Should I invest in Union Midcap Fund?

We don't give personal investment advice. Union Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 15.21%.

Union

Union Midcap Fund - Regular Plan - Growth Option

Latest NAV

₹51.7900

As of

17 Jul 2026

1,552 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.27%	-0.27%	+0.00	12 / 20	Q3
1W	-0.17%	-0.61%	+0.43	2 / 20	Q1
2W	+1.05%	+0.53%	+0.52	3 / 20	Q1
1M	+2.15%	+1.83%	+0.32	7 / 20	Q2
3M	+6.45%	+6.47%	-0.01	9 / 20	Q2
6M	+8.48%	+6.97%	+1.51	6 / 19	Q2
YTD	+6.08%	+4.97%	+1.11	8 / 19	Q2
1Y	+7.69%	+5.53%	+2.16	6 / 19	Q2
2Y	+5.24%	+3.45%	+1.79	5 / 17	Q2
3Y	+17.56%	+18.21%	-0.66	12 / 17	Q3
4Y	+18.27%	+18.18%	+0.09	8 / 13	Q3
5Y	+15.21%	+14.32%	+0.88	5 / 10	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+29.04%	+18.03%	+11.01	1 / 20	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+6.08%	+4.97%	+1.11	8 / 19
2025	+1.84%	+0.08%	+1.77	7 / 17
2024	+28.55%	+30.15%	-1.60	10 / 17
2023	+31.87%	+35.88%	-4.01	12 / 16
2022	-2.27%	-0.89%	-1.38	7 / 10
2021	+51.32%	+43.61%	+7.71	3 / 9
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+26.56%

65 windows

min -3.7% · max 88.2%

94% positive

3-Year rolling

+23.06%

41 windows

min 16.2% · max 37.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+23.39%

17 windows

min 15.2% · max 32.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.74%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

1.12

Downside-only deviation

Max drawdown

-21.72%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹18.5590	17 Jul 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹99.0958	17 Jul 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹39.9410	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹107.6980	17 Jul 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹29.3490	17 Jul 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹453.1192	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹111.5064	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹18.2900	17 Jul 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹65.4400	17 Jul 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹120.1500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹51.7900
16 Jul 2026	₹51.9300
15 Jul 2026	₹52.0300
14 Jul 2026	₹51.6300
13 Jul 2026	₹51.9900
10 Jul 2026	₹51.8800
9 Jul 2026	₹51.0500
8 Jul 2026	₹50.3100
7 Jul 2026	₹51.1900
6 Jul 2026	₹51.4700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Midcap Fund - Regular Plan - Growth Option is ₹51.7900. It's a Mid Cap Fund from Union, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Union Midcap Fund - Regular Plan - Growth Option has NAV history starting from 30 Mar 2020, a track record of about 6 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Midcap Fund - Regular Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Midcap Fund - Regular Plan - Growth Option has delivered a absolute return of 7.69% — +2.16 pp ahead of the Mid Cap Fund category average of 5.53%. The fund ranks #6 of 19 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 17.56% — -0.66 pp behind the Mid Cap Fund category average of 18.21%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 15.21% — +0.88 pp ahead of the Mid Cap Fund category average of 14.32%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.

₹1 lakh invested in Union Midcap Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹202,939 today — a multiplier of 2.03×, based on the 5-year CAGR of 15.21%. The category average over the same window would have grown ₹1 lakh to ₹195,285.

A ₹10,000 monthly SIP in Union Midcap Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹887,852 today. That's an XIRR (money-weighted annualised return) of 15.67%.

Union Midcap Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹887,852 — XIRR 15.67%.

On a 5-year basis, Union Midcap Fund - Regular Plan - Growth Option ranks #5 out of 10 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.32%; this fund delivered 15.21%.

The worst peak-to-trough decline Union Midcap Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 21.72% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Midcap Fund - Regular Plan - Growth Option averaged 23.39% (best 32.59%, worst 15.21%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.54 — reasonable risk-adjusted performance.

In calendar year 2025, Union Midcap Fund - Regular Plan - Growth Option returned 1.84% — beating the Mid Cap Fund category average of 0.08% by 1.77 pp. It ranked #7 of 17 in its category that year.

Union Midcap Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 15.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.