Should I invest in UTI Focussed Equity Fund Series - 1 (2195 Days)?

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: 6.90%.

UTI

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option

Latest NAV

₹14.3308

As of

7 Sep 2020

1,473 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.10%	-0.10	34 / 42	Q4
1W	-0.20%	-0.15%	-0.05	30 / 42	Q3
2W	-2.36%	+0.31%	-2.67	42 / 42	Q4
1M	+0.44%	+2.17%	-1.73	39 / 42	Q4
3M	+13.77%	+5.01%	+8.76	4 / 42	Q1
6M	+6.30%	+6.46%	-0.16	15 / 41	Q2
YTD	-1.58%	+2.47%	-4.05	27 / 41	Q3
1Y	+13.11%	+13.53%	-0.41	10 / 39	Q2
2Y	+1.81%	+6.37%	-4.56	25 / 37	Q3
3Y	+2.19%	+11.98%	-9.80	33 / 35	Q4
4Y	+4.59%	+14.76%	-10.17	20 / 21	Q4
5Y	+6.90%	+12.19%	-5.28	15 / 16	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.97%	+11.38%	-5.40	35 / 42	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.58%	+17.92%	-19.50	20 / 21
2019	+12.27%	+9.49%	+2.78	6 / 21
2018	-14.17%	-8.20%	-5.98	10 / 11
2017	+36.24%	+35.64%	+0.61	4 / 8
2016	+5.86%	+1.46%	+4.41	2 / 7
2015	-7.75%	-7.75%	+0.00	1 / 1
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.09%

62 windows

min -21.7% · max 40.0%

56% positive

3-Year rolling

+6.23%

37 windows

min -4.8% · max 12.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.29%

13 windows

min -0.3% · max 6.9%

92% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.98%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-36.33%

Jan 2018 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.7591	17 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹83.4002	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026

Recent NAVs

Date	NAV
7 Sep 2020	₹14.3308
4 Sep 2020	₹14.3340
3 Sep 2020	₹14.4147
2 Sep 2020	₹14.4280
1 Sep 2020	₹14.3957
31 Aug 2020	₹14.3598
28 Aug 2020	₹14.7918
27 Aug 2020	₹14.7126
26 Aug 2020	₹14.7012
25 Aug 2020	₹14.7042

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Sep 2020, the NAV of UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option is ₹14.3308. It's a Flexi Cap Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option has NAV history starting from 08 Sep 2014, a track record of about 11 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option has delivered a absolute return of 13.11% — -0.41 pp behind the Flexi Cap Fund category average of 13.53%. The fund ranks #10 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option has delivered a CAGR of 2.19% — -9.8 pp behind the Flexi Cap Fund category average of 11.98%. The fund ranks #33 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option has delivered a CAGR of 6.90% — -5.28 pp behind the Flexi Cap Fund category average of 12.19%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹139,633 today — a multiplier of 1.40×, based on the 5-year CAGR of 6.90%. The category average over the same window would have grown ₹1 lakh to ₹177,713.

A ₹10,000 monthly SIP in UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹698,935 today. That's an XIRR (money-weighted annualised return) of 6.03%.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹698,935 — XIRR 6.03%.

On a 5-year basis, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option ranks #15 out of 16 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.19%; this fund delivered 6.90%.

The worst peak-to-trough decline UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option has experienced over the last 5-year window is 36.33% — its NAV fell from a high on 23 Jan 2018 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option averaged 4.29% (best 6.90%, worst -0.27%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 0.15 — weak risk-adjusted performance.

In calendar year 2019, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option returned 12.27% — beating the Flexi Cap Fund category average of 9.49% by 2.78 pp. It ranked #6 of 21 in its category that year.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: 6.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.