Should I invest in SBI BLUE CHIP FUND?

We don't give personal investment advice. SBI BLUE CHIP FUND-DIVIDEND is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 11.04%.

SBI

SBI BLUE CHIP FUND-DIVIDEND

Latest NAV

₹53.6607

As of

17 Jul 2026

4,984 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.71%	+0.70%	+0.01	21 / 35	Q3
1W	+0.21%	+0.36%	-0.15	23 / 35	Q3
2W	-0.21%	+0.42%	-0.64	29 / 35	Q4
1M	+0.79%	+1.48%	-0.69	29 / 35	Q4
3M	+1.46%	+1.06%	+0.39	13 / 35	Q2
6M	-1.51%	-3.79%	+2.28	6 / 35	Q1
YTD	-2.35%	-5.15%	+2.80	5 / 35	Q1
1Y	+1.20%	-2.74%	+3.94	6 / 35	Q1
2Y	+2.53%	-1.60%	+4.13	3 / 35	Q1
3Y	+9.79%	+7.90%	+1.90	13 / 35	Q2
4Y	+12.96%	+10.56%	+2.40	13 / 34	Q2
5Y	+11.04%	+8.42%	+2.62	8 / 34	Q1
7Y	+13.42%	+10.25%	+3.17	5 / 34	Q1
10Y	+11.25%	+8.69%	+2.56	15 / 34	Q2
Inception	+8.15%	+8.44%	-0.29	19 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.35%	-5.48%	+3.13	4 / 34
2025	+9.32%	+5.20%	+4.12	3 / 34
2024	+12.62%	+12.60%	+0.02	22 / 34
2023	+21.95%	+21.38%	+0.57	17 / 34
2022	+4.36%	+0.25%	+4.10	5 / 34
2021	+25.55%	+23.62%	+1.93	11 / 34
2020	+16.28%	+11.04%	+5.24	9 / 34
2019	+11.41%	+7.65%	+3.77	8 / 35
2018	-3.62%	-3.82%	+0.20	22 / 35
2017	+29.03%	+24.19%	+4.84	12 / 35
2016	-0.85%	+0.01%	-0.86	22 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.11%

236 windows

min -61.2% · max 100.7%

73% positive

3-Year rolling

+9.77%

211 windows

min -12.2% · max 30.1%

91% positive

5-Year rolling

+9.62%

187 windows

min -4.8% · max 24.8%

90% positive

7-Year rolling

+9.51%

163 windows

min 1.7% · max 15.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.06%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.52

Downside-only deviation

Max drawdown

-15.69%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹52.1620	17 Jul 2026
SBI BLUE CHIP FUND-GROWTH	SBI	₹94.3262	17 Jul 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹42.7106	17 Jul 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹28.9130	17 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹569.5770	17 Jul 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹83.3100	17 Jul 2026
HSBC Equity Fund - Dividend	HSBC	₹42.0344	17 Jul 2026
UTI - Master Share-Growth Option	UTI	₹266.1697	17 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹332.7000	17 Jul 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹38.6800	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹53.6607
16 Jul 2026	₹53.2808
15 Jul 2026	₹53.3792
14 Jul 2026	₹53.1440
13 Jul 2026	₹53.5147
10 Jul 2026	₹53.5497
9 Jul 2026	₹53.0637
8 Jul 2026	₹52.7855
7 Jul 2026	₹53.8263
6 Jul 2026	₹54.0388

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI BLUE CHIP FUND-DIVIDEND is ₹53.6607. It's a Large Cap Fund from SBI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

SBI BLUE CHIP FUND-DIVIDEND has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI BLUE CHIP FUND-DIVIDEND is managed by SBI. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI BLUE CHIP FUND-DIVIDEND has delivered a absolute return of 1.20% — +3.94 pp ahead of the Large Cap Fund category average of -2.74%. The fund ranks #6 of 35 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI BLUE CHIP FUND-DIVIDEND has delivered a CAGR of 9.79% — +1.9 pp ahead of the Large Cap Fund category average of 7.90%. The fund ranks #13 of 35 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI BLUE CHIP FUND-DIVIDEND has delivered a CAGR of 11.04% — +2.62 pp ahead of the Large Cap Fund category average of 8.42%. The fund ranks #8 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in SBI BLUE CHIP FUND-DIVIDEND exactly 10 years ago would be worth approximately ₹290,395 today — a multiplier of 2.90×, based on the 10-year CAGR of 11.25%. The category average over the same window would have grown ₹1 lakh to ₹230,064.

A ₹10,000 monthly SIP in SBI BLUE CHIP FUND-DIVIDEND over the last 5 years — total invested ₹600,000 — would be worth ₹767,023 today. That's an XIRR (money-weighted annualised return) of 9.76%.

A ₹10,000 monthly SIP for 10 years in SBI BLUE CHIP FUND-DIVIDEND = ₹1,200,000 invested. It would currently be worth ₹2,267,208 (multiplier 1.89×). XIRR: 12.22%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI BLUE CHIP FUND-DIVIDEND ranks #8 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.42%; this fund delivered 11.04%.

The worst peak-to-trough decline SBI BLUE CHIP FUND-DIVIDEND has experienced over the last 5-year window is 16.80% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI BLUE CHIP FUND-DIVIDEND averaged 9.62% (best 24.79%, worst -4.83%). 90% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, SBI BLUE CHIP FUND-DIVIDEND returned 9.32% — beating the Large Cap Fund category average of 5.20% by 4.12 pp. It ranked #3 of 34 in its category that year.

SBI BLUE CHIP FUND-DIVIDEND is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI BLUE CHIP FUND-DIVIDEND is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 11.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.