Should I invest in Tata Dividend Yield Fund?

We don't give personal investment advice. Tata Dividend Yield Fund-Regular Plan-IDCW Payout is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 13.24%.

Tata

Tata Dividend Yield Fund-Regular Plan-IDCW Payout

Latest NAV

₹19.5260

As of

17 Jul 2026

1,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.29%	-0.16	4 / 6	Q3
1W	-0.79%	-0.15%	-0.64	5 / 6	Q4
2W	-0.26%	+0.02%	-0.28	4 / 6	Q3
1M	-0.01%	+1.00%	-1.01	5 / 6	Q4
3M	+3.25%	+2.96%	+0.29	2 / 6	Q2
6M	+4.57%	+1.97%	+2.59	2 / 6	Q2
YTD	+3.11%	+1.49%	+1.62	2 / 5	Q2
1Y	+6.67%	+3.81%	+2.86	1 / 5	Q1
2Y	+2.46%	+1.83%	+0.63	2 / 4	Q2
3Y	+14.42%	+14.47%	-0.06	2 / 4	Q2
4Y	+16.93%	+16.93%	+0.00	1 / 2	Q2
5Y	+13.24%	+13.24%	+0.00	1 / 2	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.82%	+9.09%	+4.73	3 / 6	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.11%	+1.49%	+1.62	2 / 5
2025	+8.12%	+5.76%	+2.36	1 / 5
2024	+11.35%	+17.10%	-5.75	3 / 4
2023	+35.24%	+35.24%	+0.00	1 / 2
2022	+1.03%	+1.03%	+0.00	1 / 2
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.97%

51 windows

min -3.5% · max 45.6%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.53%

27 windows

min 13.5% · max 21.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.68%

2 windows

min 13.2% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.07%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.90

Downside-only deviation

Max drawdown

-20.95%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option	SBI	₹15.4987	17 Jul 2026
Kotak Dividend Yield Fund - Regular IDCW	Kotak	₹9.7360	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹9.6310	17 Jul 2026
LIC MF Dividend Yield Fund-Regular Plan-IDCW	LIC	₹32.2874	17 Jul 2026
Tata Dividend Yield Fund-Regular Plan-IDCW Reinvestment	Tata	₹19.5260	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.5260
16 Jul 2026	₹19.5014
15 Jul 2026	₹19.5797
14 Jul 2026	₹19.5384
13 Jul 2026	₹19.6642
10 Jul 2026	₹19.6811
9 Jul 2026	₹19.4372
8 Jul 2026	₹19.2685
7 Jul 2026	₹19.6392
6 Jul 2026	₹19.7043

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Dividend Yield Fund-Regular Plan-IDCW Payout is ₹19.5260. It's a Dividend Yield Fund from Tata, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Dividend Yield Fund-Regular Plan-IDCW Payout has NAV history starting from 27 May 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Dividend Yield Fund-Regular Plan-IDCW Payout is managed by Tata. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Dividend Yield Fund-Regular Plan-IDCW Payout has delivered a absolute return of 6.67% — +2.86 pp ahead of the Dividend Yield Fund category average of 3.81%. The fund ranks #1 of 5 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Dividend Yield Fund-Regular Plan-IDCW Payout has delivered a CAGR of 14.42% — -0.06 pp behind the Dividend Yield Fund category average of 14.47%. The fund ranks #2 of 4 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Dividend Yield Fund-Regular Plan-IDCW Payout has delivered a CAGR of 13.24% — +0 pp ahead of the Dividend Yield Fund category average of 13.24%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Dividend Yield Fund-Regular Plan-IDCW Payout exactly 5 years ago would be worth approximately ₹186,245 today — a multiplier of 1.86×, based on the 5-year CAGR of 13.24%. The category average over the same window would have grown ₹1 lakh to ₹186,245.

A ₹10,000 monthly SIP in Tata Dividend Yield Fund-Regular Plan-IDCW Payout over the last 5 years — total invested ₹600,000 — would be worth ₹836,951 today. That's an XIRR (money-weighted annualised return) of 13.27%.

Tata Dividend Yield Fund-Regular Plan-IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹836,951 — XIRR 13.27%.

On a 5-year basis, Tata Dividend Yield Fund-Regular Plan-IDCW Payout ranks #1 out of 2 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.24%; this fund delivered 13.24%.

The worst peak-to-trough decline Tata Dividend Yield Fund-Regular Plan-IDCW Payout has experienced over the last 5-year window is 20.95% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Dividend Yield Fund-Regular Plan-IDCW Payout averaged 13.68% (best 14.12%, worst 13.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Tata Dividend Yield Fund-Regular Plan-IDCW Payout returned 8.12% — beating the Dividend Yield Fund category average of 5.76% by 2.36 pp. It ranked #1 of 5 in its category that year.

Tata Dividend Yield Fund-Regular Plan-IDCW Payout is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Dividend Yield Fund-Regular Plan-IDCW Payout is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 13.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.