Should I invest in Religare Mid Cap Fund?

We don't give personal investment advice. Religare Mid Cap Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 19.50%.

Religare

Religare Mid Cap Fund - Growth Option

Latest NAV

₹181.4300

As of

3 Jun 2026

4,697 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.60%	+0.13%	+0.47	4 / 27	Q1
1W	-1.62%	-1.88%	+0.27	12 / 27	Q2
2W	+0.27%	-0.32%	+0.59	5 / 27	Q1
1M	+0.42%	-0.15%	+0.57	6 / 27	Q1
3M	+4.30%	+2.51%	+1.80	7 / 27	Q2
6M	-2.42%	-1.69%	-0.73	18 / 27	Q3
YTD	-1.04%	-1.73%	+0.69	13 / 27	Q2
1Y	+7.19%	+1.79%	+5.40	2 / 27	Q1
2Y	+13.21%	+2.97%	+10.24	1 / 27	Q1
3Y	+23.85%	+16.50%	+7.35	2 / 27	Q1
4Y	+22.76%	+16.60%	+6.16	2 / 27	Q1
5Y	+19.50%	+14.55%	+4.94	4 / 27	Q1
7Y	+20.55%	+15.90%	+4.65	5 / 27	Q1
10Y	+18.17%	+13.20%	+4.97	3 / 27	Q1
Inception	+16.33%	+10.91%	+5.43	2 / 27	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.04%	-1.73%	+0.69	13 / 27
2025	+6.03%	+0.65%	+5.38	3 / 27
2024	+43.35%	+23.63%	+19.73	2 / 27
2023	+32.97%	+35.07%	-2.09	16 / 27
2022	+0.51%	+2.50%	-1.98	17 / 27
2021	+42.07%	+38.76%	+3.31	11 / 27
2020	+24.35%	+20.23%	+4.12	9 / 27
2019	+3.95%	-0.75%	+4.71	5 / 27
2018	-5.16%	-14.09%	+8.93	3 / 27
2017	+43.46%	+36.02%	+7.44	7 / 27
2016	+0.45%	+0.99%	-0.53	16 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.50%

221 windows

min -63.9% · max 133.3%

79% positive

3-Year rolling

+18.90%

197 windows

min -3.3% · max 41.3%

97% positive

5-Year rolling

+18.41%

173 windows

min 1.2% · max 31.6%

100% positive

7-Year rolling

+18.22%

148 windows

min 10.4% · max 30.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.79%

3-year · annualised

Sharpe ratio

0.94

vs risk-free 6.5%

Sortino ratio

1.51

Downside-only deviation

Max drawdown

-20.27%

Dec 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹49.6400	3 Jun 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹94.6375	3 Jun 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹43.0300	3 Jun 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹90.0108	3 Jun 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹75.8150	3 Jun 2026
UTI Mid Cap Fund-Growth Option	UTI	₹295.9909	3 Jun 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹55.7400	3 Jun 2026
Escorts Opportunities Fund-Dividend	Escorts	₹77.1449	3 Jun 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹116.1031	3 Jun 2026
Religare Mid Cap Fund - Dividend Option	Religare	₹56.5400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹181.4300
2 Jun 2026	₹182.0300
1 Jun 2026	₹180.9400
29 May 2026	₹183.1500
27 May 2026	₹185.2400
26 May 2026	₹185.0200
25 May 2026	₹184.7800
22 May 2026	₹182.7000
21 May 2026	₹182.5400
20 May 2026	₹181.9100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare Mid Cap Fund - Growth Option is ₹181.4300. It's a Mid Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Mid Cap Fund - Growth Option has NAV history starting from 20 Apr 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Mid Cap Fund - Growth Option is managed by Religare. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Mid Cap Fund - Growth Option has delivered a absolute return of 7.19% — +5.4 pp ahead of the Mid Cap Fund category average of 1.79%. The fund ranks #2 of 27 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Religare Mid Cap Fund - Growth Option has delivered a CAGR of 23.85% — +7.35 pp ahead of the Mid Cap Fund category average of 16.50%. The fund ranks #2 of 27 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Religare Mid Cap Fund - Growth Option has delivered a CAGR of 19.50% — +4.94 pp ahead of the Mid Cap Fund category average of 14.55%. The fund ranks #4 of 27 in its category — the top (Q1) quartile.

₹1 lakh invested in Religare Mid Cap Fund - Growth Option exactly 10 years ago would be worth approximately ₹531,009 today — a multiplier of 5.31×, based on the 10-year CAGR of 18.17%. The category average over the same window would have grown ₹1 lakh to ₹345,601.

A ₹10,000 monthly SIP in Religare Mid Cap Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹965,366 today. That's an XIRR (money-weighted annualised return) of 19.08%.

A ₹10,000 monthly SIP for 10 years in Religare Mid Cap Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,316,027 (multiplier 2.76×). XIRR: 19.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Mid Cap Fund - Growth Option ranks #4 out of 27 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.55%; this fund delivered 19.50%.

The worst peak-to-trough decline Religare Mid Cap Fund - Growth Option has experienced over the last 5-year window is 20.57% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Mid Cap Fund - Growth Option averaged 18.41% (best 31.55%, worst 1.20%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2025, Religare Mid Cap Fund - Growth Option returned 6.03% — beating the Mid Cap Fund category average of 0.65% by 5.38 pp. It ranked #3 of 27 in its category that year.

Religare Mid Cap Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Mid Cap Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 19.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.