Should I invest in HSBC India Opportunities Fund?

We don't give personal investment advice. HSBC India Opportunities Fund - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 5.22%.

HSBC

HSBC India Opportunities Fund - Dividend

Latest NAV

₹40.0558

As of

11 Jun 2026

4,969 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.25%	-0.18%	-1.07	74 / 75	Q4
1W	-1.73%	-0.27%	-1.46	70 / 74	Q4
2W	-3.77%	-1.16%	-2.61	72 / 73	Q4
1M	-2.44%	-0.27%	-2.17	63 / 72	Q4
3M	+4.90%	+4.20%	+0.69	21 / 71	Q2
6M	-9.01%	+5.72%	-14.73	67 / 71	Q4
YTD	-11.70%	+1.77%	-13.48	68 / 71	Q4
1Y	-10.46%	+13.11%	-23.56	62 / 65	Q4
2Y	-5.46%	+8.06%	-13.52	60 / 61	Q4
3Y	+6.10%	+11.09%	-4.99	48 / 55	Q4
4Y	+6.36%	+11.08%	-4.73	32 / 35	Q4
5Y	+5.22%	+10.12%	-4.90	27 / 33	Q4
7Y	+8.31%	+11.11%	-2.80	20 / 28	Q3
10Y	+6.21%	+10.36%	-4.16	22 / 28	Q4
Inception	+3.77%	+8.95%	-5.17	62 / 75	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.70%	-6.65%	-5.05	24 / 27
2025	-8.29%	+2.13%	-10.43	27 / 27
2024	+17.70%	+17.60%	+0.10	11 / 27
2023	+19.79%	+25.30%	-5.51	21 / 27
2022	-4.62%	+0.84%	-5.45	27 / 32
2021	+33.77%	+25.14%	+8.63	10 / 46
2020	+15.78%	+13.07%	+2.71	13 / 50
2019	-2.74%	+4.14%	-6.89	50 / 61
2018	-17.17%	-7.56%	-9.61	34 / 36
2017	+30.61%	+31.98%	-1.37	21 / 36
2016	+5.13%	+1.09%	+4.04	9 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.50%

234 windows

min -58.0% · max 70.0%

59% positive

3-Year rolling

+6.10%

210 windows

min -18.3% · max 22.5%

76% positive

5-Year rolling

+6.15%

186 windows

min -6.1% · max 20.3%

77% positive

7-Year rolling

+5.81%

161 windows

min -3.9% · max 11.3%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.04%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.10

Downside-only deviation

Max drawdown

-30.55%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.5280	11 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.2620	10 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.5500	11 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹58.7507	11 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹81.4690	11 Jun 2026
HSBC India Opportunities Fund - Growth	HSBC	₹214.3335	11 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹321.5200	11 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹292.2997	11 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹156.0700	11 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹74.5642	11 Jun 2026

Recent NAVs

Date	NAV
11 Jun 2026	₹40.0558
10 Jun 2026	₹40.4391
9 Jun 2026	₹40.9504
8 Jun 2026	₹40.4287
5 Jun 2026	₹41.1674
4 Jun 2026	₹41.3019
3 Jun 2026	₹41.1496
2 Jun 2026	₹41.1931
1 Jun 2026	₹41.0893
29 May 2026	₹41.6230

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 Jun 2026, the NAV of HSBC India Opportunities Fund - Dividend is ₹40.0558. It's a Flexi Cap Fund from HSBC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC India Opportunities Fund - Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HSBC India Opportunities Fund - Dividend is managed by HSBC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC India Opportunities Fund - Dividend has delivered a absolute return of -10.46% — -23.56 pp behind the Flexi Cap Fund category average of 13.11%. The fund ranks #62 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HSBC India Opportunities Fund - Dividend has delivered a CAGR of 6.10% — -4.99 pp behind the Flexi Cap Fund category average of 11.09%. The fund ranks #48 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HSBC India Opportunities Fund - Dividend has delivered a CAGR of 5.22% — -4.9 pp behind the Flexi Cap Fund category average of 10.12%. The fund ranks #27 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HSBC India Opportunities Fund - Dividend exactly 10 years ago would be worth approximately ₹182,608 today — a multiplier of 1.83×, based on the 10-year CAGR of 6.21%. The category average over the same window would have grown ₹1 lakh to ₹268,047.

A ₹10,000 monthly SIP in HSBC India Opportunities Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹626,846 today. That's an XIRR (money-weighted annualised return) of 1.72%.

A ₹10,000 monthly SIP for 10 years in HSBC India Opportunities Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,630,067 (multiplier 1.36×). XIRR: 5.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HSBC India Opportunities Fund - Dividend ranks #27 out of 33 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.12%; this fund delivered 5.22%.

The worst peak-to-trough decline HSBC India Opportunities Fund - Dividend has experienced over the last 5-year window is 30.55% — its NAV fell from a high on 24 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC India Opportunities Fund - Dividend averaged 6.15% (best 20.35%, worst -6.10%). 77% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, HSBC India Opportunities Fund - Dividend returned -8.29% — lagging the Flexi Cap Fund category average of 2.13% by 10.43 pp. It ranked #27 of 27 in its category that year.

HSBC India Opportunities Fund - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC India Opportunities Fund - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.5%. 5-year CAGR: 5.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.