Should I invest in Birla Sun Life Dividend Yield Plus-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 7.46%.

Birla Sun Life

Birla Sun Life Dividend Yield Plus-Plan A (Dividend)

Latest NAV

₹25.2400

As of

9 Jun 2026

4,965 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.56%	-0.20	8 / 9	Q4
1W	-1.60%	-0.95%	-0.65	9 / 9	Q4
2W	-2.92%	-2.39%	-0.53	8 / 9	Q4
1M	-3.04%	-2.27%	-0.76	9 / 9	Q4
3M	-1.94%	-1.68%	-0.26	5 / 9	Q3
6M	-4.65%	-4.62%	-0.03	4 / 9	Q2
YTD	-5.26%	-5.95%	+0.69	3 / 9	Q2
1Y	-7.17%	-4.34%	-2.83	8 / 9	Q4
2Y	-5.04%	-0.52%	-4.52	8 / 9	Q4
3Y	+8.30%	+12.97%	-4.67	8 / 9	Q4
4Y	+9.89%	+13.15%	-3.26	8 / 9	Q4
5Y	+7.46%	+11.85%	-4.38	7 / 8	Q4
7Y	+8.86%	+12.84%	-3.98	6 / 7	Q4
10Y	+5.80%	+10.81%	-5.01	6 / 7	Q4
Inception	+3.25%	+10.13%	-6.89	9 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.26%	-5.95%	+0.69	3 / 9
2025	-4.24%	+1.95%	-6.20	8 / 9
2024	+9.61%	+16.82%	-7.20	9 / 9
2023	+30.78%	+34.20%	-3.42	8 / 9
2022	-0.88%	+1.00%	-1.88	6 / 9
2021	+28.28%	+36.56%	-8.29	8 / 8
2020	+12.03%	+15.38%	-3.35	6 / 7
2019	-1.86%	-0.48%	-1.38	4 / 7
2018	-19.74%	-11.11%	-8.63	7 / 7
2017	+19.94%	+27.50%	-7.55	6 / 7
2016	-2.73%	+2.74%	-5.47	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.88%

234 windows

min -44.4% · max 79.1%

53% positive

3-Year rolling

+5.60%

210 windows

min -14.5% · max 22.6%

73% positive

5-Year rolling

+4.72%

186 windows

min -9.0% · max 19.7%

84% positive

7-Year rolling

+3.88%

161 windows

min -1.9% · max 10.6%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.46%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.29

Downside-only deviation

Max drawdown

-25.02%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹23.8560	10 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹51.3700	10 Jun 2026
Templeton India Equity Income Fund-Dividend Plan	Franklin Templeton	₹23.4587	9 Jun 2026
UTI-Dividend Yield Fund.-Growth	UTI	₹170.4886	10 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹128.1784	10 Jun 2026
Birla Sun Life Dividend Yield Plus-Plan B (Growth)	Birla Sun Life	₹443.7400	9 Jun 2026

Recent NAVs

Date	NAV
9 Jun 2026	₹25.2400
8 Jun 2026	₹25.1500
5 Jun 2026	₹25.3300
4 Jun 2026	₹25.4200
3 Jun 2026	₹25.3600
2 Jun 2026	₹25.6500
1 Jun 2026	₹25.5000
29 May 2026	₹25.6700
27 May 2026	₹26.0200
26 May 2026	₹26.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Jun 2026, the NAV of Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is ₹25.2400. It's a Dividend Yield Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a absolute return of -7.17% — -2.83 pp behind the Dividend Yield Fund category average of -4.34%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a CAGR of 8.30% — -4.67 pp behind the Dividend Yield Fund category average of 12.97%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a CAGR of 7.46% — -4.38 pp behind the Dividend Yield Fund category average of 11.85%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹175,766 today — a multiplier of 1.76×, based on the 10-year CAGR of 5.80%. The category average over the same window would have grown ₹1 lakh to ₹279,086.

A ₹10,000 monthly SIP in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹677,571 today. That's an XIRR (money-weighted annualised return) of 4.80%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,720,658 (multiplier 1.43×). XIRR: 7.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) ranks #7 out of 8 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.85%; this fund delivered 7.46%.

The worst peak-to-trough decline Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has experienced over the last 5-year window is 25.02% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) averaged 4.72% (best 19.66%, worst -9.01%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is 0.14 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) returned -4.24% — lagging the Dividend Yield Fund category average of 1.95% by 6.20 pp. It ranked #8 of 9 in its category that year.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 7.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.