Should I invest in Religare Mid Cap Fund?

We don't give personal investment advice. Religare Mid Cap Fund - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 14.98%.

Religare

Religare Mid Cap Fund - Dividend Option

Latest NAV

₹61.7100

As of

17 Jul 2026

4,728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	-0.16%	+0.10	11 / 27	Q2
1W	-1.12%	-0.41%	-0.71	24 / 27	Q4
2W	-0.29%	+0.58%	-0.87	27 / 27	Q4
1M	+4.03%	+1.52%	+2.51	1 / 27	Q1
3M	+10.63%	+4.63%	+6.00	2 / 27	Q1
6M	+0.70%	+4.55%	-3.85	23 / 27	Q4
YTD	-2.13%	+2.42%	-4.54	24 / 27	Q4
1Y	-1.80%	+1.75%	-3.55	22 / 27	Q4
2Y	+1.81%	+1.26%	+0.55	12 / 27	Q2
3Y	+16.87%	+15.58%	+1.29	12 / 27	Q2
4Y	+19.16%	+17.25%	+1.90	10 / 27	Q2
5Y	+14.98%	+14.06%	+0.92	13 / 27	Q2
7Y	+16.40%	+17.85%	-1.45	21 / 27	Q4
10Y	+10.11%	+13.17%	-3.05	21 / 27	Q4
Inception	+9.87%	+11.07%	-1.20	17 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.13%	+2.42%	-4.54	24 / 27
2025	-3.88%	+0.65%	-4.54	23 / 27
2024	+43.36%	+23.63%	+19.74	1 / 27
2023	+32.96%	+35.07%	-2.10	17 / 27
2022	+0.50%	+2.50%	-1.99	19 / 27
2021	+27.69%	+38.76%	-11.07	24 / 27
2020	+12.12%	+20.23%	-8.12	20 / 27
2019	-6.54%	-0.75%	-5.79	24 / 27
2018	-16.41%	-14.09%	-2.32	17 / 27
2017	+28.71%	+36.02%	-7.31	25 / 27
2016	-11.13%	+0.99%	-12.12	27 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.18%

223 windows

min -64.3% · max 151.4%

65% positive

3-Year rolling

+12.04%

198 windows

min -12.5% · max 36.8%

80% positive

5-Year rolling

+11.00%

174 windows

min -7.2% · max 26.8%

90% positive

7-Year rolling

+10.32%

150 windows

min 2.2% · max 24.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.66%

3-year · annualised

Sharpe ratio

0.61

vs risk-free 6.5%

Sortino ratio

1.00

Downside-only deviation

Max drawdown

-27.20%

Dec 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹51.9160	17 Jul 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹99.4079	17 Jul 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹43.5700	17 Jul 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹86.7683	17 Jul 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹80.4040	17 Jul 2026
UTI Mid Cap Fund-Growth Option	UTI	₹308.2663	17 Jul 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹58.5500	17 Jul 2026
Escorts Opportunities Fund-Dividend	Escorts	₹79.7251	17 Jul 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹120.4732	17 Jul 2026
Religare Mid Cap Fund - Growth Option	Religare	₹198.0100	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹61.7100
16 Jul 2026	₹61.7500
15 Jul 2026	₹61.9900
14 Jul 2026	₹61.5900
13 Jul 2026	₹62.2100
10 Jul 2026	₹62.4100
9 Jul 2026	₹61.8400
8 Jul 2026	₹60.8500
7 Jul 2026	₹61.9300
6 Jul 2026	₹62.3100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Religare Mid Cap Fund - Dividend Option is ₹61.7100. It's a Mid Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Mid Cap Fund - Dividend Option has NAV history starting from 20 Apr 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Mid Cap Fund - Dividend Option is managed by Religare. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Mid Cap Fund - Dividend Option has delivered a absolute return of -1.80% — -3.55 pp behind the Mid Cap Fund category average of 1.75%. The fund ranks #22 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Mid Cap Fund - Dividend Option has delivered a CAGR of 16.87% — +1.29 pp ahead of the Mid Cap Fund category average of 15.58%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Religare Mid Cap Fund - Dividend Option has delivered a CAGR of 14.98% — +0.92 pp ahead of the Mid Cap Fund category average of 14.06%. The fund ranks #13 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Religare Mid Cap Fund - Dividend Option exactly 10 years ago would be worth approximately ₹262,039 today — a multiplier of 2.62×, based on the 10-year CAGR of 10.11%. The category average over the same window would have grown ₹1 lakh to ₹344,513.

A ₹10,000 monthly SIP in Religare Mid Cap Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹863,369 today. That's an XIRR (money-weighted annualised return) of 14.53%.

A ₹10,000 monthly SIP for 10 years in Religare Mid Cap Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹2,407,398 (multiplier 2.01×). XIRR: 13.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Mid Cap Fund - Dividend Option ranks #13 out of 27 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.06%; this fund delivered 14.98%.

The worst peak-to-trough decline Religare Mid Cap Fund - Dividend Option has experienced over the last 5-year window is 27.20% — its NAV fell from a high on 16 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Mid Cap Fund - Dividend Option averaged 11.00% (best 26.84%, worst -7.22%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, Religare Mid Cap Fund - Dividend Option returned -3.88% — lagging the Mid Cap Fund category average of 0.65% by 4.54 pp. It ranked #23 of 27 in its category that year.

Religare Mid Cap Fund - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Mid Cap Fund - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 14.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.