Should I invest in Tata ELSS Fund?

We don't give personal investment advice. Tata ELSS Fund-Growth-Regular Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 12.57%.

Tata

Tata ELSS Fund-Growth-Regular Plan

Latest NAV

₹44.6665

As of

3 Jun 2026

2,862 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.26%	-0.01	21 / 39	Q3
1W	-1.38%	-1.20%	-0.18	16 / 39	Q2
2W	+0.04%	+0.29%	-0.24	22 / 39	Q3
1M	-1.30%	-0.80%	-0.50	22 / 39	Q3
3M	-1.21%	+1.50%	-2.71	21 / 39	Q3
6M	-3.27%	-1.37%	-1.90	17 / 39	Q2
YTD	-3.54%	-0.13%	-3.42	18 / 39	Q2
1Y	+2.31%	+7.59%	-5.28	16 / 39	Q2
2Y	+4.94%	+5.80%	-0.87	16 / 38	Q2
3Y	+14.04%	+13.52%	+0.52	21 / 38	Q3
4Y	+13.93%	+13.95%	-0.01	15 / 31	Q2
5Y	+12.57%	+14.19%	-1.62	18 / 27	Q3
7Y	+13.14%	+15.05%	-1.91	18 / 25	Q3
10Y	+13.56%	+13.26%	+0.30	3 / 8	Q2
Inception	+13.74%	+12.52%	+1.21	16 / 39	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.54%	-4.18%	+0.63	13 / 34
2025	+4.69%	+2.03%	+2.66	8 / 34
2024	+19.27%	+18.62%	+0.65	13 / 34
2023	+23.45%	+30.88%	-7.42	24 / 32
2022	+5.85%	+2.53%	+3.32	6 / 27
2021	+30.08%	+41.08%	-11.00	21 / 30
2020	+11.73%	+17.81%	-6.07	25 / 30
2019	+13.25%	+3.04%	+10.20	5 / 27
2018	-8.12%	-11.14%	+3.02	9 / 18
2017	+44.70%	+37.20%	+7.50	2 / 11
2016	+1.35%	+6.47%	-5.12	5 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.71%

130 windows

min -28.1% · max 75.0%

85% positive

3-Year rolling

+14.26%

106 windows

min -4.8% · max 27.9%

98% positive

5-Year rolling

+14.15%

81 windows

min 1.4% · max 23.0%

100% positive

7-Year rolling

+14.02%

57 windows

min 11.5% · max 16.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.25%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.83

Downside-only deviation

Max drawdown

-18.90%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹45.3372	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹115.4600	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹53.7245	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹48.1190	3 Jun 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹28.8835	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹134.2196	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹94.7276	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹32.4100	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹91.0469	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.1353	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹44.6665
2 Jun 2026	₹44.6795
1 Jun 2026	₹44.5673
29 May 2026	₹45.0308
27 May 2026	₹45.5736
26 May 2026	₹45.3029
25 May 2026	₹45.3809
22 May 2026	₹44.8882
21 May 2026	₹44.8830
20 May 2026	₹44.7800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata ELSS Fund-Growth-Regular Plan is ₹44.6665. It's a ELSS from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata ELSS Fund-Growth-Regular Plan has NAV history starting from 14 Oct 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata ELSS Fund-Growth-Regular Plan is managed by Tata. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata ELSS Fund-Growth-Regular Plan has delivered a absolute return of 2.31% — -5.28 pp behind the ELSS category average of 7.59%. The fund ranks #16 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata ELSS Fund-Growth-Regular Plan has delivered a CAGR of 14.04% — +0.52 pp ahead of the ELSS category average of 13.52%. The fund ranks #21 of 38 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata ELSS Fund-Growth-Regular Plan has delivered a CAGR of 12.57% — -1.62 pp behind the ELSS category average of 14.19%. The fund ranks #18 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata ELSS Fund-Growth-Regular Plan exactly 10 years ago would be worth approximately ₹356,672 today — a multiplier of 3.57×, based on the 10-year CAGR of 13.56%. The category average over the same window would have grown ₹1 lakh to ₹347,241.

A ₹10,000 monthly SIP in Tata ELSS Fund-Growth-Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹787,247 today. That's an XIRR (money-weighted annualised return) of 10.80%.

A ₹10,000 monthly SIP for 10 years in Tata ELSS Fund-Growth-Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,385,191 (multiplier 1.99×). XIRR: 13.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata ELSS Fund-Growth-Regular Plan ranks #18 out of 27 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.19%; this fund delivered 12.57%.

The worst peak-to-trough decline Tata ELSS Fund-Growth-Regular Plan has experienced over the last 5-year window is 18.90% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata ELSS Fund-Growth-Regular Plan averaged 14.15% (best 22.96%, worst 1.40%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Tata ELSS Fund-Growth-Regular Plan returned 4.69% — beating the ELSS category average of 2.03% by 2.66 pp. It ranked #8 of 34 in its category that year.

Tata ELSS Fund-Growth-Regular Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata ELSS Fund-Growth-Regular Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 12.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.