Should I invest in Kotak Midcap Fund?

We don't give personal investment advice. Kotak Midcap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 16.38%.

Kotak Mahindra

Kotak Midcap Fund - Regular Plan - Growth

Latest NAV

₹143.7810

As of

24 Jul 2026

4,752 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.21%	-0.02%	-0.19	21 / 27	Q4
1W	-1.79%	-1.13%	-0.65	25 / 27	Q4
2W	-2.30%	-1.54%	-0.76	25 / 27	Q4
1M	-0.65%	-0.61%	-0.04	17 / 27	Q3
3M	+4.01%	+3.93%	+0.08	15 / 27	Q3
6M	+11.99%	+7.69%	+4.29	5 / 27	Q1
YTD	+5.00%	+1.25%	+3.75	5 / 27	Q1
1Y	+4.44%	+1.15%	+3.28	8 / 27	Q2
2Y	+5.61%	+1.20%	+4.41	7 / 27	Q2
3Y	+18.57%	+14.78%	+3.78	8 / 27	Q2
4Y	+19.10%	+16.26%	+2.84	8 / 27	Q2
5Y	+16.38%	+13.66%	+2.73	7 / 27	Q2
7Y	+21.56%	+17.91%	+3.65	7 / 27	Q2
10Y	+16.96%	+12.82%	+4.14	6 / 27	Q1
Inception	+14.79%	+11.00%	+3.80	7 / 27	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.00%	+1.25%	+3.75	5 / 27
2025	+1.37%	+0.65%	+0.72	12 / 27
2024	+33.55%	+23.63%	+9.93	4 / 27
2023	+31.13%	+35.07%	-3.93	20 / 27
2022	+5.13%	+2.50%	+2.63	9 / 27
2021	+45.86%	+38.76%	+7.09	7 / 27
2020	+21.51%	+20.23%	+1.28	15 / 27
2019	+8.92%	-0.75%	+9.67	1 / 27
2018	-11.42%	-14.09%	+2.67	11 / 27
2017	+41.46%	+36.02%	+5.44	9 / 27
2016	+9.73%	+0.99%	+8.75	3 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.54%

224 windows

min -64.5% · max 110.5%

77% positive

3-Year rolling

+17.69%

199 windows

min -10.6% · max 43.6%

92% positive

5-Year rolling

+17.59%

175 windows

min -4.4% · max 32.5%

96% positive

7-Year rolling

+17.64%

151 windows

min 4.9% · max 25.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.66%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.28

Downside-only deviation

Max drawdown

-21.03%

Dec 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - Growth Plan	HDFC	₹205.1410	24 Jul 2026
SBI MIDCAP FUND - REGULAR PLAN - GROWTH	SBI	₹241.7656	24 Jul 2026
ICICI Prudential MidCap Fund - Growth	ICICI Prudential	₹331.1600	24 Jul 2026
Franklin India Mid Cap Fund - IDCW	Franklin Templeton	₹85.4545	24 Jul 2026
Kotak Midcap Fund - Regular Plan - IDCW -Payout & Re-investment of Income Distribution cum capital withdrawal option	Kotak Mahindra	₹78.9690	24 Jul 2026
UTI Mid Cap Fund - Regular Plan - IDCW	UTI	₹144.2427	24 Jul 2026
Aditya Birla Sun Life Midcap Fund -REGULAR - IDCW	Birla Sun Life	₹57.8700	24 Jul 2026
Invesco India Midcap Fund - Regular Plan - Growth Option	Religare	₹194.5800	24 Jul 2026
NIPPON INDIA GROWTH MID CAP FUND - IDCW Option	Reliance	₹119.1847	24 Jul 2026
quant Mid Cap Fund - Growth Option - Regular Plan	Escorts	₹219.8673	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹143.7810
23 Jul 2026	₹144.0780
22 Jul 2026	₹145.5370
21 Jul 2026	₹147.4640
20 Jul 2026	₹146.9560
17 Jul 2026	₹146.3950
16 Jul 2026	₹146.3510
15 Jul 2026	₹147.0910
14 Jul 2026	₹146.1100
13 Jul 2026	₹146.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Kotak Midcap Fund - Regular Plan - Growth is ₹143.7810. It's a Mid Cap Fund from Kotak Mahindra, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Midcap Fund - Regular Plan - Growth has NAV history starting from 02 Apr 2007, a track record of about 19 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Midcap Fund - Regular Plan - Growth is managed by Kotak Mahindra. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Midcap Fund - Regular Plan - Growth has delivered a absolute return of 4.44% — +3.28 pp ahead of the Mid Cap Fund category average of 1.15%. The fund ranks #8 of 27 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Midcap Fund - Regular Plan - Growth has delivered a CAGR of 18.57% — +3.78 pp ahead of the Mid Cap Fund category average of 14.78%. The fund ranks #8 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Midcap Fund - Regular Plan - Growth has delivered a CAGR of 16.38% — +2.73 pp ahead of the Mid Cap Fund category average of 13.66%. The fund ranks #7 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Midcap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹479,206 today — a multiplier of 4.79×, based on the 10-year CAGR of 16.96%. The category average over the same window would have grown ₹1 lakh to ₹334,174.

A ₹10,000 monthly SIP in Kotak Midcap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹914,046 today. That's an XIRR (money-weighted annualised return) of 16.85%.

A ₹10,000 monthly SIP for 10 years in Kotak Midcap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹3,188,602 (multiplier 2.66×). XIRR: 18.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Midcap Fund - Regular Plan - Growth ranks #7 out of 27 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.66%; this fund delivered 16.38%.

The worst peak-to-trough decline Kotak Midcap Fund - Regular Plan - Growth has experienced over the last 5-year window is 21.03% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Midcap Fund - Regular Plan - Growth averaged 17.59% (best 32.48%, worst -4.35%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Midcap Fund - Regular Plan - Growth returned 1.37% — beating the Mid Cap Fund category average of 0.65% by 0.72 pp. It ranked #12 of 27 in its category that year.

Kotak Midcap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Midcap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 16.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.