Should I invest in Kotak Flexicap Fund?

We don't give personal investment advice. Kotak Flexicap Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 11.57%.

Kotak

Kotak Flexicap Fund - Growth

Latest NAV

₹82.5560

As of

3 Jun 2026

4,110 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.05%	+0.05	17 / 75	Q1
1W	-1.72%	-0.62%	-1.09	54 / 74	Q3
2W	+0.20%	-0.08%	+0.28	28 / 73	Q2
1M	-1.35%	+0.11%	-1.46	55 / 72	Q4
3M	-3.71%	+3.35%	-7.06	63 / 71	Q4
6M	-5.16%	+5.50%	-10.66	52 / 71	Q3
YTD	-5.25%	+2.11%	-7.36	51 / 71	Q3
1Y	-0.86%	+14.43%	-15.28	45 / 65	Q3
2Y	+2.09%	+8.46%	-6.37	42 / 61	Q3
3Y	+13.40%	+11.40%	+2.00	19 / 55	Q2
4Y	+13.89%	+10.74%	+3.15	10 / 35	Q2
5Y	+11.57%	+10.52%	+1.05	13 / 33	Q2
7Y	+12.15%	+11.08%	+1.07	11 / 28	Q2
10Y	+13.43%	+10.41%	+3.01	8 / 28	Q2
Inception	+13.37%	+8.97%	+4.40	17 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.25%	-5.78%	+0.53	10 / 27
2025	+9.18%	+2.13%	+7.05	3 / 27
2024	+16.48%	+17.60%	-1.12	15 / 27
2023	+23.54%	+25.30%	-1.76	16 / 27
2022	+5.00%	+0.84%	+4.16	9 / 32
2021	+24.85%	+25.14%	-0.30	28 / 46
2020	+11.74%	+13.07%	-1.33	22 / 50
2019	+11.86%	+4.14%	+7.72	6 / 61
2018	-0.34%	-7.56%	+7.22	4 / 36
2017	+33.03%	+31.98%	+1.05	17 / 36
2016	+8.67%	+1.09%	+7.58	4 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.43%

192 windows

min -28.0% · max 74.8%

85% positive

3-Year rolling

+15.10%

168 windows

min -4.4% · max 30.9%

98% positive

5-Year rolling

+15.47%

143 windows

min 1.9% · max 23.4%

100% positive

7-Year rolling

+14.74%

119 windows

min 10.6% · max 19.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.14%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.82

Downside-only deviation

Max drawdown

-16.61%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026
IDFC Premier Equity Fund_Plan A - Growth	IDFC	₹202.3510	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹82.5560
2 Jun 2026	₹82.8020
1 Jun 2026	₹82.7190
29 May 2026	₹83.3300
27 May 2026	₹84.4040
26 May 2026	₹84.2470
25 May 2026	₹84.3250
22 May 2026	₹83.0930
21 May 2026	₹82.8070
20 May 2026	₹82.6420

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Flexicap Fund - Growth is ₹82.5560. It's a Flexi Cap Fund from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Flexicap Fund - Growth has NAV history starting from 17 Sep 2009, a track record of about 16 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Flexicap Fund - Growth is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Flexicap Fund - Growth has delivered a absolute return of -0.86% — -15.28 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #45 of 65 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Flexicap Fund - Growth has delivered a CAGR of 13.40% — +2 pp ahead of the Flexi Cap Fund category average of 11.40%. The fund ranks #19 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Flexicap Fund - Growth has delivered a CAGR of 11.57% — +1.05 pp ahead of the Flexi Cap Fund category average of 10.52%. The fund ranks #13 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Flexicap Fund - Growth exactly 10 years ago would be worth approximately ₹352,470 today — a multiplier of 3.52×, based on the 10-year CAGR of 13.43%. The category average over the same window would have grown ₹1 lakh to ₹269,323.

A ₹10,000 monthly SIP in Kotak Flexicap Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹778,145 today. That's an XIRR (money-weighted annualised return) of 10.33%.

A ₹10,000 monthly SIP for 10 years in Kotak Flexicap Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,309,669 (multiplier 1.92×). XIRR: 12.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Flexicap Fund - Growth ranks #13 out of 33 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.52%; this fund delivered 11.57%.

The worst peak-to-trough decline Kotak Flexicap Fund - Growth has experienced over the last 5-year window is 18.11% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Flexicap Fund - Growth averaged 15.47% (best 23.42%, worst 1.85%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, Kotak Flexicap Fund - Growth returned 9.18% — beating the Flexi Cap Fund category average of 2.13% by 7.05 pp. It ranked #3 of 27 in its category that year.

Kotak Flexicap Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Flexicap Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 11.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.