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Thursday, 4 Jun 2026 · IST
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SBI

SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option

Latest NAV
₹14.7851
As of
3 Jun 2026
796 NAV records on file
Category
Dividend Yield Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
151477
ISIN (Growth)
INF200KA12W7
ISIN (Dividend)
INF200KA13W5

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period
No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D +0.46% +0.24% +0.23 1 / 6 Q1
1W -1.51% -1.70% +0.19 2 / 6 Q2
2W -0.49% -0.16% -0.33 4 / 6 Q3
1M -1.10% -0.91% -0.19 4 / 6 Q3
3M -3.72% -0.01% -3.72 5 / 6 Q4
6M -4.35% -1.44% -2.91 4 / 5 Q4
YTD -4.91% -2.01% -2.90 4 / 5 Q4
1Y +0.20% +3.39% -3.19 4 / 5 Q4
2Y +0.67% +2.71% -2.04 4 / 4 Q4
3Y +11.65% +14.89% -3.24 4 / 4 Q4
4Y
5Y
7Y
10Y
Inception +12.97% +7.67% +5.30 4 / 6 Q3

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2026 YTD -4.91% -2.01% -2.90 4 / 5
2025 +5.55% +5.76% -0.21 3 / 5
2024 +14.39% +17.10% -2.71 2 / 4
2023

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
+13.78%
28 windows
min -6.3% · max 38.7%
79% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
+12.10%
3 windows
min 11.6% · max 12.9%
100% positive
Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.
5-Year rolling
Insufficient history
7-Year rolling
Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
Today's value
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
11.98%
3-year · annualised
Sharpe ratio
0.44
vs risk-free 6.5%
Sortino ratio
0.66
Downside-only deviation
Max drawdown
-18.28%
Sep 2024 → Apr 2025
% positive months
75.0%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme NAV
Kotak Dividend Yield Fund - Regular IDCW ₹9.3270
Baroda BNP Paribas Dividend Yield Fund - Regular Plan - IDCW Option ₹9.3043
LIC MF Dividend Yield Fund-Regular Plan-IDCW ₹30.7520
Tata Dividend Yield Fund-Regular Plan-IDCW Payout ₹18.9464

Recent NAVs

Date NAV
3 Jun 2026 ₹14.7851
2 Jun 2026 ₹14.8566
1 Jun 2026 ₹14.7881
31 May 2026 ₹14.8544
29 May 2026 ₹14.8558
27 May 2026 ₹15.0573
26 May 2026 ₹15.0838
25 May 2026 ₹15.0907
22 May 2026 ₹14.9480
21 May 2026 ₹14.9413

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is ₹14.7851. It's a Dividend Yield Fund from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option has NAV history starting from 17 Mar 2023, a track record of about 3 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is managed by SBI. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option has delivered a absolute return of 0.20% — -3.19 pp behind the Dividend Yield Fund category average of 3.39%. The fund ranks #4 of 5 in its category — the bottom (Q4) quartile.
Over the trailing 3-year window, SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option has delivered a CAGR of 11.65% — -3.24 pp behind the Dividend Yield Fund category average of 14.89%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
₹1 lakh invested in SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option exactly 3 years ago would be worth approximately ₹139,176 today — a multiplier of 1.39×, based on the 3-year CAGR of 11.65%. The category average over the same window would have grown ₹1 lakh to ₹151,644.
A ₹10,000 monthly SIP in SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option over the last 3 years — total invested ₹360,000 — would be worth ₹384,639 today. That's an XIRR (money-weighted annualised return) of 4.34%.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹384,639 — XIRR 4.34%.
On a 3-year basis, SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option ranks #4 out of 4 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.89%; this fund delivered 11.65%.
The worst peak-to-trough decline SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option has experienced over the last 3-year window is 18.28% — its NAV fell from a high on 26 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 3-year rolling windows, SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option averaged 12.10% (best 12.90%, worst 11.65%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.44 — weak risk-adjusted performance.
In calendar year 2025, SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option returned 5.55% — lagging the Dividend Yield Fund category average of 5.76% by 0.21 pp. It ranked #3 of 5 in its category that year.
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option is suitable for an investor whose:
  • time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
  • risk tolerance accepts seeing the portfolio fall sharply without panic-selling
  • goal isn't capital preservation in the short term
Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

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