Should I invest in Tata Balanced Fund?

We don't give personal investment advice. Tata Balanced Fund - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.5%. 5-year CAGR: 9.54%.

Tata

Tata Balanced Fund - Growth

Latest NAV

₹441.3754

As of

17 Jul 2026

4,995 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.27%	+0.03	21 / 34	Q3
1W	+0.40%	+0.10%	+0.30	6 / 34	Q1
2W	+0.25%	+0.11%	+0.14	8 / 34	Q1
1M	+1.05%	+1.33%	-0.28	25 / 34	Q3
3M	+2.65%	+1.78%	+0.86	8 / 34	Q1
6M	-1.29%	-1.13%	-0.16	16 / 33	Q2
YTD	-2.79%	-2.97%	+0.18	17 / 33	Q3
1Y	+0.51%	-2.16%	+2.67	10 / 33	Q2
2Y	+1.06%	-1.24%	+2.29	14 / 33	Q2
3Y	+8.19%	+7.06%	+1.13	16 / 33	Q2
4Y	+10.75%	+9.03%	+1.72	16 / 32	Q2
5Y	+9.54%	+7.52%	+2.02	13 / 30	Q2
7Y	+11.03%	+9.73%	+1.30	14 / 30	Q2
10Y	+9.51%	+7.68%	+1.82	12 / 29	Q2
Inception	+11.83%	+6.55%	+5.28	8 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.79%	-3.27%	+0.47	15 / 31
2025	+5.57%	+2.10%	+3.46	11 / 31
2024	+13.34%	+12.84%	+0.50	16 / 31
2023	+15.69%	+17.18%	-1.49	19 / 31
2022	+7.94%	+1.09%	+6.85	6 / 31
2021	+23.42%	+23.51%	-0.09	14 / 31
2020	+10.86%	+10.62%	+0.25	13 / 31
2019	+6.67%	+3.54%	+3.13	11 / 32
2018	-2.07%	-7.66%	+5.59	8 / 32
2017	+18.46%	+16.43%	+2.03	11 / 32
2016	+3.70%	+2.00%	+1.70	11 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.32%

236 windows

min -46.9% · max 89.1%

86% positive

3-Year rolling

+13.05%

211 windows

min -4.0% · max 28.4%

97% positive

5-Year rolling

+12.81%

187 windows

min 0.3% · max 21.5%

100% positive

7-Year rolling

+12.63%

163 windows

min 7.5% · max 22.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.63%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-14.49%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹66.9211	17 Jul 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹43.5700	17 Jul 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹28.4960	17 Jul 2026
Kotak Balance	Kotak Mahindra	₹38.2850	17 Jul 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹27.0800	17 Jul 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹92.1900	17 Jul 2026
UTI â€“ Balanced Fund-Growth	UTI	₹408.2704	17 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.9200	17 Jul 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹172.1500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹441.3754
16 Jul 2026	₹440.0740
15 Jul 2026	₹439.4967
14 Jul 2026	₹438.0927
13 Jul 2026	₹439.9788
10 Jul 2026	₹439.5982
9 Jul 2026	₹435.9298
8 Jul 2026	₹433.6266
7 Jul 2026	₹440.1291
6 Jul 2026	₹440.9109

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Balanced Fund - Growth is ₹441.3754. It's a Aggressive Hybrid Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Balanced Fund - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Balanced Fund - Growth is managed by Tata. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Balanced Fund - Growth has delivered a absolute return of 0.51% — +2.67 pp ahead of the Aggressive Hybrid Fund category average of -2.16%. The fund ranks #10 of 33 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Balanced Fund - Growth has delivered a CAGR of 8.19% — +1.13 pp ahead of the Aggressive Hybrid Fund category average of 7.06%. The fund ranks #16 of 33 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Balanced Fund - Growth has delivered a CAGR of 9.54% — +2.02 pp ahead of the Aggressive Hybrid Fund category average of 7.52%. The fund ranks #13 of 30 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Balanced Fund - Growth exactly 10 years ago would be worth approximately ₹248,038 today — a multiplier of 2.48×, based on the 10-year CAGR of 9.51%. The category average over the same window would have grown ₹1 lakh to ₹209,676.

A ₹10,000 monthly SIP in Tata Balanced Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹732,426 today. That's an XIRR (money-weighted annualised return) of 7.91%.

A ₹10,000 monthly SIP for 10 years in Tata Balanced Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,019,740 (multiplier 1.68×). XIRR: 10.05%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Balanced Fund - Growth ranks #13 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.52%; this fund delivered 9.54%.

The worst peak-to-trough decline Tata Balanced Fund - Growth has experienced over the last 5-year window is 14.49% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Balanced Fund - Growth averaged 12.81% (best 21.51%, worst 0.29%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, Tata Balanced Fund - Growth returned 5.57% — beating the Aggressive Hybrid Fund category average of 2.10% by 3.46 pp. It ranked #11 of 31 in its category that year.

Tata Balanced Fund - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Tata Balanced Fund - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.5%. 5-year CAGR: 9.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.