Should I invest in Tata Large & Mid Cap Fund Direct Plan?

We don't give personal investment advice. Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 10.18%.

Tata

Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option

Latest NAV

₹102.3043

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.15%	-0.12	26 / 36	Q3
1W	-0.78%	-1.74%	+0.96	4 / 36	Q1
2W	+0.78%	-0.17%	+0.94	5 / 36	Q1
1M	-0.52%	-0.80%	+0.28	12 / 36	Q2
3M	-7.44%	-1.40%	-6.05	32 / 36	Q4
6M	-13.30%	-6.06%	-7.24	34 / 36	Q4
YTD	-13.27%	-6.30%	-6.98	34 / 36	Q4
1Y	-11.47%	-1.66%	-9.82	35 / 35	Q4
2Y	-3.27%	+0.68%	-3.96	26 / 33	Q4
3Y	+7.42%	+12.10%	-4.69	26 / 31	Q4
4Y	+11.23%	+12.28%	-1.06	20 / 31	Q3
5Y	+10.18%	+10.78%	-0.60	19 / 31	Q3
7Y	+12.63%	+12.23%	+0.40	14 / 27	Q3
10Y	+11.86%	+10.45%	+1.41	9 / 22	Q2
Inception	+12.25%	+10.14%	+2.12	15 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.27%	-6.30%	-6.98	34 / 36
2025	+2.97%	+1.18%	+1.79	12 / 35
2024	+16.36%	+19.71%	-3.35	22 / 31
2023	+23.86%	+26.16%	-2.30	22 / 31
2022	+12.50%	+0.59%	+11.91	3 / 31
2021	+29.67%	+33.41%	-3.74	20 / 31
2020	+15.44%	+14.39%	+1.05	14 / 30
2019	+14.98%	+6.20%	+8.78	3 / 26
2018	-8.72%	-13.14%	+4.42	6 / 23
2017	+28.12%	+29.57%	-1.45	11 / 23
2016	+2.25%	+3.36%	-1.11	13 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.53%

152 windows

min -23.1% · max 83.0%

84% positive

3-Year rolling

+14.19%

127 windows

min -5.9% · max 30.8%

98% positive

5-Year rolling

+13.90%

103 windows

min -0.6% · max 24.4%

99% positive

7-Year rolling

+13.44%

79 windows

min 7.0% · max 17.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.34%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.16

Downside-only deviation

Max drawdown

-21.72%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹45.3030	3 Jun 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹68.1548	3 Jun 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹356.4452	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹51.8500	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹50.7800	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹35.6690	3 Jun 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹62.7085	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹201.0900	3 Jun 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.1484	3 Jun 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹21.5940	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹102.3043
2 Jun 2026	₹102.2898
1 Jun 2026	₹102.2572
29 May 2026	₹103.0731
27 May 2026	₹103.4307
26 May 2026	₹103.0984
25 May 2026	₹103.1492
22 May 2026	₹101.8871
21 May 2026	₹101.3947
20 May 2026	₹101.3483

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option is ₹102.3043. It's a Large & Mid Cap Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option is managed by Tata. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option has delivered a absolute return of -11.47% — -9.82 pp behind the Large & Mid Cap Fund category average of -1.66%. The fund ranks #35 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option has delivered a CAGR of 7.42% — -4.69 pp behind the Large & Mid Cap Fund category average of 12.10%. The fund ranks #26 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option has delivered a CAGR of 10.18% — -0.6 pp behind the Large & Mid Cap Fund category average of 10.78%. The fund ranks #19 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option exactly 10 years ago would be worth approximately ₹306,694 today — a multiplier of 3.07×, based on the 10-year CAGR of 11.86%. The category average over the same window would have grown ₹1 lakh to ₹270,253.

A ₹10,000 monthly SIP in Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹693,017 today. That's an XIRR (money-weighted annualised return) of 5.70%.

A ₹10,000 monthly SIP for 10 years in Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option = ₹1,200,000 invested. It would currently be worth ₹2,161,801 (multiplier 1.80×). XIRR: 11.32%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option ranks #19 out of 31 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.78%; this fund delivered 10.18%.

The worst peak-to-trough decline Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option has experienced over the last 5-year window is 21.72% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option averaged 13.90% (best 24.39%, worst -0.58%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option returned 2.97% — beating the Large & Mid Cap Fund category average of 1.18% by 1.79 pp. It ranked #12 of 35 in its category that year.

Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Large & Mid Cap Fund Direct Plan - Payout of IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 10.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.