Should I invest in Tata Mid Cap Fund?

We don't give personal investment advice. Tata Mid Cap Fund-Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.6%. 5-year CAGR: 14.16%.

Tata

Tata Mid Cap Fund-Regular Plan - IDCW Option

Latest NAV

₹121.4740

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	-0.02%	+0.09	9 / 27	Q2
1W	-1.18%	-1.13%	-0.05	16 / 27	Q3
2W	-1.47%	-1.54%	+0.07	9 / 27	Q2
1M	+0.74%	-0.61%	+1.35	4 / 27	Q1
3M	+3.97%	+3.93%	+0.05	16 / 27	Q3
6M	+2.75%	+7.69%	-4.94	24 / 27	Q4
YTD	-2.71%	+1.25%	-3.96	23 / 27	Q4
1Y	+0.88%	+1.15%	-0.27	13 / 27	Q2
2Y	+0.15%	+1.20%	-1.05	15 / 27	Q3
3Y	+15.22%	+14.78%	+0.44	13 / 27	Q2
4Y	+16.79%	+16.26%	+0.53	12 / 27	Q2
5Y	+14.16%	+13.66%	+0.50	15 / 27	Q3
7Y	+18.96%	+17.91%	+1.06	14 / 27	Q3
10Y	+13.39%	+12.82%	+0.57	16 / 27	Q3
Inception	+7.49%	+11.00%	-3.51	22 / 27	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.71%	+1.25%	-3.96	23 / 27
2025	+5.45%	+0.65%	+4.80	5 / 27
2024	+22.22%	+23.63%	-1.41	13 / 27
2023	+40.40%	+35.07%	+5.34	6 / 27
2022	+0.51%	+2.50%	-1.99	18 / 27
2021	+38.89%	+38.76%	+0.13	15 / 27
2020	+23.78%	+20.23%	+3.55	11 / 27
2019	-1.91%	-0.75%	-1.16	17 / 27
2018	-12.83%	-14.09%	+1.26	13 / 27
2017	+36.66%	+36.02%	+0.64	14 / 27
2016	-2.73%	+0.99%	-3.72	18 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.64%

236 windows

min -65.6% · max 119.9%

63% positive

3-Year rolling

+11.90%

211 windows

min -30.0% · max 31.3%

82% positive

5-Year rolling

+11.84%

187 windows

min -11.8% · max 29.6%

87% positive

7-Year rolling

+11.55%

163 windows

min -7.0% · max 23.5%

93% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.84%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.02

Downside-only deviation

Max drawdown

-21.62%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - Growth Plan	HDFC	₹205.1410	24 Jul 2026
SBI MIDCAP FUND - REGULAR PLAN - GROWTH	SBI	₹241.7656	24 Jul 2026
ICICI Prudential MidCap Fund - Growth	ICICI Prudential	₹331.1600	24 Jul 2026
Franklin India Mid Cap Fund - IDCW	Franklin Templeton	₹85.4545	24 Jul 2026
Kotak Midcap Fund - Regular Plan - Growth	Kotak Mahindra	₹143.7810	24 Jul 2026
UTI Mid Cap Fund - Regular Plan - IDCW	UTI	₹144.2427	24 Jul 2026
Aditya Birla Sun Life Midcap Fund -REGULAR - IDCW	Birla Sun Life	₹57.8700	24 Jul 2026
Invesco India Midcap Fund - Regular Plan - Growth Option	Religare	₹194.5800	24 Jul 2026
NIPPON INDIA GROWTH MID CAP FUND - IDCW Option	Reliance	₹119.1847	24 Jul 2026
quant Mid Cap Fund - Growth Option - Regular Plan	Escorts	₹219.8673	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹121.4740
23 Jul 2026	₹121.3918
22 Jul 2026	₹122.6587
21 Jul 2026	₹124.0708
20 Jul 2026	₹123.5475
17 Jul 2026	₹122.9300
16 Jul 2026	₹122.9582
15 Jul 2026	₹123.4742
14 Jul 2026	₹122.7722
13 Jul 2026	₹123.4896

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Tata Mid Cap Fund-Regular Plan - IDCW Option is ₹121.4740. It's a Mid Cap Fund from Tata, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Mid Cap Fund-Regular Plan - IDCW Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Mid Cap Fund-Regular Plan - IDCW Option is managed by Tata. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Mid Cap Fund-Regular Plan - IDCW Option has delivered a absolute return of 0.88% — -0.27 pp behind the Mid Cap Fund category average of 1.15%. The fund ranks #13 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Mid Cap Fund-Regular Plan - IDCW Option has delivered a CAGR of 15.22% — +0.44 pp ahead of the Mid Cap Fund category average of 14.78%. The fund ranks #13 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Mid Cap Fund-Regular Plan - IDCW Option has delivered a CAGR of 14.16% — +0.5 pp ahead of the Mid Cap Fund category average of 13.66%. The fund ranks #15 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Mid Cap Fund-Regular Plan - IDCW Option exactly 10 years ago would be worth approximately ₹351,505 today — a multiplier of 3.52×, based on the 10-year CAGR of 13.39%. The category average over the same window would have grown ₹1 lakh to ₹334,174.

A ₹10,000 monthly SIP in Tata Mid Cap Fund-Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹844,404 today. That's an XIRR (money-weighted annualised return) of 13.63%.

A ₹10,000 monthly SIP for 10 years in Tata Mid Cap Fund-Regular Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹2,682,883 (multiplier 2.24×). XIRR: 15.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Mid Cap Fund-Regular Plan - IDCW Option ranks #15 out of 27 funds in the Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.66%; this fund delivered 14.16%.

The worst peak-to-trough decline Tata Mid Cap Fund-Regular Plan - IDCW Option has experienced over the last 5-year window is 21.62% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Mid Cap Fund-Regular Plan - IDCW Option averaged 11.84% (best 29.57%, worst -11.84%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Mid Cap Fund-Regular Plan - IDCW Option returned 5.45% — beating the Mid Cap Fund category average of 0.65% by 4.80 pp. It ranked #5 of 27 in its category that year.

Tata Mid Cap Fund-Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Mid Cap Fund-Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.6%. 5-year CAGR: 14.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.