Should I invest in HDFC MID-CAP OPPORTUNITIES FUND?

We don't give personal investment advice. HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 8.41%.

HDFC

HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option

Latest NAV

₹49.6400

As of

3 Jun 2026

4,651 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.13%	+0.23	8 / 27	Q2
1W	-1.56%	-1.88%	+0.32	7 / 27	Q2
2W	-0.08%	-0.32%	+0.24	10 / 27	Q2
1M	+0.48%	-0.15%	+0.62	4 / 27	Q1
3M	-0.38%	+2.51%	-2.89	24 / 27	Q4
6M	-11.73%	-1.69%	-10.04	27 / 27	Q4
YTD	-11.34%	-1.73%	-9.61	27 / 27	Q4
1Y	-4.52%	+1.79%	-6.31	26 / 27	Q4
2Y	-2.56%	+2.97%	-5.53	24 / 27	Q4
3Y	+9.97%	+16.50%	-6.54	26 / 27	Q4
4Y	+11.35%	+16.60%	-5.26	25 / 27	Q4
5Y	+8.41%	+14.55%	-6.15	26 / 27	Q4
7Y	+8.55%	+15.90%	-7.35	25 / 27	Q4
10Y	+6.92%	+13.20%	-6.29	25 / 27	Q4
Inception	+8.79%	+10.91%	-2.11	19 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.34%	-1.73%	-9.61	27 / 27
2025	-3.51%	+0.65%	-4.16	22 / 27
2024	+16.22%	+23.63%	-7.41	22 / 27
2023	+30.10%	+35.07%	-4.97	24 / 27
2022	+1.18%	+2.50%	-1.31	15 / 27
2021	+25.78%	+38.76%	-12.98	26 / 27
2020	+9.09%	+20.23%	-11.14	24 / 27
2019	-9.65%	-0.75%	-8.89	26 / 27
2018	-18.80%	-14.09%	-4.71	20 / 27
2017	+31.21%	+36.02%	-4.81	20 / 27
2016	+4.02%	+0.99%	+3.03	8 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.04%

219 windows

min -53.1% · max 125.2%

60% positive

3-Year rolling

+11.42%

194 windows

min -18.0% · max 40.5%

86% positive

5-Year rolling

+10.31%

170 windows

min -8.4% · max 25.3%

94% positive

7-Year rolling

+9.70%

146 windows

min 2.2% · max 24.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.75%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-24.97%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Growth Option	HDFC	₹197.8540	3 Jun 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹94.6375	3 Jun 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹43.0300	3 Jun 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹90.0108	3 Jun 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹75.8150	3 Jun 2026
UTI Mid Cap Fund-Growth Option	UTI	₹295.9909	3 Jun 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹55.7400	3 Jun 2026
Escorts Opportunities Fund-Dividend	Escorts	₹77.1449	3 Jun 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹116.1031	3 Jun 2026
Religare Mid Cap Fund - Dividend Option	Religare	₹56.5400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹49.6400
2 Jun 2026	₹49.7750
1 Jun 2026	₹49.5970
29 May 2026	₹50.1520
27 May 2026	₹50.6660
26 May 2026	₹50.5650
25 May 2026	₹50.3950
22 May 2026	₹49.9390
21 May 2026	₹49.9800
20 May 2026	₹49.9480

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option is ₹49.6400. It's a Mid Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option has NAV history starting from 05 Jul 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option is managed by HDFC. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option has delivered a absolute return of -4.52% — -6.31 pp behind the Mid Cap Fund category average of 1.79%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option has delivered a CAGR of 9.97% — -6.54 pp behind the Mid Cap Fund category average of 16.50%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option has delivered a CAGR of 8.41% — -6.15 pp behind the Mid Cap Fund category average of 14.55%. The fund ranks #26 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option exactly 10 years ago would be worth approximately ₹195,180 today — a multiplier of 1.95×, based on the 10-year CAGR of 6.92%. The category average over the same window would have grown ₹1 lakh to ₹345,601.

A ₹10,000 monthly SIP in HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹692,195 today. That's an XIRR (money-weighted annualised return) of 5.65%.

A ₹10,000 monthly SIP for 10 years in HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,747,630 (multiplier 1.46×). XIRR: 7.30%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option ranks #26 out of 27 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.55%; this fund delivered 8.41%.

The worst peak-to-trough decline HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option has experienced over the last 5-year window is 25.52% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option averaged 10.31% (best 25.30%, worst -8.42%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option returned -3.51% — lagging the Mid Cap Fund category average of 0.65% by 4.16 pp. It ranked #22 of 27 in its category that year.

HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 8.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.