Should I invest in HDFC Large Cap Fund?

We don't give personal investment advice. HDFC Large Cap Fund - Growth Option - Regular Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 12.20%.

HDFC

HDFC Large Cap Fund - Growth Option - Regular Plan

Latest NAV

₹1,117.6250

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.40%	-0.35%	-0.05	26 / 35	Q3
1W	-1.88%	-1.80%	-0.08	18 / 35	Q3
2W	-1.70%	-1.49%	-0.21	22 / 35	Q3
1M	+0.14%	-0.37%	+0.51	4 / 35	Q1
3M	+2.07%	+1.15%	+0.92	5 / 35	Q1
6M	-1.79%	-2.82%	+1.04	12 / 35	Q2
YTD	-5.58%	-6.84%	+1.26	9 / 35	Q2
1Y	-2.44%	-4.27%	+1.83	16 / 35	Q2
2Y	-0.55%	-2.12%	+1.57	14 / 35	Q2
3Y	+9.80%	+7.28%	+2.51	9 / 35	Q2
4Y	+13.06%	+9.46%	+3.61	2 / 34	Q1
5Y	+12.20%	+7.88%	+4.32	1 / 34	Q1
7Y	+12.62%	+10.08%	+2.54	12 / 34	Q2
10Y	+12.08%	+8.36%	+3.73	2 / 34	Q1
Inception	+12.70%	+8.33%	+4.37	7 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.58%	-7.22%	+1.64	8 / 34
2025	+7.54%	+5.20%	+2.34	12 / 34
2024	+11.55%	+12.60%	-1.04	23 / 34
2023	+29.24%	+21.38%	+7.86	3 / 34
2022	+10.61%	+0.25%	+10.36	1 / 34
2021	+27.91%	+23.62%	+4.29	6 / 34
2020	+5.57%	+11.04%	-5.46	30 / 34
2019	+7.06%	+7.65%	-0.59	23 / 35
2018	+0.75%	-3.82%	+4.57	9 / 35
2017	+31.03%	+24.19%	+6.84	8 / 35
2016	+7.82%	+0.01%	+7.81	1 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.84%

236 windows

min -46.9% · max 117.5%

77% positive

3-Year rolling

+14.14%

211 windows

min -5.5% · max 37.1%

95% positive

5-Year rolling

+13.34%

187 windows

min -0.1% · max 26.5%

99% positive

7-Year rolling

+12.79%

163 windows

min 6.8% · max 21.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.39%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-16.59%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Regular Plan	HDFC	₹51.1830	24 Jul 2026
SBI Large Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹52.5157	24 Jul 2026
Franklin India Large Cap Fund - IDCW	Franklin Templeton	₹41.8537	24 Jul 2026
Mirae Asset Large Cap Fund - Growth Plan	Mirae Asset	₹110.1470	24 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹558.1270	24 Jul 2026
Edelweiss Large Cap Fund - Plan B - IDCW Option	Edelweiss	₹80.3900	24 Jul 2026
HSBC Large Cap Fund - Regular Growth	HSBC	₹464.7238	24 Jul 2026
UTI Large Cap Fund - Regular Plan - Growth Option	UTI	₹260.1960	24 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹327.1700	24 Jul 2026
Aditya Birla Sun Life Large Cap Fund-Growth	Birla Sun Life	₹511.5500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹1,117.6250
23 Jul 2026	₹1,122.1210
22 Jul 2026	₹1,127.5550
21 Jul 2026	₹1,138.1240
20 Jul 2026	₹1,136.6240
17 Jul 2026	₹1,139.0040
16 Jul 2026	₹1,132.2300
15 Jul 2026	₹1,133.9380
14 Jul 2026	₹1,129.6720
13 Jul 2026	₹1,137.1670

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of HDFC Large Cap Fund - Growth Option - Regular Plan is ₹1,117.6250. It's a Large Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Large Cap Fund - Growth Option - Regular Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Large Cap Fund - Growth Option - Regular Plan is managed by HDFC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Large Cap Fund - Growth Option - Regular Plan has delivered a absolute return of -2.44% — +1.83 pp ahead of the Large Cap Fund category average of -4.27%. The fund ranks #16 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Large Cap Fund - Growth Option - Regular Plan has delivered a CAGR of 9.80% — +2.51 pp ahead of the Large Cap Fund category average of 7.28%. The fund ranks #9 of 35 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Large Cap Fund - Growth Option - Regular Plan has delivered a CAGR of 12.20% — +4.32 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #1 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Large Cap Fund - Growth Option - Regular Plan exactly 10 years ago would be worth approximately ₹312,925 today — a multiplier of 3.13×, based on the 10-year CAGR of 12.08%. The category average over the same window would have grown ₹1 lakh to ₹223,148.

A ₹10,000 monthly SIP in HDFC Large Cap Fund - Growth Option - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹762,185 today. That's an XIRR (money-weighted annualised return) of 9.50%.

A ₹10,000 monthly SIP for 10 years in HDFC Large Cap Fund - Growth Option - Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,275,311 (multiplier 1.90×). XIRR: 12.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Large Cap Fund - Growth Option - Regular Plan ranks #1 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.88%; this fund delivered 12.20%.

The worst peak-to-trough decline HDFC Large Cap Fund - Growth Option - Regular Plan has experienced over the last 5-year window is 16.59% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Large Cap Fund - Growth Option - Regular Plan averaged 13.34% (best 26.52%, worst -0.10%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, HDFC Large Cap Fund - Growth Option - Regular Plan returned 7.54% — beating the Large Cap Fund category average of 5.20% by 2.34 pp. It ranked #12 of 34 in its category that year.

HDFC Large Cap Fund - Growth Option - Regular Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Large Cap Fund - Growth Option - Regular Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 12.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.