%	-4.57	2 / 2
2023	+3.39%	+9.83%	-6.44	2 / 2
2022	-1.79%	+3.06%	-4.84	2 / 2
2021	+5.21%	+10.12%	-4.91	2 / 2
2020	+3.65%	+7.62%	-3.97	2 / 2
2019	+1.93%	+6.28%	-4.35	2 / 2
2018	-6.41%	-1.89%	-4.52	2 / 2
2017	+6.64%	+12.55%	-5.91	2 / 2
2016	-3.53%	+1.70%	-5.24	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.81%

225 windows

min -39.3% · max 52.4%

62% positive

3-Year rolling

+3.72%

201 windows

min -10.1% · max 18.7%

83% positive

5-Year rolling

+3.40%

176 windows

min -6.7% · max 14.0%

90% positive

7-Year rolling

+3.16%

152 windows

min -1.4% · max 11.7%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.96%

3-year · annualised

Sharpe ratio

-0.39

vs risk-free 6.5%

Sortino ratio

-0.45

Downside-only deviation

Max drawdown

-15.91%

Sep 2024 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.5300
2 Jun 2026	₹17.5900
1 Jun 2026	₹17.5300
29 May 2026	₹17.5900
27 May 2026	₹17.7200
26 May 2026	₹17.7100
25 May 2026	₹17.7400
22 May 2026	₹17.6100
21 May 2026	₹17.5700
20 May 2026	₹17.5600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option is ₹17.5300. It's a Balanced Advantage Fund from ICICI Prudential, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option has NAV history starting from 01 Jan 2007, a track record of about 19 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option has delivered a absolute return of -5.07% — -4.28 pp behind the Balanced Advantage Fund category average of -0.79%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option has delivered a CAGR of 1.14% — -5.12 pp behind the Balanced Advantage Fund category average of 6.26%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option has delivered a CAGR of 0.39% — -4.97 pp behind the Balanced Advantage Fund category average of 5.36%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option exactly 10 years ago would be worth approximately ₹110,838 today — a multiplier of 1.11×, based on the 10-year CAGR of 1.03%. The category average over the same window would have grown ₹1 lakh to ₹178,244.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹601,922 today. That's an XIRR (money-weighted annualised return) of 0.13%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,283,643 (multiplier 1.07×). XIRR: 1.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option ranks #2 out of 2 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.36%; this fund delivered 0.39%.

The worst peak-to-trough decline ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option has experienced over the last 5-year window is 15.91% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option averaged 3.40% (best 14.03%, worst -6.66%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is -0.51 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option returned 2.60% — lagging the Balanced Advantage Fund category average of 7.25% by 4.64 pp. It ranked #2 of 2 in its category that year.

ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Derivatives Fund-Wealth Optimiser Plan-Retail Dividend Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 0.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.