Should I invest in ICICI Prudential Multi-Asset Fund?

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - Direct Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 18.04%.

ICICI Prudential

ICICI Prudential Multi-Asset Fund - Direct Plan - Growth

Latest NAV

₹899.7555

As of

17 Jul 2026

3,329 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.15%	+0.19	5 / 35	Q1
1W	-0.05%	-0.24%	+0.19	9 / 35	Q2
2W	-0.04%	-0.37%	+0.33	8 / 35	Q1
1M	+0.72%	+0.08%	+0.63	7 / 35	Q1
3M	+0.10%	+0.91%	-0.80	27 / 35	Q4
6M	-0.35%	+1.12%	-1.46	24 / 33	Q3
YTD	-0.57%	+2.11%	-2.69	28 / 33	Q4
1Y	+7.48%	+11.74%	-4.26	24 / 30	Q4
2Y	+8.71%	+9.73%	-1.03	15 / 24	Q3
3Y	+16.50%	+15.50%	+1.00	6 / 13	Q2
4Y	+18.26%	+17.50%	+0.76	3 / 8	Q2
5Y	+18.04%	+15.03%	+3.00	2 / 8	Q1
7Y	+18.02%	+16.69%	+1.33	2 / 6	Q2
10Y	+16.11%	+13.79%	+2.32	2 / 6	Q2
Inception	+16.22%	+12.75%	+3.46	11 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.57%	+2.11%	-2.69	28 / 33
2025	+19.00%	+17.52%	+1.48	14 / 26
2024	+16.90%	+16.83%	+0.07	8 / 15
2023	+24.36%	+22.93%	+1.44	5 / 9
2022	+17.61%	+7.52%	+10.09	1 / 8
2021	+35.03%	+25.85%	+9.18	2 / 8
2020	+10.42%	+17.95%	-7.54	6 / 6
2019	+8.32%	+10.15%	-1.84	5 / 6
2018	-0.86%	+1.16%	-2.02	5 / 6
2017	+28.45%	+14.77%	+13.67	1 / 6
2016	+12.77%	+9.99%	+2.78	1 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.64%

153 windows

min -18.4% · max 63.5%

87% positive

3-Year rolling

+16.83%

129 windows

min -1.1% · max 33.4%

99% positive

5-Year rolling

+16.35%

105 windows

min 3.3% · max 29.7%

100% positive

7-Year rolling

+15.50%

80 windows

min 10.8% · max 19.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.92%

3-year · annualised

Sharpe ratio

1.32

vs risk-free 6.5%

Sortino ratio

2.73

Downside-only deviation

Max drawdown

-9.51%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - Growth Option - Direct Plan	HDFC	₹84.2300	17 Jul 2026
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option	Nippon India	₹26.6486	17 Jul 2026
SBI MULTI ASSET ALLOCATION FUND - DIRECT PLAN - GROWTH	SBI	₹74.5817	17 Jul 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - Growth	Invesco	₹12.6100	17 Jul 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	Bandhan	₹14.6315	17 Jul 2026
quant Multi Asset Allocation Fund-GROWTH OPTION-Direct Plan	Quant	₹184.9035	17 Jul 2026
Quantum Multi Asset Allocation Fund - Direct Plan Growth Option	Quantum	₹12.2600	17 Jul 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct Growth	Aditya Birla Sun Life	₹17.6792	17 Jul 2026
Franklin India Multi Asset Allocation Fund- Direct-Growth	Franklin India	₹11.0754	17 Jul 2026
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	Mirae Asset	₹13.9500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹899.7555
16 Jul 2026	₹896.7512
15 Jul 2026	₹896.7823
14 Jul 2026	₹894.2477
13 Jul 2026	₹899.2754
10 Jul 2026	₹900.2451
9 Jul 2026	₹894.4901
8 Jul 2026	₹889.6861
7 Jul 2026	₹903.0939
6 Jul 2026	₹902.7579

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Multi-Asset Fund - Direct Plan - Growth is ₹899.7555. It's a Multi Asset Allocation Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Multi-Asset Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Multi-Asset Fund - Direct Plan - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth has delivered a absolute return of 7.48% — -4.26 pp behind the Multi Asset Allocation Fund category average of 11.74%. The fund ranks #24 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth has delivered a CAGR of 16.50% — +1 pp ahead of the Multi Asset Allocation Fund category average of 15.50%. The fund ranks #6 of 13 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth has delivered a CAGR of 18.04% — +3 pp ahead of the Multi Asset Allocation Fund category average of 15.03%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Multi-Asset Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹445,490 today — a multiplier of 4.45×, based on the 10-year CAGR of 16.11%. The category average over the same window would have grown ₹1 lakh to ₹363,959.

A ₹10,000 monthly SIP in ICICI Prudential Multi-Asset Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹884,579 today. That's an XIRR (money-weighted annualised return) of 15.52%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Multi-Asset Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,919,250 (multiplier 2.43×). XIRR: 16.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth ranks #2 out of 8 funds in the Multi Asset Allocation Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 15.03%; this fund delivered 18.04%.

The worst peak-to-trough decline ICICI Prudential Multi-Asset Fund - Direct Plan - Growth has experienced over the last 5-year window is 9.51% — its NAV fell from a high on 11 Feb 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth averaged 16.35% (best 29.70%, worst 3.31%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.20 — strong risk-adjusted performance.

In calendar year 2025, ICICI Prudential Multi-Asset Fund - Direct Plan - Growth returned 19.00% — beating the Multi Asset Allocation Fund category average of 17.52% by 1.48 pp. It ranked #14 of 26 in its category that year.

ICICI Prudential Multi-Asset Fund - Direct Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - Direct Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 18.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.