Should I invest in Baroda BNP Paribas Balanced Advantage Fund?

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.9%. 5-year CAGR: 12.50%.

Baroda BNP Paribas

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option

Latest NAV

₹27.6317

As of

3 Jun 2026

1,856 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.09%	+0.17	13 / 37	Q2
1W	-1.35%	-1.03%	-0.33	30 / 37	Q4
2W	-0.03%	-0.05%	+0.02	15 / 37	Q2
1M	+0.08%	-0.84%	+0.92	6 / 37	Q1
3M	+1.31%	-0.70%	+2.02	5 / 37	Q1
6M	-0.31%	-2.95%	+2.64	5 / 36	Q1
YTD	-0.72%	-3.14%	+2.41	4 / 35	Q1
1Y	+5.60%	+1.34%	+4.26	2 / 35	Q1
2Y	+7.10%	+3.74%	+3.36	3 / 34	Q1
3Y	+14.01%	+9.42%	+4.59	3 / 29	Q1
4Y	+14.43%	+11.06%	+3.37	2 / 23	Q1
5Y	+12.50%	+9.89%	+2.61	2 / 18	Q1
7Y	+14.35%	+10.91%	+3.44	2 / 16	Q1
10Y	—	—	—	—	—
Inception	+14.43%	+8.05%	+6.39	2 / 37	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.72%	-3.14%	+2.41	4 / 35
2025	+8.63%	+6.42%	+2.21	9 / 34
2024	+16.12%	+14.12%	+2.00	8 / 31
2023	+22.22%	+19.93%	+2.29	4 / 26
2022	+4.04%	+5.24%	-1.20	14 / 23
2021	+18.05%	+15.64%	+2.41	5 / 17
2020	+27.74%	+13.59%	+14.15	1 / 17
2019	+12.12%	+9.20%	+2.92	2 / 14
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.83%

80 windows

min -9.0% · max 51.7%

98% positive

3-Year rolling

+15.85%

56 windows

min 11.5% · max 20.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.27%

32 windows

min 11.4% · max 19.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+14.77%

7 windows

min 13.3% · max 15.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.75%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-11.46%

Dec 2024 → Mar 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan - Direct Plan	HDFC	₹549.0620	3 Jun 2026
Nippon India Balanced Advantage Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹201.7847	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Growth	SBI	₹16.3194	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	ICICI Prudential	₹84.1900	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - Growth	Invesco	₹61.1200	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan Growth	Bandhan	₹28.4650	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Direct Plan	Quant	₹17.2733	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth Option	Aditya Birla Sun Life	₹124.2700	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Direct Plan - Growth Option	Motilal Oswal	₹20.2454	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth- Direct	Franklin India	₹14.8560	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.6317
2 Jun 2026	₹27.7110
1 Jun 2026	₹27.6404
29 May 2026	₹27.9513
27 May 2026	₹28.2216
26 May 2026	₹28.0906
25 May 2026	₹28.0937
22 May 2026	₹27.8057
21 May 2026	₹27.8149
20 May 2026	₹27.8243

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option is ₹27.6317. It's a Balanced Advantage Fund from Baroda BNP Paribas, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option has NAV history starting from 20 Nov 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option has delivered a absolute return of 5.60% — +4.26 pp ahead of the Balanced Advantage Fund category average of 1.34%. The fund ranks #2 of 35 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option has delivered a CAGR of 14.01% — +4.59 pp ahead of the Balanced Advantage Fund category average of 9.42%. The fund ranks #3 of 29 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option has delivered a CAGR of 12.50% — +2.61 pp ahead of the Balanced Advantage Fund category average of 9.89%. The fund ranks #2 of 18 in its category — the top (Q1) quartile.

₹1 lakh invested in Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option exactly 5 years ago would be worth approximately ₹180,175 today — a multiplier of 1.80×, based on the 5-year CAGR of 12.50%. The category average over the same window would have grown ₹1 lakh to ₹160,215.

A ₹10,000 monthly SIP in Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹808,424 today. That's an XIRR (money-weighted annualised return) of 11.87%.

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,361,653 — XIRR 13.55%.

On a 5-year basis, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option ranks #2 out of 18 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.89%; this fund delivered 12.50%.

The worst peak-to-trough decline Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option has experienced over the last 5-year window is 11.87% — its NAV fell from a high on 14 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option averaged 16.27% (best 19.23%, worst 11.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option returned 8.63% — beating the Balanced Advantage Fund category average of 6.42% by 2.21 pp. It ranked #9 of 34 in its category that year.

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.9%. 5-year CAGR: 12.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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