Should I invest in Tata Balanced Fund?

We don't give personal investment advice. Tata Balanced Fund - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.5%. 5-year CAGR: 9.17%.

Tata

Tata Balanced Fund - Growth

Latest NAV

₹424.6551

As of

3 Jun 2026

4,964 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	+10.29%	-9.74	5 / 37	Q1
1W	-0.59%	+9.11%	-9.70	7 / 37	Q1
2W	+1.00%	+9.94%	-8.94	10 / 37	Q2
1M	-0.52%	+9.09%	-9.61	10 / 37	Q2
3M	-2.29%	+8.02%	-10.32	18 / 37	Q2
6M	-5.11%	+5.31%	-10.42	15 / 36	Q2
YTD	-6.36%	+4.85%	-11.21	21 / 36	Q3
1Y	-1.26%	+7.28%	-8.54	13 / 36	Q2
2Y	+1.40%	+3.65%	-2.25	17 / 36	Q2
3Y	+8.42%	+9.44%	-1.02	19 / 36	Q3
4Y	+9.87%	+9.24%	+0.63	18 / 35	Q3
5Y	+9.17%	+8.27%	+0.89	17 / 33	Q3
7Y	+9.98%	+8.65%	+1.33	13 / 30	Q2
10Y	+9.55%	+7.76%	+1.79	12 / 28	Q2
Inception	+11.70%	+7.16%	+4.54	10 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.36%	-6.67%	+0.31	16 / 31
2025	+5.57%	+13.04%	-7.48	14 / 34
2024	+13.34%	+11.71%	+1.64	16 / 34
2023	+15.69%	+15.66%	+0.03	19 / 34
2022	+7.94%	+1.00%	+6.95	6 / 34
2021	+23.42%	+21.44%	+1.99	14 / 34
2020	+10.86%	+9.68%	+1.19	13 / 34
2019	+6.67%	+3.54%	+3.13	11 / 32
2018	-2.07%	-7.66%	+5.59	8 / 32
2017	+18.46%	+16.43%	+2.03	11 / 32
2016	+3.70%	+2.00%	+1.70	11 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.48%

234 windows

min -46.9% · max 81.1%

83% positive

3-Year rolling

+12.93%

210 windows

min -5.3% · max 28.1%

98% positive

5-Year rolling

+12.79%

185 windows

min -1.1% · max 22.8%

99% positive

7-Year rolling

+12.62%

161 windows

min 7.5% · max 23.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.49%

3-year · annualised

Sharpe ratio

0.21

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-14.49%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹65.1273	3 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹42.1200	3 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.5483	3 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.6150	3 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1570	3 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹89.4500	3 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹393.2851	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.4500	2 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹163.8600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹424.6551
2 Jun 2026	₹425.1818
1 Jun 2026	₹422.8509
29 May 2026	₹426.0805
27 May 2026	₹429.1157
26 May 2026	₹427.7188
25 May 2026	₹428.3181
22 May 2026	₹424.6222
21 May 2026	₹421.7377
20 May 2026	₹421.6040

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Balanced Fund - Growth is ₹424.6551. It's a Aggressive Hybrid Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Balanced Fund - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Balanced Fund - Growth is managed by Tata. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Balanced Fund - Growth has delivered a absolute return of -1.26% — -8.54 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #13 of 36 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Balanced Fund - Growth has delivered a CAGR of 8.42% — -1.02 pp behind the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #19 of 36 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Balanced Fund - Growth has delivered a CAGR of 9.17% — +0.89 pp ahead of the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #17 of 33 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Balanced Fund - Growth exactly 10 years ago would be worth approximately ₹248,993 today — a multiplier of 2.49×, based on the 10-year CAGR of 9.55%. The category average over the same window would have grown ₹1 lakh to ₹211,131.

A ₹10,000 monthly SIP in Tata Balanced Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹714,091 today. That's an XIRR (money-weighted annualised return) of 6.89%.

A ₹10,000 monthly SIP for 10 years in Tata Balanced Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,964,422 (multiplier 1.64×). XIRR: 9.52%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Balanced Fund - Growth ranks #17 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.27%; this fund delivered 9.17%.

The worst peak-to-trough decline Tata Balanced Fund - Growth has experienced over the last 5-year window is 14.49% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Balanced Fund - Growth averaged 12.79% (best 22.84%, worst -1.06%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.28 — weak risk-adjusted performance.

In calendar year 2025, Tata Balanced Fund - Growth returned 5.57% — lagging the Aggressive Hybrid Fund category average of 13.04% by 7.48 pp. It ranked #14 of 34 in its category that year.

Tata Balanced Fund - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Tata Balanced Fund - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.5%. 5-year CAGR: 9.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.