Should I invest in Franklin India Bluechip Fund?

We don't give personal investment advice. Franklin India Bluechip Fund-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: -0.90%.

Franklin Templeton

Franklin India Bluechip Fund-Dividend

Latest NAV

₹42.7106

As of

17 Jul 2026

4,990 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.90%	+0.70%	+0.20	8 / 35	Q1
1W	+0.31%	+0.36%	-0.05	22 / 35	Q3
2W	+0.45%	+0.42%	+0.02	19 / 35	Q3
1M	+2.13%	+1.48%	+0.65	10 / 35	Q2
3M	+0.96%	+1.06%	-0.10	24 / 35	Q3
6M	-12.75%	-3.79%	-8.96	35 / 35	Q4
YTD	-13.43%	-5.15%	-8.28	35 / 35	Q4
1Y	-9.81%	-2.74%	-7.07	35 / 35	Q4
2Y	-7.79%	-1.60%	-6.19	33 / 35	Q4
3Y	+0.38%	+7.90%	-7.51	35 / 35	Q4
4Y	+1.55%	+10.56%	-9.01	34 / 34	Q4
5Y	-0.90%	+8.42%	-9.32	34 / 34	Q4
7Y	+2.34%	+10.25%	-7.91	32 / 34	Q4
10Y	+0.48%	+8.69%	-8.21	34 / 34	Q4
Inception	+0.57%	+8.44%	-7.88	35 / 35	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.43%	-5.48%	-7.95	34 / 34
2025	-1.85%	+5.20%	-7.05	31 / 34
2024	+6.32%	+12.60%	-6.27	32 / 34
2023	+8.72%	+21.38%	-12.67	34 / 34
2022	-10.57%	+0.25%	-10.83	33 / 34
2021	+21.05%	+23.62%	-2.57	25 / 34
2020	+3.26%	+11.04%	-7.77	31 / 34
2019	-4.31%	+7.65%	-11.96	33 / 35
2018	-11.44%	-3.82%	-7.62	33 / 35
2017	+14.82%	+24.19%	-9.38	34 / 35
2016	-3.59%	+0.01%	-3.60	27 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.05%

236 windows

min -56.2% · max 87.9%

47% positive

3-Year rolling

+1.62%

211 windows

min -14.1% · max 21.6%

65% positive

5-Year rolling

+1.29%

187 windows

min -9.3% · max 13.2%

63% positive

7-Year rolling

+0.98%

163 windows

min -4.9% · max 8.2%

70% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.00%

3-year · annualised

Sharpe ratio

-0.33

vs risk-free 6.5%

Sortino ratio

-0.43

Downside-only deviation

Max drawdown

-28.57%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹52.1620	17 Jul 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹53.6607	17 Jul 2026
Franklin India Bluechip Fund-Growth	Franklin Templeton	₹1,017.1331	17 Jul 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹28.9130	17 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹569.5770	17 Jul 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹83.3100	17 Jul 2026
HSBC Equity Fund - Dividend	HSBC	₹42.0344	17 Jul 2026
UTI - Master Share-Growth Option	UTI	₹266.1697	17 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹332.7000	17 Jul 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹38.6800	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹42.7106
16 Jul 2026	₹42.3299
15 Jul 2026	₹42.4581
14 Jul 2026	₹42.2983
13 Jul 2026	₹42.6268
10 Jul 2026	₹42.5772
9 Jul 2026	₹42.1839
8 Jul 2026	₹41.9042
7 Jul 2026	₹42.7857
6 Jul 2026	₹42.7440

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Bluechip Fund-Dividend is ₹42.7106. It's a Large Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Bluechip Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Bluechip Fund-Dividend is managed by Franklin Templeton. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Bluechip Fund-Dividend has delivered a absolute return of -9.81% — -7.07 pp behind the Large Cap Fund category average of -2.74%. The fund ranks #35 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Bluechip Fund-Dividend has delivered a CAGR of 0.38% — -7.51 pp behind the Large Cap Fund category average of 7.90%. The fund ranks #35 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Bluechip Fund-Dividend has delivered a CAGR of -0.90% — -9.32 pp behind the Large Cap Fund category average of 8.42%. The fund ranks #34 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Bluechip Fund-Dividend exactly 10 years ago would be worth approximately ₹104,908 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.48%. The category average over the same window would have grown ₹1 lakh to ₹230,064.

A ₹10,000 monthly SIP in Franklin India Bluechip Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹578,161 today. That's an XIRR (money-weighted annualised return) of -1.46%.

A ₹10,000 monthly SIP for 10 years in Franklin India Bluechip Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,258,131 (multiplier 1.05×). XIRR: 0.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Bluechip Fund-Dividend ranks #34 out of 34 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.42%; this fund delivered -0.90%.

The worst peak-to-trough decline Franklin India Bluechip Fund-Dividend has experienced over the last 5-year window is 28.57% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Bluechip Fund-Dividend averaged 1.29% (best 13.16%, worst -9.27%). 63% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Bluechip Fund-Dividend returned -1.85% — lagging the Large Cap Fund category average of 5.20% by 7.05 pp. It ranked #31 of 34 in its category that year.

Franklin India Bluechip Fund-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Bluechip Fund-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: -0.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.