Should I invest in Birla Sun Life MIDCAP Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Dividend) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 7.82%.

Birla Sun Life

Birla Sun Life MIDCAP Fund-Plan A (Dividend)

Latest NAV

₹58.5500

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	-0.16%	+0.08	14 / 27	Q3
1W	-0.34%	-0.41%	+0.07	12 / 27	Q2
2W	+0.36%	+0.58%	-0.22	16 / 27	Q3
1M	+1.47%	+1.52%	-0.04	19 / 27	Q3
3M	+6.22%	+4.63%	+1.60	8 / 27	Q2
6M	+5.99%	+4.55%	+1.44	11 / 27	Q2
YTD	+3.94%	+2.42%	+1.53	11 / 27	Q2
1Y	-1.98%	+1.75%	-3.72	23 / 27	Q4
2Y	-2.63%	+1.26%	-3.89	23 / 27	Q4
3Y	+9.64%	+15.58%	-5.94	25 / 27	Q4
4Y	+9.78%	+17.25%	-7.47	26 / 27	Q4
5Y	+7.82%	+14.06%	-6.24	25 / 27	Q4
7Y	+10.10%	+17.85%	-7.75	26 / 27	Q4
10Y	+5.92%	+13.17%	-7.24	26 / 27	Q4
Inception	+4.41%	+11.07%	-6.66	24 / 27	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.94%	+2.42%	+1.53	11 / 27
2025	-2.20%	+0.65%	-2.85	20 / 27
2024	+13.24%	+23.63%	-10.39	25 / 27
2023	+30.09%	+35.07%	-4.98	25 / 27
2022	-11.07%	+2.50%	-13.56	27 / 27
2021	+40.88%	+38.76%	+2.11	13 / 27
2020	+1.13%	+20.23%	-19.11	26 / 27
2019	-3.71%	-0.75%	-2.95	21 / 27
2018	-20.77%	-14.09%	-6.68	23 / 27
2017	+29.28%	+36.02%	-6.74	23 / 27
2016	-3.34%	+0.99%	-4.32	22 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.17%

236 windows

min -66.5% · max 124.8%

56% positive

3-Year rolling

+5.94%

211 windows

min -18.7% · max 27.8%

68% positive

5-Year rolling

+5.38%

187 windows

min -11.5% · max 22.7%

78% positive

7-Year rolling

+5.05%

163 windows

min -4.5% · max 14.4%

87% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.69%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-27.65%

Oct 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹51.9160	17 Jul 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹99.4079	17 Jul 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹43.5700	17 Jul 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹86.7683	17 Jul 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹80.4040	17 Jul 2026
UTI Mid Cap Fund-Growth Option	UTI	₹308.2663	17 Jul 2026
Birla Sun Life MIDCAP Fund-Plan A (Growth)	Birla Sun Life	₹839.6000	17 Jul 2026
Escorts Opportunities Fund-Dividend	Escorts	₹79.7251	17 Jul 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹120.4732	17 Jul 2026
Religare Mid Cap Fund - Dividend Option	Religare	₹61.7100	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹58.5500
16 Jul 2026	₹58.6000
15 Jul 2026	₹58.7000
14 Jul 2026	₹58.2400
13 Jul 2026	₹58.8100
10 Jul 2026	₹58.7500
9 Jul 2026	₹57.9700
8 Jul 2026	₹57.1700
7 Jul 2026	₹58.3200
6 Jul 2026	₹58.6200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Birla Sun Life MIDCAP Fund-Plan A (Dividend) is ₹58.5500. It's a Mid Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life MIDCAP Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life MIDCAP Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life MIDCAP Fund-Plan A (Dividend) has delivered a absolute return of -1.98% — -3.72 pp behind the Mid Cap Fund category average of 1.75%. The fund ranks #23 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life MIDCAP Fund-Plan A (Dividend) has delivered a CAGR of 9.64% — -5.94 pp behind the Mid Cap Fund category average of 15.58%. The fund ranks #25 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life MIDCAP Fund-Plan A (Dividend) has delivered a CAGR of 7.82% — -6.24 pp behind the Mid Cap Fund category average of 14.06%. The fund ranks #25 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life MIDCAP Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹177,802 today — a multiplier of 1.78×, based on the 10-year CAGR of 5.92%. The category average over the same window would have grown ₹1 lakh to ₹344,513.

A ₹10,000 monthly SIP in Birla Sun Life MIDCAP Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹733,952 today. That's an XIRR (money-weighted annualised return) of 7.99%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life MIDCAP Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,849,909 (multiplier 1.54×). XIRR: 8.38%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life MIDCAP Fund-Plan A (Dividend) ranks #25 out of 27 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.06%; this fund delivered 7.82%.

The worst peak-to-trough decline Birla Sun Life MIDCAP Fund-Plan A (Dividend) has experienced over the last 5-year window is 27.65% — its NAV fell from a high on 01 Oct 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life MIDCAP Fund-Plan A (Dividend) averaged 5.38% (best 22.66%, worst -11.47%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life MIDCAP Fund-Plan A (Dividend) returned -2.20% — lagging the Mid Cap Fund category average of 0.65% by 2.85 pp. It ranked #20 of 27 in its category that year.

Birla Sun Life MIDCAP Fund-Plan A (Dividend) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Dividend) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 7.82%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.