Should I invest in Birla Sun Life Equity Fund-Plan B(Growth)?

We don't give personal investment advice. Birla Sun Life Equity Fund-Plan B(Growth) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.45%.

Birla Sun Life

Birla Sun Life Equity Fund-Plan B(Growth)

Latest NAV

₹1,834.1800

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.05%	+0.37	9 / 75	Q1
1W	-1.11%	-0.62%	-0.49	44 / 74	Q3
2W	+0.59%	-0.08%	+0.67	16 / 73	Q1
1M	-0.02%	+0.11%	-0.13	37 / 72	Q3
3M	+0.71%	+3.35%	-2.64	42 / 71	Q3
6M	-2.16%	+5.50%	-7.66	42 / 71	Q3
YTD	-3.11%	+2.11%	-5.22	47 / 71	Q3
1Y	+4.23%	+14.43%	-10.20	36 / 65	Q3
2Y	+7.51%	+8.46%	-0.95	32 / 61	Q3
3Y	+15.99%	+11.40%	+4.59	12 / 55	Q1
4Y	+15.19%	+10.74%	+4.44	8 / 35	Q1
5Y	+12.45%	+10.52%	+1.94	11 / 33	Q2
7Y	+13.83%	+11.08%	+2.75	7 / 28	Q1
10Y	+14.01%	+10.41%	+3.60	5 / 28	Q1
Inception	+12.83%	+8.97%	+3.86	18 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.11%	-5.78%	+2.67	7 / 27
2025	+10.86%	+2.13%	+8.72	2 / 27
2024	+18.29%	+17.60%	+0.69	7 / 27
2023	+25.43%	+25.30%	+0.13	14 / 27
2022	-1.11%	+0.84%	-1.95	17 / 32
2021	+29.78%	+25.14%	+4.64	20 / 46
2020	+16.11%	+13.07%	+3.03	11 / 50
2019	+8.43%	+4.14%	+4.28	16 / 61
2018	-3.42%	-7.56%	+4.13	10 / 36
2017	+31.82%	+31.98%	-0.16	19 / 36
2016	+14.94%	+1.09%	+13.85	1 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.00%

234 windows

min -57.9% · max 101.7%

77% positive

3-Year rolling

+13.82%

210 windows

min -6.8% · max 33.0%

93% positive

5-Year rolling

+13.71%

185 windows

min -1.8% · max 24.0%

98% positive

7-Year rolling

+13.82%

161 windows

min 5.7% · max 21.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.15%

3-year · annualised

Sharpe ratio

0.71

vs risk-free 6.5%

Sortino ratio

1.13

Downside-only deviation

Max drawdown

-17.30%

Sep 2024 → Mar 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5210	3 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.7401	2 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7300	3 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.4625	3 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.5560	3 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹41.1496	3 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.7600	3 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹293.6969	3 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹158.0200	3 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7334	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,834.1800
2 Jun 2026	₹1,836.7500
1 Jun 2026	₹1,828.9500
29 May 2026	₹1,846.9900
27 May 2026	₹1,862.3400
26 May 2026	₹1,857.4100
25 May 2026	₹1,857.7300
22 May 2026	₹1,838.2400
21 May 2026	₹1,832.6700
20 May 2026	₹1,830.7300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Equity Fund-Plan B(Growth) is ₹1,834.1800. It's a Flexi Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Equity Fund-Plan B(Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Equity Fund-Plan B(Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a absolute return of 4.23% — -10.2 pp behind the Flexi Cap Fund category average of 14.43%. The fund ranks #36 of 65 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a CAGR of 15.99% — +4.59 pp ahead of the Flexi Cap Fund category average of 11.40%. The fund ranks #12 of 55 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Birla Sun Life Equity Fund-Plan B(Growth) has delivered a CAGR of 12.45% — +1.94 pp ahead of the Flexi Cap Fund category average of 10.52%. The fund ranks #11 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life Equity Fund-Plan B(Growth) exactly 10 years ago would be worth approximately ₹371,113 today — a multiplier of 3.71×, based on the 10-year CAGR of 14.01%. The category average over the same window would have grown ₹1 lakh to ₹269,323.

A ₹10,000 monthly SIP in Birla Sun Life Equity Fund-Plan B(Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹813,257 today. That's an XIRR (money-weighted annualised return) of 12.11%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Equity Fund-Plan B(Growth) = ₹1,200,000 invested. It would currently be worth ₹2,426,708 (multiplier 2.02×). XIRR: 13.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Equity Fund-Plan B(Growth) ranks #11 out of 33 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.52%; this fund delivered 12.45%.

The worst peak-to-trough decline Birla Sun Life Equity Fund-Plan B(Growth) has experienced over the last 5-year window is 20.50% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Equity Fund-Plan B(Growth) averaged 13.71% (best 23.99%, worst -1.84%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Equity Fund-Plan B(Growth) returned 10.86% — beating the Flexi Cap Fund category average of 2.13% by 8.72 pp. It ranked #2 of 27 in its category that year.

Birla Sun Life Equity Fund-Plan B(Growth) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Equity Fund-Plan B(Growth) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.