Should I invest in HSBC NIFTY 50 INDEX FUND - Direct IDCW?

We don't give personal investment advice. HSBC NIFTY 50 INDEX FUND - Direct IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

HSBC

HSBC NIFTY 50 INDEX FUND - Direct IDCW

Latest NAV

₹28.7770

As of

17 Jul 2026

895 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.08%	+1.01	55 / 296	Q1
1W	+0.56%	-0.25%	+0.81	37 / 296	Q1
2W	+0.33%	+0.03%	+0.30	71 / 296	Q1
1M	+1.37%	+0.66%	+0.71	75 / 296	Q2
3M	+0.45%	+1.92%	-1.47	229 / 296	Q4
6M	-4.78%	+0.72%	-5.51	243 / 289	Q4
YTD	-6.38%	-0.18%	-6.20	246 / 287	Q4
1Y	-2.15%	+1.67%	-3.82	212 / 276	Q4
2Y	+0.38%	+2.29%	-1.91	122 / 196	Q3
3Y	+8.24%	+9.65%	-1.41	57 / 152	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.70%	+7.39%	+1.31	106 / 294	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.38%	-0.15%	-6.23	242 / 282
2025	+11.18%	+5.41%	+5.77	33 / 226
2024	+9.71%	+13.06%	-3.35	72 / 159
2023	+20.53%	+21.46%	-0.93	50 / 121
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.54%

33 windows

min -4.3% · max 33.5%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.55%

8 windows

min 8.2% · max 13.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.26%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-15.51%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹28.7770
16 Jul 2026	₹28.4646
15 Jul 2026	₹28.4715
14 Jul 2026	₹28.4373
13 Jul 2026	₹28.6243
10 Jul 2026	₹28.6159
9 Jul 2026	₹28.3232
8 Jul 2026	₹28.2267
7 Jul 2026	₹28.8354
6 Jul 2026	₹28.8697

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HSBC NIFTY 50 INDEX FUND - Direct IDCW is ₹28.7770. It's a Index Fund from HSBC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC NIFTY 50 INDEX FUND - Direct IDCW has NAV history starting from 28 Nov 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC NIFTY 50 INDEX FUND - Direct IDCW is managed by HSBC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC NIFTY 50 INDEX FUND - Direct IDCW has delivered a absolute return of -2.15% — -3.82 pp behind the Index Fund category average of 1.67%. The fund ranks #212 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HSBC NIFTY 50 INDEX FUND - Direct IDCW has delivered a CAGR of 8.24% — -1.41 pp behind the Index Fund category average of 9.65%. The fund ranks #57 of 152 in its category — the second (Q2) quartile.

HSBC NIFTY 50 INDEX FUND - Direct IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC NIFTY 50 INDEX FUND - Direct IDCW exactly 3 years ago would be worth approximately ₹126,797 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.24%. The category average over the same window would have grown ₹1 lakh to ₹131,816.

A ₹10,000 monthly SIP in HSBC NIFTY 50 INDEX FUND - Direct IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹382,705 today. That's an XIRR (money-weighted annualised return) of 4.01%.

HSBC NIFTY 50 INDEX FUND - Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹382,705 — XIRR 4.01%.

On a 3-year basis, HSBC NIFTY 50 INDEX FUND - Direct IDCW ranks #57 out of 152 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.65%; this fund delivered 8.24%.

The worst peak-to-trough decline HSBC NIFTY 50 INDEX FUND - Direct IDCW has experienced over the last 3-year window is 15.51% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC NIFTY 50 INDEX FUND - Direct IDCW averaged 11.55% (best 13.80%, worst 8.24%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, HSBC NIFTY 50 INDEX FUND - Direct IDCW returned 11.18% — beating the Index Fund category average of 5.41% by 5.77 pp. It ranked #33 of 226 in its category that year.

HSBC NIFTY 50 INDEX FUND - Direct IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HSBC NIFTY 50 INDEX FUND - Direct IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.