Should I invest in Tata Multi Asset Allocation Fund?

We don't give personal investment advice. Tata Multi Asset Allocation Fund-Direct Plan-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.3%. 5-year CAGR: 14.04%.

Tata

Tata Multi Asset Allocation Fund-Direct Plan-Growth

Latest NAV

₹27.6755

As of

2 Jun 2026

1,532 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.19%	-0.11	26 / 35	Q3
1W	-0.94%	-0.97%	+0.03	14 / 35	Q2
2W	+0.24%	-0.24%	+0.47	6 / 35	Q1
1M	+0.07%	+0.23%	-0.16	20 / 35	Q3
3M	-0.16%	-1.35%	+1.19	8 / 33	Q1
6M	+0.11%	+2.66%	-2.55	26 / 33	Q4
YTD	-1.90%	+0.81%	-2.71	27 / 33	Q4
1Y	+9.55%	+12.65%	-3.10	19 / 28	Q3
2Y	+8.84%	+11.25%	-2.42	17 / 23	Q3
3Y	+15.57%	+16.82%	-1.25	9 / 12	Q3
4Y	+15.26%	+16.90%	-1.63	6 / 8	Q3
5Y	+14.04%	+15.26%	-1.22	6 / 8	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+18.64%	+12.89%	+5.74	4 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.90%	+0.81%	-2.71	27 / 33
2025	+16.28%	+17.52%	-1.24	17 / 26
2024	+16.02%	+16.83%	-0.81	10 / 15
2023	+20.07%	+22.93%	-2.85	7 / 9
2022	+8.86%	+7.52%	+1.34	3 / 8
2021	+24.47%	+25.85%	-1.38	4 / 8
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.98%

64 windows

min 3.9% · max 53.9%

100% positive

3-Year rolling

+17.35%

40 windows

min 12.4% · max 23.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.72%

16 windows

min 13.9% · max 20.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.78%

3-year · annualised

Sharpe ratio

0.96

vs risk-free 6.5%

Sortino ratio

1.61

Downside-only deviation

Max drawdown

-10.27%

Jan 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - Growth Option - Direct Plan	HDFC	₹82.3540	3 Jun 2026
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option	Nippon India	₹26.3932	2 Jun 2026
SBI MULTI ASSET ALLOCATION FUND - DIRECT PLAN - GROWTH	SBI	₹73.7773	3 Jun 2026
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	ICICI Prudential	₹881.1632	2 Jun 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - Growth	Invesco	₹12.4500	3 Jun 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	Bandhan	₹14.5409	2 Jun 2026
quant Multi Asset Allocation Fund-GROWTH OPTION-Direct Plan	Quant	₹180.0410	3 Jun 2026
Quantum Multi Asset Allocation Fund - Direct Plan Growth Option	Quantum	₹12.1000	3 Jun 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct Growth	Aditya Birla Sun Life	₹17.2302	3 Jun 2026
Franklin India Multi Asset Allocation Fund- Direct-Growth	Franklin India	₹10.9111	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹27.6755
1 Jun 2026	₹27.6545
29 May 2026	₹27.8572
27 May 2026	₹28.0139
26 May 2026	₹27.9386
25 May 2026	₹27.9538
22 May 2026	₹27.7043
21 May 2026	₹27.6557
20 May 2026	₹27.6471
19 May 2026	₹27.6095

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Tata Multi Asset Allocation Fund-Direct Plan-Growth is ₹27.6755. It's a Multi Asset Allocation Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Multi Asset Allocation Fund-Direct Plan-Growth has NAV history starting from 12 Mar 2020, a track record of about 6 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Multi Asset Allocation Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Multi Asset Allocation Fund-Direct Plan-Growth has delivered a absolute return of 9.55% — -3.1 pp behind the Multi Asset Allocation Fund category average of 12.65%. The fund ranks #19 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Multi Asset Allocation Fund-Direct Plan-Growth has delivered a CAGR of 15.57% — -1.25 pp behind the Multi Asset Allocation Fund category average of 16.82%. The fund ranks #9 of 12 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Multi Asset Allocation Fund-Direct Plan-Growth has delivered a CAGR of 14.04% — -1.22 pp behind the Multi Asset Allocation Fund category average of 15.26%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Multi Asset Allocation Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹192,909 today — a multiplier of 1.93×, based on the 5-year CAGR of 14.04%. The category average over the same window would have grown ₹1 lakh to ₹203,437.

A ₹10,000 monthly SIP in Tata Multi Asset Allocation Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹841,229 today. That's an XIRR (money-weighted annualised return) of 13.47%.

Tata Multi Asset Allocation Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹841,229 — XIRR 13.47%.

On a 5-year basis, Tata Multi Asset Allocation Fund-Direct Plan-Growth ranks #6 out of 8 funds in the Multi Asset Allocation Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 15.26%; this fund delivered 14.04%.

The worst peak-to-trough decline Tata Multi Asset Allocation Fund-Direct Plan-Growth has experienced over the last 5-year window is 10.27% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Multi Asset Allocation Fund-Direct Plan-Growth averaged 17.72% (best 20.70%, worst 13.88%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.83 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Multi Asset Allocation Fund-Direct Plan-Growth returned 16.28% — lagging the Multi Asset Allocation Fund category average of 17.52% by 1.24 pp. It ranked #17 of 26 in its category that year.

Tata Multi Asset Allocation Fund-Direct Plan-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Tata Multi Asset Allocation Fund-Direct Plan-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.3%. 5-year CAGR: 14.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Multi Asset Allocation Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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