Should I invest in LIC MF Dividend Yield Fund?

We don't give personal investment advice. LIC MF Dividend Yield Fund-Regular Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Dividend Yield Fund-Regular Plan-IDCW

Latest NAV

₹32.2874

As of

17 Jul 2026

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.29%	-0.08	3 / 6	Q2
1W	-0.31%	-0.15%	-0.17	4 / 6	Q3
2W	-0.30%	+0.02%	-0.31	6 / 6	Q4
1M	+1.35%	+1.00%	+0.35	3 / 6	Q2
3M	+6.73%	+2.96%	+3.77	1 / 6	Q1
6M	+7.22%	+1.97%	+5.25	1 / 6	Q1
YTD	+4.57%	+1.49%	+3.08	1 / 5	Q1
1Y	+3.18%	+3.81%	-0.63	3 / 5	Q3
2Y	+2.61%	+1.83%	+0.78	1 / 4	Q1
3Y	+18.02%	+14.47%	+3.55	1 / 4	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+18.26%	+9.09%	+9.17	1 / 6	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.57%	+1.49%	+3.08	1 / 5
2025	+1.69%	+5.76%	-4.07	5 / 5
2024	+31.31%	+17.10%	+14.21	1 / 4
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.83%

25 windows

min -3.1% · max 62.5%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.37%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

1.21

Downside-only deviation

Max drawdown

-20.92%

Oct 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
SBI Dividend Yield Fund - Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) Option	SBI	₹15.4987	17 Jul 2026
Kotak Dividend Yield Fund - Regular IDCW	Kotak	₹9.7360	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹9.6310	17 Jul 2026
Tata Dividend Yield Fund-Regular Plan-IDCW Payout	Tata	₹19.5260	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹32.2874
16 Jul 2026	₹32.2207
15 Jul 2026	₹32.2055
14 Jul 2026	₹32.1595
13 Jul 2026	₹32.3382
10 Jul 2026	₹32.3886
9 Jul 2026	₹32.1478
8 Jul 2026	₹31.8111
7 Jul 2026	₹32.4179
6 Jul 2026	₹32.5821

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Dividend Yield Fund-Regular Plan-IDCW is ₹32.2874. It's a Dividend Yield Fund from LIC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Dividend Yield Fund-Regular Plan-IDCW has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Dividend Yield Fund-Regular Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Dividend Yield Fund-Regular Plan-IDCW has delivered a absolute return of 3.18% — -0.63 pp behind the Dividend Yield Fund category average of 3.81%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, LIC MF Dividend Yield Fund-Regular Plan-IDCW has delivered a CAGR of 18.02% — +3.55 pp ahead of the Dividend Yield Fund category average of 14.47%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

LIC MF Dividend Yield Fund-Regular Plan-IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Dividend Yield Fund-Regular Plan-IDCW exactly 3 years ago would be worth approximately ₹164,396 today — a multiplier of 1.64×, based on the 3-year CAGR of 18.02%. The category average over the same window would have grown ₹1 lakh to ₹150,005.

A ₹10,000 monthly SIP in LIC MF Dividend Yield Fund-Regular Plan-IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹126,443 today. That's an XIRR (money-weighted annualised return) of 10.10%.

LIC MF Dividend Yield Fund-Regular Plan-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹126,443 — XIRR 10.10%.

On a 3-year basis, LIC MF Dividend Yield Fund-Regular Plan-IDCW ranks #1 out of 4 funds in the Dividend Yield Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.47%; this fund delivered 18.02%.

The worst peak-to-trough decline LIC MF Dividend Yield Fund-Regular Plan-IDCW has experienced over the last 3-year window is 20.92% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.70 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Dividend Yield Fund-Regular Plan-IDCW returned 1.69% — lagging the Dividend Yield Fund category average of 5.76% by 4.07 pp. It ranked #5 of 5 in its category that year.

LIC MF Dividend Yield Fund-Regular Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Dividend Yield Fund-Regular Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Dividend Yield Fund-Regular Plan-IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dividend Yield Fund

Recent NAVs

Frequently asked questions

More from LIC