Should I invest in Birla Sun Life Equity Fund-Plan B(Growth)?

We don't give personal investment advice. Birla Sun Life Equity Fund-Plan B(Growth) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.48%.

Birla Sun Life

Birla Sun Life Equity Fund-Plan B(Growth)

Latest NAV

₹1,922.2300

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.54%	+0.13%	+0.40	10 / 75	Q1
1W	+0.17%	+0.04%	+0.13	28 / 74	Q2
2W	+0.75%	-0.03%	+0.78	13 / 73	Q1
1M	+2.30%	+1.15%	+1.15	20 / 72	Q2
3M	+4.42%	+4.98%	-0.55	30 / 71	Q2
6M	+3.05%	+8.01%	-4.96	38 / 71	Q3
YTD	+1.39%	+3.91%	-2.51	33 / 71	Q2
1Y	+6.80%	+15.10%	-8.30	31 / 65	Q2
2Y	+6.07%	+7.99%	-1.92	34 / 61	Q3
3Y	+15.20%	+11.25%	+3.94	16 / 55	Q2
4Y	+16.69%	+11.82%	+4.87	8 / 35	Q1
5Y	+12.48%	+10.79%	+1.69	11 / 33	Q2
7Y	+15.45%	+12.57%	+2.89	8 / 28	Q2
10Y	+13.89%	+10.43%	+3.47	5 / 28	Q1
Inception	+13.01%	+9.06%	+3.94	18 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.39%	-1.05%	+2.44	8 / 27
2025	+10.86%	+2.13%	+8.72	2 / 27
2024	+18.29%	+17.60%	+0.69	7 / 27
2023	+25.43%	+25.30%	+0.13	14 / 27
2022	-1.11%	+0.84%	-1.95	17 / 32
2021	+29.78%	+25.14%	+4.64	20 / 46
2020	+16.11%	+13.07%	+3.03	11 / 50
2019	+8.43%	+4.14%	+4.28	16 / 61
2018	-3.42%	-7.56%	+4.13	10 / 36
2017	+31.82%	+31.98%	-0.16	19 / 36
2016	+14.94%	+1.09%	+13.85	1 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.94%

236 windows

min -56.8% · max 116.7%

78% positive

3-Year rolling

+14.09%

211 windows

min -4.6% · max 32.9%

93% positive

5-Year rolling

+13.76%

187 windows

min -2.0% · max 25.9%

98% positive

7-Year rolling

+13.87%

163 windows

min 6.5% · max 21.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.52%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.18

Downside-only deviation

Max drawdown

-17.30%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹73.8450	17 Jul 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹48.2854	17 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.9500	17 Jul 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹62.3718	17 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹85.9620	17 Jul 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹42.2405	17 Jul 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹342.0300	17 Jul 2026
UTI - Equity Fund-Growth Option	UTI	₹318.2605	17 Jul 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹165.6000	17 Jul 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹77.6979	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,922.2300
16 Jul 2026	₹1,911.9700
15 Jul 2026	₹1,914.1100
14 Jul 2026	₹1,908.0300
13 Jul 2026	₹1,920.8200
10 Jul 2026	₹1,918.9700
9 Jul 2026	₹1,900.5800
8 Jul 2026	₹1,887.2200
7 Jul 2026	₹1,918.1600
6 Jul 2026	₹1,920.8900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Birla Sun Life Equity Fund-Plan B(Growth) is ₹1,922.2300. It's a Flexi Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Equity Fund-Plan B(Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Equity Fund-Plan B(Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a absolute return of 6.80% — -8.3 pp behind the Flexi Cap Fund category average of 15.10%. The fund ranks #31 of 65 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a CAGR of 15.20% — +3.94 pp ahead of the Flexi Cap Fund category average of 11.25%. The fund ranks #16 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a CAGR of 12.48% — +1.69 pp ahead of the Flexi Cap Fund category average of 10.79%. The fund ranks #11 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life Equity Fund-Plan B(Growth) exactly 10 years ago would be worth approximately ₹367,299 today — a multiplier of 3.67×, based on the 10-year CAGR of 13.89%. The category average over the same window would have grown ₹1 lakh to ₹269,598.

A ₹10,000 monthly SIP in Birla Sun Life Equity Fund-Plan B(Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹837,779 today. That's an XIRR (money-weighted annualised return) of 13.31%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Equity Fund-Plan B(Growth) = ₹1,200,000 invested. It would currently be worth ₹2,500,101 (multiplier 2.08×). XIRR: 14.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Equity Fund-Plan B(Growth) ranks #11 out of 33 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.79%; this fund delivered 12.48%.

The worst peak-to-trough decline Birla Sun Life Equity Fund-Plan B(Growth) has experienced over the last 5-year window is 20.50% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Equity Fund-Plan B(Growth) averaged 13.76% (best 25.93%, worst -2.00%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Equity Fund-Plan B(Growth) returned 10.86% — beating the Flexi Cap Fund category average of 2.13% by 8.72 pp. It ranked #2 of 27 in its category that year.

Birla Sun Life Equity Fund-Plan B(Growth) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Equity Fund-Plan B(Growth) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.48%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.