Should I invest in IDFC Premier Equity Fund_Plan A?

We don't give personal investment advice. IDFC Premier Equity Fund_Plan A - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 11.19%.

IDFC

IDFC Premier Equity Fund_Plan A - Growth

Latest NAV

₹211.4160

As of

17 Jul 2026

4,467 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.13%	+0.48	6 / 75	Q1
1W	+0.06%	+0.04%	+0.02	42 / 74	Q3
2W	+0.17%	-0.03%	+0.21	31 / 73	Q2
1M	+1.17%	+1.15%	+0.02	40 / 72	Q3
3M	+2.42%	+4.98%	-2.55	46 / 71	Q3
6M	-0.46%	+8.01%	-8.47	54 / 71	Q4
YTD	-2.12%	+3.91%	-6.03	54 / 71	Q4
1Y	+0.70%	+15.10%	-14.40	45 / 65	Q3
2Y	+1.79%	+7.99%	-6.20	40 / 61	Q3
3Y	+12.32%	+11.25%	+1.06	23 / 55	Q2
4Y	+13.55%	+11.82%	+1.74	13 / 35	Q2
5Y	+11.19%	+10.79%	+0.40	14 / 33	Q2
7Y	+13.22%	+12.57%	+0.65	12 / 28	Q2
10Y	+10.85%	+10.43%	+0.42	14 / 28	Q2
Inception	+13.69%	+9.06%	+4.63	15 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.12%	-1.05%	-1.07	18 / 27
2025	+8.82%	+2.13%	+6.68	4 / 27
2024	+15.09%	+17.60%	-2.51	17 / 27
2023	+24.14%	+25.30%	-1.16	15 / 27
2022	-1.39%	+0.84%	-2.23	20 / 32
2021	+31.99%	+25.14%	+6.85	15 / 46
2020	+9.75%	+13.07%	-3.32	32 / 50
2019	+7.71%	+4.14%	+3.56	20 / 61
2018	-8.78%	-7.56%	-1.23	22 / 36
2017	+36.87%	+31.98%	+4.89	12 / 36
2016	-3.01%	+1.09%	-4.09	32 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.28%

209 windows

min -21.7% · max 134.6%

83% positive

3-Year rolling

+15.53%

185 windows

min -5.3% · max 41.5%

96% positive

5-Year rolling

+15.11%

160 windows

min -0.5% · max 29.3%

99% positive

7-Year rolling

+14.36%

136 windows

min 8.0% · max 28.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.70%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

0.83

Downside-only deviation

Max drawdown

-17.21%

Sep 2024 → Apr 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹73.8450	17 Jul 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹48.2854	17 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.9500	17 Jul 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹62.3718	17 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹85.9620	17 Jul 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹42.2405	17 Jul 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹342.0300	17 Jul 2026
UTI - Equity Fund-Growth Option	UTI	₹318.2605	17 Jul 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹165.6000	17 Jul 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹77.6979	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹211.4160
16 Jul 2026	₹210.1290
15 Jul 2026	₹210.5090
14 Jul 2026	₹209.9460
13 Jul 2026	₹211.4020
10 Jul 2026	₹211.2980
9 Jul 2026	₹209.3560
8 Jul 2026	₹208.1420
7 Jul 2026	₹212.1990
6 Jul 2026	₹211.8640

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of IDFC Premier Equity Fund_Plan A - Growth is ₹211.4160. It's a Flexi Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

IDFC Premier Equity Fund_Plan A - Growth has NAV history starting from 02 Jun 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Premier Equity Fund_Plan A - Growth is managed by IDFC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Premier Equity Fund_Plan A - Growth has delivered a absolute return of 0.70% — -14.4 pp behind the Flexi Cap Fund category average of 15.10%. The fund ranks #45 of 65 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC Premier Equity Fund_Plan A - Growth has delivered a CAGR of 12.32% — +1.06 pp ahead of the Flexi Cap Fund category average of 11.25%. The fund ranks #23 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, IDFC Premier Equity Fund_Plan A - Growth has delivered a CAGR of 11.19% — +0.4 pp ahead of the Flexi Cap Fund category average of 10.79%. The fund ranks #14 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in IDFC Premier Equity Fund_Plan A - Growth exactly 10 years ago would be worth approximately ₹280,042 today — a multiplier of 2.80×, based on the 10-year CAGR of 10.85%. The category average over the same window would have grown ₹1 lakh to ₹269,598.

A ₹10,000 monthly SIP in IDFC Premier Equity Fund_Plan A - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹777,534 today. That's an XIRR (money-weighted annualised return) of 10.30%.

A ₹10,000 monthly SIP for 10 years in IDFC Premier Equity Fund_Plan A - Growth = ₹1,200,000 invested. It would currently be worth ₹2,198,601 (multiplier 1.83×). XIRR: 11.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC Premier Equity Fund_Plan A - Growth ranks #14 out of 33 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.79%; this fund delivered 11.19%.

The worst peak-to-trough decline IDFC Premier Equity Fund_Plan A - Growth has experienced over the last 5-year window is 20.80% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Premier Equity Fund_Plan A - Growth averaged 15.11% (best 29.33%, worst -0.47%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, IDFC Premier Equity Fund_Plan A - Growth returned 8.82% — beating the Flexi Cap Fund category average of 2.13% by 6.68 pp. It ranked #4 of 27 in its category that year.

IDFC Premier Equity Fund_Plan A - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. IDFC Premier Equity Fund_Plan A - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 11.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.