Should I invest in Tata Large Cap Fund?

We don't give personal investment advice. Tata Large Cap Fund- Regular Plan - Payout of IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.7%. 5-year CAGR: 8.80%.

Tata

Tata Large Cap Fund- Regular Plan - Payout of IDCW Option

Latest NAV

₹101.0900

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.28%	-0.35%	+0.07	8 / 35	Q1
1W	-2.17%	-1.80%	-0.37	28 / 35	Q4
2W	-1.18%	-1.49%	+0.31	3 / 35	Q1
1M	-0.05%	-0.37%	+0.32	6 / 35	Q1
3M	+1.68%	+1.15%	+0.53	11 / 35	Q2
6M	-7.83%	-2.82%	-5.00	31 / 35	Q4
YTD	-12.17%	-6.84%	-5.34	32 / 35	Q4
1Y	-7.44%	-4.27%	-3.17	27 / 35	Q4
2Y	-3.78%	-2.12%	-1.67	25 / 35	Q3
3Y	+7.24%	+7.28%	-0.04	23 / 35	Q3
4Y	+10.00%	+9.46%	+0.54	21 / 34	Q3
5Y	+8.80%	+7.88%	+0.92	19 / 34	Q3
7Y	+11.30%	+10.08%	+1.22	21 / 34	Q3
10Y	+8.51%	+8.36%	+0.15	22 / 34	Q3
Inception	+6.74%	+8.33%	-1.59	23 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.17%	-7.22%	-4.96	31 / 34
2025	+8.65%	+5.20%	+3.45	7 / 34
2024	+12.79%	+12.60%	+0.19	19 / 34
2023	+24.12%	+21.38%	+2.74	13 / 34
2022	+3.25%	+0.25%	+2.99	15 / 34
2021	+32.20%	+23.62%	+8.58	4 / 34
2020	+8.22%	+11.04%	-2.82	26 / 34
2019	+11.61%	+7.65%	+3.96	7 / 35
2018	-11.00%	-3.82%	-7.18	32 / 35
2017	+18.27%	+24.19%	-5.93	30 / 35
2016	-5.38%	+0.01%	-5.39	29 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.44%

236 windows

min -51.1% · max 87.4%

65% positive

3-Year rolling

+8.00%

211 windows

min -7.6% · max 26.0%

86% positive

5-Year rolling

+7.46%

187 windows

min -4.9% · max 24.5%

95% positive

7-Year rolling

+6.78%

163 windows

min 0.6% · max 15.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.72%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.16

Downside-only deviation

Max drawdown

-16.39%

Jan 2026 → Jun 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Regular Plan	HDFC	₹1,117.6250	24 Jul 2026
SBI Large Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹52.5157	24 Jul 2026
Franklin India Large Cap Fund - IDCW	Franklin Templeton	₹41.8537	24 Jul 2026
Mirae Asset Large Cap Fund - Growth Plan	Mirae Asset	₹110.1470	24 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹558.1270	24 Jul 2026
Edelweiss Large Cap Fund - Plan B - IDCW Option	Edelweiss	₹80.3900	24 Jul 2026
HSBC Large Cap Fund - Regular Growth	HSBC	₹464.7238	24 Jul 2026
UTI Large Cap Fund - Regular Plan - Growth Option	UTI	₹260.1960	24 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹327.1700	24 Jul 2026
Aditya Birla Sun Life Large Cap Fund-Growth	Birla Sun Life	₹511.5500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹101.0900
23 Jul 2026	₹101.3722
22 Jul 2026	₹102.1579
21 Jul 2026	₹103.1577
20 Jul 2026	₹103.1210
17 Jul 2026	₹103.3307
16 Jul 2026	₹102.3923
15 Jul 2026	₹102.3443
14 Jul 2026	₹102.0083
13 Jul 2026	₹102.4932

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Tata Large Cap Fund- Regular Plan - Payout of IDCW Option is ₹101.0900. It's a Large Cap Fund from Tata, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Large Cap Fund- Regular Plan - Payout of IDCW Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Large Cap Fund- Regular Plan - Payout of IDCW Option is managed by Tata. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option has delivered a absolute return of -7.44% — -3.17 pp behind the Large Cap Fund category average of -4.27%. The fund ranks #27 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option has delivered a CAGR of 7.24% — -0.04 pp behind the Large Cap Fund category average of 7.28%. The fund ranks #23 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option has delivered a CAGR of 8.80% — +0.92 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #19 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Large Cap Fund- Regular Plan - Payout of IDCW Option exactly 10 years ago would be worth approximately ₹226,324 today — a multiplier of 2.26×, based on the 10-year CAGR of 8.51%. The category average over the same window would have grown ₹1 lakh to ₹223,148.

A ₹10,000 monthly SIP in Tata Large Cap Fund- Regular Plan - Payout of IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹700,901 today. That's an XIRR (money-weighted annualised return) of 6.15%.

A ₹10,000 monthly SIP for 10 years in Tata Large Cap Fund- Regular Plan - Payout of IDCW Option = ₹1,200,000 invested. It would currently be worth ₹2,000,804 (multiplier 1.67×). XIRR: 9.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option ranks #19 out of 34 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.88%; this fund delivered 8.80%.

The worst peak-to-trough decline Tata Large Cap Fund- Regular Plan - Payout of IDCW Option has experienced over the last 5-year window is 17.66% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option averaged 7.46% (best 24.47%, worst -4.91%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Tata Large Cap Fund- Regular Plan - Payout of IDCW Option returned 8.65% — beating the Large Cap Fund category average of 5.20% by 3.45 pp. It ranked #7 of 34 in its category that year.

Tata Large Cap Fund- Regular Plan - Payout of IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Large Cap Fund- Regular Plan - Payout of IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.7%. 5-year CAGR: 8.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.