Should I invest in Nippon India Multi Asset Allocation Fund?

We don't give personal investment advice. Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: 16.38%.

Nippon India

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option

Latest NAV

₹26.6486

As of

17 Jul 2026

1,447 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.15%	+0.01	18 / 35	Q3
1W	-0.27%	-0.24%	-0.03	18 / 35	Q3
2W	-0.31%	-0.37%	+0.06	15 / 35	Q2
1M	-0.04%	+0.08%	-0.12	22 / 35	Q3
3M	+1.17%	+0.91%	+0.26	15 / 35	Q2
6M	+2.22%	+1.12%	+1.11	10 / 33	Q2
YTD	+3.54%	+2.11%	+1.43	11 / 33	Q2
1Y	+14.34%	+11.74%	+2.60	9 / 30	Q2
2Y	+12.18%	+9.73%	+2.44	6 / 24	Q1
3Y	+19.39%	+15.50%	+3.89	2 / 13	Q1
4Y	+19.41%	+17.50%	+1.90	2 / 8	Q1
5Y	+16.38%	+15.03%	+1.35	3 / 8	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+18.30%	+12.75%	+5.54	5 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.54%	+2.11%	+1.43	11 / 33
2025	+20.72%	+17.52%	+3.20	5 / 26
2024	+19.88%	+16.83%	+3.05	3 / 15
2023	+25.65%	+22.93%	+2.73	2 / 9
2022	+4.63%	+7.52%	-2.88	7 / 8
2021	+20.64%	+25.85%	-5.21	5 / 8
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.65%

60 windows

min 1.8% · max 38.0%

100% positive

3-Year rolling

+19.14%

36 windows

min 15.9% · max 23.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.20%

11 windows

min 16.4% · max 20.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.00%

3-year · annualised

Sharpe ratio

1.47

vs risk-free 6.5%

Sortino ratio

3.28

Downside-only deviation

Max drawdown

-10.78%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - Growth Option - Direct Plan	HDFC	₹84.2300	17 Jul 2026
SBI MULTI ASSET ALLOCATION FUND - DIRECT PLAN - GROWTH	SBI	₹74.5817	17 Jul 2026
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	ICICI Prudential	₹899.7555	17 Jul 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - Growth	Invesco	₹12.6100	17 Jul 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	Bandhan	₹14.6315	17 Jul 2026
quant Multi Asset Allocation Fund-GROWTH OPTION-Direct Plan	Quant	₹184.9035	17 Jul 2026
Quantum Multi Asset Allocation Fund - Direct Plan Growth Option	Quantum	₹12.2600	17 Jul 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct Growth	Aditya Birla Sun Life	₹17.6792	17 Jul 2026
Franklin India Multi Asset Allocation Fund- Direct-Growth	Franklin India	₹11.0754	17 Jul 2026
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	Mirae Asset	₹13.9500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.6486
16 Jul 2026	₹26.6057
15 Jul 2026	₹26.6249
14 Jul 2026	₹26.5339
13 Jul 2026	₹26.6721
10 Jul 2026	₹26.7212
9 Jul 2026	₹26.5851
8 Jul 2026	₹26.4137
7 Jul 2026	₹26.7660
6 Jul 2026	₹26.8181

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option is ₹26.6486. It's a Multi Asset Allocation Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option has NAV history starting from 31 Aug 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option has delivered a absolute return of 14.34% — +2.6 pp ahead of the Multi Asset Allocation Fund category average of 11.74%. The fund ranks #9 of 30 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option has delivered a CAGR of 19.39% — +3.89 pp ahead of the Multi Asset Allocation Fund category average of 15.50%. The fund ranks #2 of 13 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option has delivered a CAGR of 16.38% — +1.35 pp ahead of the Multi Asset Allocation Fund category average of 15.03%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹213,527 today — a multiplier of 2.14×, based on the 5-year CAGR of 16.38%. The category average over the same window would have grown ₹1 lakh to ₹201,441.

A ₹10,000 monthly SIP in Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹928,852 today. That's an XIRR (money-weighted annualised return) of 17.51%.

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹928,852 — XIRR 17.51%.

On a 5-year basis, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option ranks #3 out of 8 funds in the Multi Asset Allocation Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 15.03%; this fund delivered 16.38%.

The worst peak-to-trough decline Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 10.78% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option averaged 18.20% (best 20.15%, worst 16.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.01 — strong risk-adjusted performance.

In calendar year 2025, Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option returned 20.72% — beating the Multi Asset Allocation Fund category average of 17.52% by 3.20 pp. It ranked #5 of 26 in its category that year.

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: 16.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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