Should I invest in HSBC India Opportunities Fund?

We don't give personal investment advice. HSBC India Opportunities Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 13.85%.

HSBC

HSBC India Opportunities Fund - Growth

Latest NAV

₹220.1864

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.05%	+0.20	14 / 75	Q1
1W	-1.72%	-0.62%	-1.09	56 / 74	Q4
2W	+0.59%	-0.08%	+0.67	13 / 73	Q1
1M	+0.13%	+0.11%	+0.02	33 / 72	Q2
3M	+3.36%	+3.35%	+0.02	25 / 71	Q2
6M	-1.26%	+5.50%	-6.76	39 / 71	Q3
YTD	-1.21%	+2.11%	-3.32	37 / 71	Q3
1Y	+3.20%	+14.43%	-11.22	39 / 65	Q3
2Y	+5.19%	+8.46%	-3.28	37 / 61	Q3
3Y	+17.26%	+11.40%	+5.86	7 / 55	Q1
4Y	+16.24%	+10.74%	+5.50	6 / 35	Q1
5Y	+13.85%	+10.52%	+3.34	8 / 33	Q1
7Y	+14.13%	+11.08%	+3.05	6 / 28	Q1
10Y	+12.78%	+10.41%	+2.37	10 / 28	Q2
Inception	+11.72%	+8.97%	+2.74	27 / 75	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.21%	-5.78%	+4.57	3 / 27
2025	+0.68%	+2.13%	-1.45	19 / 27
2024	+28.32%	+17.60%	+10.71	3 / 27
2023	+31.29%	+25.30%	+5.99	3 / 27
2022	-4.62%	+0.84%	-5.45	26 / 32
2021	+33.77%	+25.14%	+8.63	9 / 46
2020	+15.78%	+13.07%	+2.71	12 / 50
2019	+5.80%	+4.14%	+1.66	28 / 61
2018	-9.96%	-7.56%	-2.40	23 / 36
2017	+38.66%	+31.98%	+6.68	9 / 36
2016	+5.13%	+1.09%	+4.04	10 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.72%

234 windows

min -55.3% · max 80.9%

75% positive

3-Year rolling

+12.36%

210 windows

min -8.4% · max 28.9%

92% positive

5-Year rolling

+12.32%

185 windows

min -3.1% · max 24.5%

97% positive

7-Year rolling

+12.15%

161 windows

min 3.8% · max 19.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.92%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.05

Downside-only deviation

Max drawdown

-20.74%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹220.1864
2 Jun 2026	₹220.4189
1 Jun 2026	₹219.8636
29 May 2026	₹222.7193
27 May 2026	₹224.8611
26 May 2026	₹224.2678
25 May 2026	₹224.1695
22 May 2026	₹222.0054
21 May 2026	₹221.1991
20 May 2026	₹220.1957

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC India Opportunities Fund - Growth is ₹220.1864. It's a Flexi Cap Fund from HSBC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC India Opportunities Fund - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC India Opportunities Fund - Growth is managed by HSBC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC India Opportunities Fund - Growth has delivered a absolute return of 3.20% — -11.22 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #39 of 65 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC India Opportunities Fund - Growth has delivered a CAGR of 17.26% — +5.86 pp ahead of the Flexi Cap Fund category average of 11.40%. The fund ranks #7 of 55 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HSBC India Opportunities Fund - Growth has delivered a CAGR of 13.85% — +3.34 pp ahead of the Flexi Cap Fund category average of 10.52%. The fund ranks #8 of 33 in its category — the top (Q1) quartile.

₹1 lakh invested in HSBC India Opportunities Fund - Growth exactly 10 years ago would be worth approximately ₹333,050 today — a multiplier of 3.33×, based on the 10-year CAGR of 12.78%. The category average over the same window would have grown ₹1 lakh to ₹269,323.

A ₹10,000 monthly SIP in HSBC India Opportunities Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹828,102 today. That's an XIRR (money-weighted annualised return) of 12.84%.

A ₹10,000 monthly SIP for 10 years in HSBC India Opportunities Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,441,728 (multiplier 2.03×). XIRR: 13.61%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HSBC India Opportunities Fund - Growth ranks #8 out of 33 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.52%; this fund delivered 13.85%.

The worst peak-to-trough decline HSBC India Opportunities Fund - Growth has experienced over the last 5-year window is 23.06% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC India Opportunities Fund - Growth averaged 12.32% (best 24.50%, worst -3.10%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.51 — reasonable risk-adjusted performance.

In calendar year 2025, HSBC India Opportunities Fund - Growth returned 0.68% — lagging the Flexi Cap Fund category average of 2.13% by 1.45 pp. It ranked #19 of 27 in its category that year.

HSBC India Opportunities Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC India Opportunities Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 13.85%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.