Should I invest in Franklin India Prima Plus?

We don't give personal investment advice. Franklin India Prima Plus-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.7%. 5-year CAGR: 6.20%.

Franklin Templeton

Franklin India Prima Plus-Dividend

Latest NAV

₹59.4625

As of

3 Jun 2026

4,960 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.05%	-0.20	63 / 75	Q4
1W	-2.01%	-0.62%	-1.38	66 / 74	Q4
2W	-0.13%	-0.08%	-0.04	40 / 73	Q3
1M	-2.15%	+0.11%	-2.26	65 / 72	Q4
3M	-2.95%	+3.35%	-6.29	60 / 71	Q4
6M	-13.36%	+5.50%	-18.86	70 / 71	Q4
YTD	-13.73%	+2.11%	-15.84	70 / 71	Q4
1Y	-10.70%	+14.43%	-25.13	64 / 65	Q4
2Y	-5.31%	+8.46%	-13.78	61 / 61	Q4
3Y	+7.35%	+11.40%	-4.05	44 / 55	Q4
4Y	+7.52%	+10.74%	-3.23	24 / 35	Q3
5Y	+6.20%	+10.52%	-4.32	25 / 33	Q4
7Y	+7.14%	+11.08%	-3.94	23 / 28	Q4
10Y	+5.44%	+10.41%	-4.97	25 / 28	Q4
Inception	+2.80%	+8.97%	-6.18	65 / 75	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.73%	-5.78%	-7.95	26 / 27
2025	-3.52%	+2.13%	-5.65	24 / 27
2024	+15.88%	+17.60%	-1.72	16 / 27
2023	+22.45%	+25.30%	-2.85	17 / 27
2022	-2.17%	+0.84%	-3.01	22 / 32
2021	+30.99%	+25.14%	+5.85	16 / 46
2020	+6.96%	+13.07%	-6.11	38 / 50
2019	-4.48%	+4.14%	-8.62	56 / 61
2018	-11.79%	-7.56%	-4.23	29 / 36
2017	+21.37%	+31.98%	-10.61	31 / 36
2016	-3.58%	+1.09%	-4.67	34 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.14%

234 windows

min -56.1% · max 73.5%

52% positive

3-Year rolling

+4.50%

210 windows

min -18.0% · max 23.1%

64% positive

5-Year rolling

+4.55%

185 windows

min -10.5% · max 20.6%

77% positive

7-Year rolling

+4.31%

161 windows

min -6.2% · max 9.9%

85% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.92%

3-year · annualised

Sharpe ratio

0.13

vs risk-free 6.5%

Sortino ratio

0.18

Downside-only deviation

Max drawdown

-25.67%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Growth	Franklin Templeton	₹1,536.7826	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹59.4625
2 Jun 2026	₹59.5508
1 Jun 2026	₹59.4094
29 May 2026	₹59.9383
27 May 2026	₹60.6798
26 May 2026	₹60.4790
25 May 2026	₹60.6818
22 May 2026	₹59.8633
21 May 2026	₹59.6488
20 May 2026	₹59.5374

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Prima Plus-Dividend is ₹59.4625. It's a Flexi Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Prima Plus-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Prima Plus-Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Prima Plus-Dividend has delivered a absolute return of -10.70% — -25.13 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #64 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Prima Plus-Dividend has delivered a CAGR of 7.35% — -4.05 pp behind the Flexi Cap Fund category average of 11.40%. The fund ranks #44 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Prima Plus-Dividend has delivered a CAGR of 6.20% — -4.32 pp behind the Flexi Cap Fund category average of 10.52%. The fund ranks #25 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Prima Plus-Dividend exactly 10 years ago would be worth approximately ₹169,905 today — a multiplier of 1.70×, based on the 10-year CAGR of 5.44%. The category average over the same window would have grown ₹1 lakh to ₹269,323.

A ₹10,000 monthly SIP in Franklin India Prima Plus-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹639,941 today. That's an XIRR (money-weighted annualised return) of 2.54%.

A ₹10,000 monthly SIP for 10 years in Franklin India Prima Plus-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,629,254 (multiplier 1.36×). XIRR: 5.96%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Prima Plus-Dividend ranks #25 out of 33 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.52%; this fund delivered 6.20%.

The worst peak-to-trough decline Franklin India Prima Plus-Dividend has experienced over the last 5-year window is 25.67% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Prima Plus-Dividend averaged 4.55% (best 20.63%, worst -10.50%). 77% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Prima Plus-Dividend returned -3.52% — lagging the Flexi Cap Fund category average of 2.13% by 5.65 pp. It ranked #24 of 27 in its category that year.

Franklin India Prima Plus-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Prima Plus-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.7%. 5-year CAGR: 6.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.