Should I invest in HDFC Equity Fund?

We don't give personal investment advice. HDFC Equity Fund - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 5.91%.

HDFC

HDFC Equity Fund - Dividend Option

Latest NAV

₹69.5210

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.05%	-0.01	22 / 75	Q2
1W	-1.90%	-0.62%	-1.28	64 / 74	Q4
2W	-0.49%	-0.08%	-0.41	53 / 73	Q3
1M	-1.52%	+0.11%	-1.63	59 / 72	Q4
3M	-13.74%	+3.35%	-17.09	71 / 71	Q4
6M	-15.35%	+5.50%	-20.85	71 / 71	Q4
YTD	-15.52%	+2.11%	-17.63	71 / 71	Q4
1Y	-9.70%	+14.43%	-24.12	63 / 65	Q4
2Y	-4.12%	+8.46%	-12.59	59 / 61	Q4
3Y	+6.44%	+11.40%	-4.96	49 / 55	Q4
4Y	+6.96%	+10.74%	-3.78	30 / 35	Q4
5Y	+5.91%	+10.52%	-4.61	26 / 33	Q4
7Y	+3.98%	+11.08%	-7.10	27 / 28	Q4
10Y	+4.16%	+10.41%	-6.25	26 / 28	Q4
Inception	+2.90%	+8.97%	-6.07	64 / 75	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.52%	-5.78%	-9.74	27 / 27
2025	+0.87%	+2.13%	-1.26	18 / 27
2024	+12.06%	+17.60%	-5.54	24 / 27
2023	+17.26%	+25.30%	-8.04	25 / 27
2022	+6.76%	+0.84%	+5.93	7 / 32
2021	+22.46%	+25.14%	-2.68	29 / 46
2020	-8.51%	+13.07%	-21.58	50 / 50
2019	-5.08%	+4.14%	-9.22	57 / 61
2018	-12.83%	-7.56%	-5.27	31 / 36
2017	+23.69%	+31.98%	-8.29	29 / 36
2016	-3.88%	+1.09%	-4.97	35 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.95%

234 windows

min -58.0% · max 98.3%

56% positive

3-Year rolling

+4.22%

210 windows

min -18.3% · max 24.0%

70% positive

5-Year rolling

+3.57%

185 windows

min -12.2% · max 19.2%

72% positive

7-Year rolling

+2.91%

161 windows

min -3.8% · max 12.0%

85% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.56%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-24.01%

Sep 2024 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Growth Option	HDFC	₹1,923.9000	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹69.5210
2 Jun 2026	₹69.6010
1 Jun 2026	₹69.5700
29 May 2026	₹70.0710
27 May 2026	₹70.9850
26 May 2026	₹70.9510
25 May 2026	₹71.2170
22 May 2026	₹70.3090
21 May 2026	₹70.0910
20 May 2026	₹69.9690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Equity Fund - Dividend Option is ₹69.5210. It's a Flexi Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Equity Fund - Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Equity Fund - Dividend Option is managed by HDFC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Equity Fund - Dividend Option has delivered a absolute return of -9.70% — -24.12 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #63 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Equity Fund - Dividend Option has delivered a CAGR of 6.44% — -4.96 pp behind the Flexi Cap Fund category average of 11.40%. The fund ranks #49 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Equity Fund - Dividend Option has delivered a CAGR of 5.91% — -4.61 pp behind the Flexi Cap Fund category average of 10.52%. The fund ranks #26 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Equity Fund - Dividend Option exactly 10 years ago would be worth approximately ₹150,332 today — a multiplier of 1.50×, based on the 10-year CAGR of 4.16%. The category average over the same window would have grown ₹1 lakh to ₹269,323.

A ₹10,000 monthly SIP in HDFC Equity Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹632,804 today. That's an XIRR (money-weighted annualised return) of 2.10%.

A ₹10,000 monthly SIP for 10 years in HDFC Equity Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,493,468 (multiplier 1.24×). XIRR: 4.28%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Equity Fund - Dividend Option ranks #26 out of 33 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.52%; this fund delivered 5.91%.

The worst peak-to-trough decline HDFC Equity Fund - Dividend Option has experienced over the last 5-year window is 24.01% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Equity Fund - Dividend Option averaged 3.57% (best 19.19%, worst -12.23%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, HDFC Equity Fund - Dividend Option returned 0.87% — lagging the Flexi Cap Fund category average of 2.13% by 1.26 pp. It ranked #18 of 27 in its category that year.

HDFC Equity Fund - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Equity Fund - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 5.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.