Should I invest in Kotak Large Cap Fund?

We don't give personal investment advice. Kotak Large Cap Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 10.17%.

Kotak

Kotak Large Cap Fund - Growth

Latest NAV

₹542.4130

As of

3 Jun 2026

3,790 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.22%	+0.05	20 / 35	Q3
1W	-1.54%	-1.72%	+0.18	11 / 35	Q2
2W	-0.17%	-0.38%	+0.21	15 / 35	Q2
1M	-2.18%	-2.02%	-0.16	24 / 35	Q3
3M	-5.32%	-4.81%	-0.51	22 / 35	Q3
6M	-8.48%	-9.11%	+0.63	18 / 35	Q3
YTD	-8.61%	-9.27%	+0.66	17 / 35	Q2
1Y	-3.22%	-4.88%	+1.66	12 / 35	Q2
2Y	+1.61%	-0.83%	+2.43	9 / 35	Q2
3Y	+11.08%	+8.36%	+2.72	8 / 35	Q1
4Y	+11.55%	+9.26%	+2.29	18 / 34	Q3
5Y	+10.17%	+7.88%	+2.29	15 / 34	Q2
7Y	+12.29%	+8.83%	+3.46	2 / 34	Q1
10Y	+11.97%	+8.61%	+3.36	10 / 34	Q2
Inception	+10.93%	+8.24%	+2.69	14 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.61%	-9.72%	+1.11	16 / 34
2025	+8.18%	+5.20%	+2.98	8 / 34
2024	+16.20%	+12.60%	+3.60	7 / 34
2023	+22.21%	+21.38%	+0.82	16 / 34
2022	+1.99%	+0.25%	+1.73	16 / 34
2021	+27.41%	+23.62%	+3.79	8 / 34
2020	+16.19%	+11.04%	+5.15	11 / 34
2019	+13.98%	+7.65%	+6.33	4 / 35
2018	-1.54%	-3.82%	+2.28	14 / 35
2017	+28.27%	+24.19%	+4.07	14 / 35
2016	+2.59%	+0.01%	+2.58	9 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.17%

176 windows

min -26.4% · max 78.5%

84% positive

3-Year rolling

+14.01%

152 windows

min -4.6% · max 27.0%

99% positive

5-Year rolling

+13.60%

127 windows

min -0.5% · max 22.7%

99% positive

7-Year rolling

+12.98%

103 windows

min 7.4% · max 15.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.62%

3-year · annualised

Sharpe ratio

0.38

vs risk-free 6.5%

Sortino ratio

0.57

Downside-only deviation

Max drawdown

-16.93%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹49.0300	3 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.5053	3 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.6142	2 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.3480	3 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹79.7800	3 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹40.0004	3 Jun 2026
UTI - Master Share-Growth Option	UTI	₹254.1999	3 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹317.4700	3 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.8700	3 Jun 2026
IDFC Enterprise Equity Fund -Plan A- Dividend	IDFC	₹20.4700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹542.4130
2 Jun 2026	₹544.1130
1 Jun 2026	₹542.6650
29 May 2026	₹546.9550
27 May 2026	₹554.7560
26 May 2026	₹552.6260
25 May 2026	₹554.5450
22 May 2026	₹547.4290
21 May 2026	₹546.0260
20 May 2026	₹545.9480

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Large Cap Fund - Growth is ₹542.4130. It's a Large Cap Fund from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Large Cap Fund - Growth has NAV history starting from 03 Jan 2011, a track record of about 15 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Large Cap Fund - Growth is managed by Kotak. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Large Cap Fund - Growth has delivered a absolute return of -3.22% — +1.66 pp ahead of the Large Cap Fund category average of -4.88%. The fund ranks #12 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Large Cap Fund - Growth has delivered a CAGR of 11.08% — +2.72 pp ahead of the Large Cap Fund category average of 8.36%. The fund ranks #8 of 35 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Large Cap Fund - Growth has delivered a CAGR of 10.17% — +2.29 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #15 of 34 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Large Cap Fund - Growth exactly 10 years ago would be worth approximately ₹309,674 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.97%. The category average over the same window would have grown ₹1 lakh to ₹228,445.

A ₹10,000 monthly SIP in Kotak Large Cap Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹735,597 today. That's an XIRR (money-weighted annualised return) of 8.08%.

A ₹10,000 monthly SIP for 10 years in Kotak Large Cap Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,212,544 (multiplier 1.84×). XIRR: 11.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Large Cap Fund - Growth ranks #15 out of 34 funds in the Large Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.88%; this fund delivered 10.17%.

The worst peak-to-trough decline Kotak Large Cap Fund - Growth has experienced over the last 5-year window is 18.04% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Large Cap Fund - Growth averaged 13.60% (best 22.74%, worst -0.46%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Kotak Large Cap Fund - Growth returned 8.18% — beating the Large Cap Fund category average of 5.20% by 2.98 pp. It ranked #8 of 34 in its category that year.

Kotak Large Cap Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Large Cap Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 10.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.