Should I invest in Franklin India Prima Plus?

We don't give personal investment advice. Franklin India Prima Plus-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.7%. 5-year CAGR: 6.66%.

Franklin Templeton

Franklin India Prima Plus-Dividend

Latest NAV

₹62.3718

As of

17 Jul 2026

4,991 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.64%	+0.13%	+0.51	4 / 75	Q1
1W	+0.01%	+0.04%	-0.02	44 / 74	Q3
2W	+0.42%	-0.03%	+0.45	20 / 73	Q2
1M	+1.59%	+1.15%	+0.45	32 / 72	Q2
3M	+1.44%	+4.98%	-3.54	51 / 71	Q3
6M	-7.88%	+8.01%	-15.89	69 / 71	Q4
YTD	-9.51%	+3.91%	-13.42	68 / 71	Q4
1Y	-8.37%	+15.10%	-23.47	64 / 65	Q4
2Y	-5.98%	+7.99%	-13.97	60 / 61	Q4
3Y	+6.93%	+11.25%	-4.33	47 / 55	Q4
4Y	+8.81%	+11.82%	-3.00	22 / 35	Q3
5Y	+6.66%	+10.79%	-4.13	26 / 33	Q4
7Y	+8.75%	+12.57%	-3.82	22 / 28	Q4
10Y	+5.48%	+10.43%	-4.95	25 / 28	Q4
Inception	+3.02%	+9.06%	-6.04	64 / 75	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.51%	-1.05%	-8.47	26 / 27
2025	-3.52%	+2.13%	-5.65	24 / 27
2024	+15.88%	+17.60%	-1.72	16 / 27
2023	+22.45%	+25.30%	-2.85	17 / 27
2022	-2.17%	+0.84%	-3.01	22 / 32
2021	+30.99%	+25.14%	+5.85	16 / 46
2020	+6.96%	+13.07%	-6.11	38 / 50
2019	-4.48%	+4.14%	-8.62	56 / 61
2018	-11.79%	-7.56%	-4.23	29 / 36
2017	+21.37%	+31.98%	-10.61	31 / 36
2016	-3.58%	+1.09%	-4.67	34 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.07%

236 windows

min -56.7% · max 63.7%

53% positive

3-Year rolling

+4.81%

211 windows

min -16.4% · max 26.2%

66% positive

5-Year rolling

+4.58%

187 windows

min -10.5% · max 22.8%

76% positive

7-Year rolling

+4.35%

163 windows

min -5.7% · max 9.9%

86% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.78%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.13

Downside-only deviation

Max drawdown

-25.67%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹73.8450	17 Jul 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹48.2854	17 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.9500	17 Jul 2026
Franklin India Prima Plus-Growth	Franklin Templeton	₹1,611.9719	17 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹85.9620	17 Jul 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹42.2405	17 Jul 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹342.0300	17 Jul 2026
UTI - Equity Fund-Growth Option	UTI	₹318.2605	17 Jul 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹165.6000	17 Jul 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹77.6979	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹62.3718
16 Jul 2026	₹61.9740
15 Jul 2026	₹62.1111
14 Jul 2026	₹61.9130
13 Jul 2026	₹62.3779
10 Jul 2026	₹62.3630
9 Jul 2026	₹61.6816
8 Jul 2026	₹61.1377
7 Jul 2026	₹62.3141
6 Jul 2026	₹62.5212

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Prima Plus-Dividend is ₹62.3718. It's a Flexi Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Prima Plus-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Prima Plus-Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Prima Plus-Dividend has delivered a absolute return of -8.37% — -23.47 pp behind the Flexi Cap Fund category average of 15.10%. The fund ranks #64 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Prima Plus-Dividend has delivered a CAGR of 6.93% — -4.33 pp behind the Flexi Cap Fund category average of 11.25%. The fund ranks #47 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Prima Plus-Dividend has delivered a CAGR of 6.66% — -4.13 pp behind the Flexi Cap Fund category average of 10.79%. The fund ranks #26 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Prima Plus-Dividend exactly 10 years ago would be worth approximately ₹170,447 today — a multiplier of 1.70×, based on the 10-year CAGR of 5.48%. The category average over the same window would have grown ₹1 lakh to ₹269,598.

A ₹10,000 monthly SIP in Franklin India Prima Plus-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹664,949 today. That's an XIRR (money-weighted annualised return) of 4.06%.

A ₹10,000 monthly SIP for 10 years in Franklin India Prima Plus-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,698,264 (multiplier 1.42×). XIRR: 6.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Prima Plus-Dividend ranks #26 out of 33 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.79%; this fund delivered 6.66%.

The worst peak-to-trough decline Franklin India Prima Plus-Dividend has experienced over the last 5-year window is 25.67% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Prima Plus-Dividend averaged 4.58% (best 22.77%, worst -10.51%). 76% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Prima Plus-Dividend returned -3.52% — lagging the Flexi Cap Fund category average of 2.13% by 5.65 pp. It ranked #24 of 27 in its category that year.

Franklin India Prima Plus-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Prima Plus-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.7%. 5-year CAGR: 6.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.