Should I invest in Birla Sun Life MIDCAP Fund-Plan A (Growth)?

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Growth) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 15.08%.

Birla Sun Life

Birla Sun Life MIDCAP Fund-Plan A (Growth)

Latest NAV

₹794.2400

As of

10 Jun 2026

4,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.12%	+0.57%	+0.55	11 / 27	Q2
1W	-0.17%	-0.29%	+0.12	14 / 27	Q3
2W	-1.29%	-2.28%	+0.99	8 / 27	Q2
1M	-1.85%	-1.81%	-0.05	16 / 27	Q3
3M	+7.17%	+4.33%	+2.84	4 / 27	Q1
6M	+1.43%	-0.31%	+1.74	9 / 27	Q2
YTD	-0.91%	-2.09%	+1.19	10 / 27	Q2
1Y	+0.70%	-1.67%	+2.37	10 / 27	Q2
2Y	+5.15%	+2.28%	+2.87	9 / 27	Q2
3Y	+17.91%	+15.99%	+1.92	9 / 27	Q2
4Y	+16.95%	+16.99%	-0.04	13 / 27	Q2
5Y	+15.08%	+13.94%	+1.14	12 / 27	Q2
7Y	+15.68%	+16.01%	-0.33	17 / 27	Q3
10Y	+13.66%	+13.09%	+0.57	15 / 27	Q3
Inception	+13.79%	+10.88%	+2.92	9 / 27	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.91%	-2.09%	+1.19	10 / 27
2025	+4.17%	+0.65%	+3.51	6 / 27
2024	+21.56%	+23.63%	-2.06	16 / 27
2023	+39.65%	+35.07%	+4.59	7 / 27
2022	-5.33%	+2.50%	-7.83	24 / 27
2021	+48.99%	+38.76%	+10.23	4 / 27
2020	+15.23%	+20.23%	-5.00	19 / 27
2019	-3.70%	-0.75%	-2.95	20 / 27
2018	-15.74%	-14.09%	-1.65	16 / 27
2017	+43.67%	+36.02%	+7.66	5 / 27
2016	+4.95%	+0.99%	+3.97	5 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.14%

234 windows

min -59.1% · max 167.0%

71% positive

3-Year rolling

+15.30%

210 windows

min -11.3% · max 39.6%

90% positive

5-Year rolling

+14.61%

186 windows

min -1.7% · max 29.8%

99% positive

7-Year rolling

+14.14%

161 windows

min 8.1% · max 26.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.63%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.36

Downside-only deviation

Max drawdown

-22.13%

Oct 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC MID-CAP OPPORTUNITIES FUND - Dividend Option	HDFC	₹49.5050	10 Jun 2026
SBI Magnum MIDCAP FUND - DIVIDEND	SBI	₹93.8989	10 Jun 2026
ICICI Prudential Emerging Star Fund-Dividend	ICICI Prudential	₹42.0500	10 Jun 2026
Franklin India Prima Fund-Dividend	Franklin Templeton	₹89.2551	10 Jun 2026
Kotak Emerging Equity Scheme - Dividend	Kotak Mahindra	₹75.7690	10 Jun 2026
UTI Mid Cap Fund-Growth Option	UTI	₹293.7946	10 Jun 2026
Birla Sun Life MIDCAP Fund-Plan A (Dividend)	Birla Sun Life	₹55.3900	10 Jun 2026
Escorts Opportunities Fund-Dividend	Escorts	₹75.9548	10 Jun 2026
Reliance Growth Fund-Dividend Plan-(D)	Reliance	₹115.3438	10 Jun 2026
Religare Mid Cap Fund - Dividend Option	Religare	₹56.4500	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹794.2400
9 Jun 2026	₹800.4500
8 Jun 2026	₹791.5700
5 Jun 2026	₹804.1600
4 Jun 2026	₹802.5000
3 Jun 2026	₹799.2100
2 Jun 2026	₹801.8500
1 Jun 2026	₹798.2100
29 May 2026	₹805.0900
27 May 2026	₹811.3100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of Birla Sun Life MIDCAP Fund-Plan A (Growth) is ₹794.2400. It's a Mid Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life MIDCAP Fund-Plan A (Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life MIDCAP Fund-Plan A (Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a absolute return of 0.70% — +2.37 pp ahead of the Mid Cap Fund category average of -1.67%. The fund ranks #10 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a CAGR of 17.91% — +1.92 pp ahead of the Mid Cap Fund category average of 15.99%. The fund ranks #9 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Birla Sun Life MIDCAP Fund-Plan A (Growth) has delivered a CAGR of 15.08% — +1.14 pp ahead of the Mid Cap Fund category average of 13.94%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life MIDCAP Fund-Plan A (Growth) exactly 10 years ago would be worth approximately ₹359,689 today — a multiplier of 3.60×, based on the 10-year CAGR of 13.66%. The category average over the same window would have grown ₹1 lakh to ₹342,058.

A ₹10,000 monthly SIP in Birla Sun Life MIDCAP Fund-Plan A (Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹840,175 today. That's an XIRR (money-weighted annualised return) of 13.42%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life MIDCAP Fund-Plan A (Growth) = ₹1,200,000 invested. It would currently be worth ₹2,572,135 (multiplier 2.14×). XIRR: 14.58%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life MIDCAP Fund-Plan A (Growth) ranks #12 out of 27 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.94%; this fund delivered 15.08%.

The worst peak-to-trough decline Birla Sun Life MIDCAP Fund-Plan A (Growth) has experienced over the last 5-year window is 22.13% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life MIDCAP Fund-Plan A (Growth) averaged 14.61% (best 29.80%, worst -1.66%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, Birla Sun Life MIDCAP Fund-Plan A (Growth) returned 4.17% — beating the Mid Cap Fund category average of 0.65% by 3.51 pp. It ranked #6 of 27 in its category that year.

Birla Sun Life MIDCAP Fund-Plan A (Growth) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life MIDCAP Fund-Plan A (Growth) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 15.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.