Should I invest in NIPPON INDIA GROWTH MID CAP FUND?

We don't give personal investment advice. NIPPON INDIA GROWTH MID CAP FUND - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 51.3%. 5-year CAGR: 10.16%.

Reliance

NIPPON INDIA GROWTH MID CAP FUND - IDCW Option

Latest NAV

₹119.1847

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	-0.02%	-0.03	15 / 27	Q3
1W	-1.07%	-1.13%	+0.06	9 / 27	Q2
2W	-2.15%	-1.54%	-0.61	20 / 27	Q3
1M	-1.22%	-0.61%	-0.61	21 / 27	Q4
3M	+2.62%	+3.93%	-1.31	24 / 27	Q4
6M	+1.57%	+7.69%	-6.12	25 / 27	Q4
YTD	-3.47%	+1.25%	-4.71	24 / 27	Q4
1Y	-2.35%	+1.15%	-3.50	23 / 27	Q4
2Y	-2.27%	+1.20%	-3.47	22 / 27	Q4
3Y	+10.78%	+14.78%	-4.00	24 / 27	Q4
4Y	+12.62%	+16.26%	-3.64	22 / 27	Q4
5Y	+10.16%	+13.66%	-3.49	23 / 27	Q4
7Y	+11.51%	+17.91%	-6.40	23 / 27	Q4
10Y	+6.62%	+12.82%	-6.20	23 / 27	Q4
Inception	+4.12%	+11.00%	-6.88	25 / 27	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.47%	+1.25%	-4.71	24 / 27
2025	-4.68%	+0.65%	-5.34	24 / 27
2024	+15.15%	+23.63%	-8.48	24 / 27
2023	+38.49%	+35.07%	+3.42	8 / 27
2022	-0.48%	+2.50%	-2.98	20 / 27
2021	+35.18%	+38.76%	-3.59	18 / 27
2020	-1.79%	+20.23%	-22.02	27 / 27
2019	-3.89%	-0.75%	-3.14	22 / 27
2018	-22.38%	-14.09%	-8.29	26 / 27
2017	+28.84%	+36.02%	-7.17	24 / 27
2016	-6.74%	+0.99%	-7.72	25 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.51%

236 windows

min -59.0% · max 88.8%

56% positive

3-Year rolling

+5.48%

211 windows

min -17.5% · max 27.4%

68% positive

5-Year rolling

+4.60%

187 windows

min -11.4% · max 25.8%

74% positive

7-Year rolling

+3.84%

163 windows

min -3.6% · max 11.5%

87% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.73%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.42

Downside-only deviation

Max drawdown

-51.29%

Sep 2024 → Apr 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - Growth Plan	HDFC	₹205.1410	24 Jul 2026
SBI MIDCAP FUND - REGULAR PLAN - GROWTH	SBI	₹241.7656	24 Jul 2026
ICICI Prudential MidCap Fund - Growth	ICICI Prudential	₹331.1600	24 Jul 2026
Franklin India Mid Cap Fund - IDCW	Franklin Templeton	₹85.4545	24 Jul 2026
Kotak Midcap Fund - Regular Plan - Growth	Kotak Mahindra	₹143.7810	24 Jul 2026
UTI Mid Cap Fund - Regular Plan - IDCW	UTI	₹144.2427	24 Jul 2026
Aditya Birla Sun Life Midcap Fund -REGULAR - IDCW	Birla Sun Life	₹57.8700	24 Jul 2026
Invesco India Midcap Fund - Regular Plan - Growth Option	Religare	₹194.5800	24 Jul 2026
Nippon India Growth Mid Cap Fund-Growth Plan-Bonus Option	Reliance	₹737.7659	24 Jul 2026
quant Mid Cap Fund - Growth Option - Regular Plan	Escorts	₹219.8673	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹119.1847
23 Jul 2026	₹119.2423
22 Jul 2026	₹120.0135
21 Jul 2026	₹121.3503
20 Jul 2026	₹121.0010
17 Jul 2026	₹120.4732
16 Jul 2026	₹121.0089
15 Jul 2026	₹121.7061
14 Jul 2026	₹121.0268
13 Jul 2026	₹121.6356

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of NIPPON INDIA GROWTH MID CAP FUND - IDCW Option is ₹119.1847. It's a Mid Cap Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA GROWTH MID CAP FUND - IDCW Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA GROWTH MID CAP FUND - IDCW Option is managed by Reliance. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option has delivered a absolute return of -2.35% — -3.5 pp behind the Mid Cap Fund category average of 1.15%. The fund ranks #23 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option has delivered a CAGR of 10.78% — -4 pp behind the Mid Cap Fund category average of 14.78%. The fund ranks #24 of 27 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option has delivered a CAGR of 10.16% — -3.49 pp behind the Mid Cap Fund category average of 13.66%. The fund ranks #23 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA GROWTH MID CAP FUND - IDCW Option exactly 10 years ago would be worth approximately ₹189,913 today — a multiplier of 1.90×, based on the 10-year CAGR of 6.62%. The category average over the same window would have grown ₹1 lakh to ₹334,174.

A ₹10,000 monthly SIP in NIPPON INDIA GROWTH MID CAP FUND - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹751,344 today. That's an XIRR (money-weighted annualised return) of 8.93%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA GROWTH MID CAP FUND - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,960,673 (multiplier 1.63×). XIRR: 9.48%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option ranks #23 out of 27 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.66%; this fund delivered 10.16%.

The worst peak-to-trough decline NIPPON INDIA GROWTH MID CAP FUND - IDCW Option has experienced over the last 5-year window is 51.29% — its NAV fell from a high on 24 Sep 2024 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option averaged 4.60% (best 25.78%, worst -11.40%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA GROWTH MID CAP FUND - IDCW Option returned -4.68% — lagging the Mid Cap Fund category average of 0.65% by 5.34 pp. It ranked #24 of 27 in its category that year.

NIPPON INDIA GROWTH MID CAP FUND - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA GROWTH MID CAP FUND - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 51.3%. 5-year CAGR: 10.16%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.