Should I invest in Tata Balanced Fund?

We don't give personal investment advice. Tata Balanced Fund - Dividend Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 0.01%.

Tata

Tata Balanced Fund - Dividend Option

Latest NAV

₹75.6048

As of

3 Jun 2026

4,964 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	+10.29%	-9.74	4 / 37	Q1
1W	-0.59%	+9.11%	-9.70	8 / 37	Q1
2W	+1.00%	+9.94%	-8.94	9 / 37	Q1
1M	-0.52%	+9.09%	-9.61	11 / 37	Q2
3M	-14.64%	+8.02%	-22.67	37 / 37	Q4
6M	-17.11%	+5.31%	-22.42	36 / 36	Q4
YTD	-18.20%	+4.85%	-23.05	36 / 36	Q4
1Y	-13.75%	+7.28%	-21.02	36 / 36	Q4
2Y	-9.03%	+3.65%	-12.68	35 / 36	Q4
3Y	-1.55%	+9.44%	-10.99	34 / 36	Q4
4Y	-1.53%	+9.24%	-10.77	34 / 35	Q4
5Y	+0.01%	+8.27%	-8.27	31 / 33	Q4
7Y	+0.70%	+8.65%	-7.95	27 / 30	Q4
10Y	+0.44%	+7.76%	-7.32	27 / 28	Q4
Inception	+3.55%	+7.16%	-3.60	28 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-18.20%	-6.67%	-11.53	31 / 31
2025	-2.73%	+13.04%	-15.78	28 / 34
2024	+5.44%	+11.71%	-6.26	29 / 34
2023	+7.63%	+15.66%	-8.03	28 / 34
2022	-0.01%	+1.00%	-1.01	22 / 34
2021	+13.97%	+21.44%	-7.47	28 / 34
2020	+0.39%	+9.68%	-9.29	28 / 34
2019	-1.67%	+3.54%	-5.22	27 / 32
2018	-10.20%	-7.66%	-2.54	20 / 32
2017	+9.02%	+16.43%	-7.42	29 / 32
2016	-4.50%	+2.00%	-6.50	21 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.41%

234 windows

min -47.9% · max 75.4%

57% positive

3-Year rolling

+5.15%

210 windows

min -13.4% · max 22.1%

78% positive

5-Year rolling

+4.94%

185 windows

min -9.3% · max 16.9%

88% positive

7-Year rolling

+4.61%

161 windows

min -1.2% · max 16.3%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.94%

3-year · annualised

Sharpe ratio

-0.46

vs risk-free 6.5%

Sortino ratio

-0.53

Downside-only deviation

Max drawdown

-29.84%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹65.1273	3 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹42.1200	3 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.5483	3 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.6150	3 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1570	3 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹89.4500	3 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹393.2851	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.4500	2 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹163.8600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹75.6048
2 Jun 2026	₹75.6986
1 Jun 2026	₹75.2836
29 May 2026	₹75.8586
27 May 2026	₹76.3990
26 May 2026	₹76.1503
25 May 2026	₹76.2570
22 May 2026	₹75.5990
21 May 2026	₹75.0854
20 May 2026	₹75.0616

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Balanced Fund - Dividend Option is ₹75.6048. It's a Aggressive Hybrid Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Balanced Fund - Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Balanced Fund - Dividend Option is managed by Tata. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Balanced Fund - Dividend Option has delivered a absolute return of -13.75% — -21.02 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #36 of 36 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Balanced Fund - Dividend Option has delivered a CAGR of -1.55% — -10.99 pp behind the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #34 of 36 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Balanced Fund - Dividend Option has delivered a CAGR of 0.01% — -8.27 pp behind the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #31 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Balanced Fund - Dividend Option exactly 10 years ago would be worth approximately ₹104,505 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.44%. The category average over the same window would have grown ₹1 lakh to ₹211,131.

A ₹10,000 monthly SIP in Tata Balanced Fund - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹535,512 today. That's an XIRR (money-weighted annualised return) of -4.46%.

A ₹10,000 monthly SIP for 10 years in Tata Balanced Fund - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,168,436 (multiplier 0.97×). XIRR: -0.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Balanced Fund - Dividend Option ranks #31 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.27%; this fund delivered 0.01%.

The worst peak-to-trough decline Tata Balanced Fund - Dividend Option has experienced over the last 5-year window is 29.84% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Balanced Fund - Dividend Option averaged 4.94% (best 16.93%, worst -9.27%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.36 — negative risk-adjusted performance.

In calendar year 2025, Tata Balanced Fund - Dividend Option returned -2.73% — lagging the Aggressive Hybrid Fund category average of 13.04% by 15.78 pp. It ranked #28 of 34 in its category that year.

Tata Balanced Fund - Dividend Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Tata Balanced Fund - Dividend Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.