Should I invest in Birla Sun Life MIDCAP Fund-Plan A (Growth)?

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Growth) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 15.82%.

Birla Sun Life

Birla Sun Life MIDCAP Fund-Plan A (Growth)

Latest NAV

₹799.2100

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.46%	+0.13%	+0.33	5 / 27	Q1
1W	-1.12%	-1.88%	+0.76	2 / 27	Q1
2W	+0.71%	-0.32%	+1.03	1 / 27	Q1
1M	-0.43%	-0.15%	-0.29	21 / 27	Q4
3M	+4.16%	+2.51%	+1.66	8 / 27	Q2
6M	0.00%	-1.69%	+1.69	10 / 27	Q2
YTD	-0.73%	-1.73%	+1.00	10 / 27	Q2
1Y	+4.49%	+1.79%	+2.70	11 / 27	Q2
2Y	+6.28%	+2.97%	+3.32	9 / 27	Q2
3Y	+18.19%	+16.50%	+1.68	9 / 27	Q2
4Y	+16.57%	+16.60%	-0.03	13 / 27	Q2
5Y	+15.82%	+14.55%	+1.27	12 / 27	Q2
7Y	+15.57%	+15.90%	-0.33	17 / 27	Q3
10Y	+13.76%	+13.20%	+0.56	15 / 27	Q3
Inception	+13.82%	+10.91%	+2.91	9 / 27	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.73%	-1.73%	+1.00	10 / 27
2025	+4.17%	+0.65%	+3.51	6 / 27
2024	+21.56%	+23.63%	-2.06	16 / 27
2023	+39.65%	+35.07%	+4.59	7 / 27
2022	-5.33%	+2.50%	-7.83	24 / 27
2021	+48.99%	+38.76%	+10.23	4 / 27
2020	+15.23%	+20.23%	-5.00	19 / 27
2019	-3.70%	-0.75%	-2.95	20 / 27
2018	-15.74%	-14.09%	-1.65	16 / 27
2017	+43.67%	+36.02%	+7.66	5 / 27
2016	+4.95%	+0.99%	+3.97	5 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.27%

234 windows

min -58.8% · max 144.0%

70% positive

3-Year rolling

+15.22%

210 windows

min -12.5% · max 38.3%

90% positive

5-Year rolling

+14.60%

185 windows

min -2.9% · max 28.7%

99% positive

7-Year rolling

+14.12%

161 windows

min 7.5% · max 25.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.21%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-22.13%

Oct 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹49.6400	3 Jun 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹94.6375	3 Jun 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹43.0300	3 Jun 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹90.0108	3 Jun 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹75.8150	3 Jun 2026
UTI Mid Cap Fund-Growth Option	UTI	₹295.9909	3 Jun 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹55.7400	3 Jun 2026
Escorts Opportunities Fund-Dividend	Escorts	₹77.1449	3 Jun 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹116.1031	3 Jun 2026
Religare Mid Cap Fund - Dividend Option	Religare	₹56.5400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹799.2100
2 Jun 2026	₹801.8500
1 Jun 2026	₹798.2100
29 May 2026	₹805.0900
27 May 2026	₹811.3100
26 May 2026	₹810.9300
25 May 2026	₹811.4500
22 May 2026	₹803.9700
21 May 2026	₹802.0800
20 May 2026	₹798.7700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life MIDCAP Fund-Plan A (Growth) is ₹799.2100. It's a Mid Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life MIDCAP Fund-Plan A (Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life MIDCAP Fund-Plan A (Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a absolute return of 4.49% — +2.7 pp ahead of the Mid Cap Fund category average of 1.79%. The fund ranks #11 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a CAGR of 18.19% — +1.68 pp ahead of the Mid Cap Fund category average of 16.50%. The fund ranks #9 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a CAGR of 15.82% — +1.27 pp ahead of the Mid Cap Fund category average of 14.55%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life MIDCAP Fund-Plan A (Growth) exactly 10 years ago would be worth approximately ₹363,042 today — a multiplier of 3.63×, based on the 10-year CAGR of 13.76%. The category average over the same window would have grown ₹1 lakh to ₹345,601.

A ₹10,000 monthly SIP in Birla Sun Life MIDCAP Fund-Plan A (Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹844,808 today. That's an XIRR (money-weighted annualised return) of 13.64%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life MIDCAP Fund-Plan A (Growth) = ₹1,200,000 invested. It would currently be worth ₹2,583,292 (multiplier 2.15×). XIRR: 14.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life MIDCAP Fund-Plan A (Growth) ranks #12 out of 27 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.55%; this fund delivered 15.82%.

The worst peak-to-trough decline Birla Sun Life MIDCAP Fund-Plan A (Growth) has experienced over the last 5-year window is 22.13% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life MIDCAP Fund-Plan A (Growth) averaged 14.60% (best 28.74%, worst -2.89%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.62 — reasonable risk-adjusted performance.

In calendar year 2025, Birla Sun Life MIDCAP Fund-Plan A (Growth) returned 4.17% — beating the Mid Cap Fund category average of 0.65% by 3.51 pp. It ranked #6 of 27 in its category that year.

Birla Sun Life MIDCAP Fund-Plan A (Growth) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Growth) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 15.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.