Sundaram

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW

Latest NAV

₹15.1085

As of

27 Jun 2025

844 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	+0.01%	-0.02	67 / 70	Q4
1W	+0.08%	+7.45%	-7.37	9 / 70	Q1
2W	+0.21%	+7.41%	-7.21	10 / 70	Q1
1M	-1.55%	+8.42%	-9.97	70 / 70	Q4
3M	+0.89%	+9.30%	-8.41	39 / 70	Q3
6M	+2.78%	+9.67%	-6.89	31 / 70	Q2
YTD	+2.65%	+9.57%	-6.93	31 / 70	Q2
1Y	+6.18%	+10.46%	-4.27	6 / 70	Q1
2Y	+5.58%	+6.36%	-0.78	27 / 69	Q2
3Y	+5.34%	+5.29%	+0.06	26 / 67	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.75%	+3.29%	+1.46	23 / 69	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+2.65%	+12.93%	-10.29	33 / 62
2024	+6.24%	+3.52%	+2.72	24 / 64
2023	+5.01%	+3.38%	+1.63	24 / 62
2022	+2.56%	+1.79%	+0.78	18 / 60

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.29%

31 windows

min 2.8% · max 7.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.11%

7 windows

min 4.6% · max 5.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.67%

3-year · annualised

Sharpe ratio

-0.76

vs risk-free 6.5%

Sortino ratio

-1.45

Downside-only deviation

Max drawdown

-2.05%

Jun 2025 → Jun 2025

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3040	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.8850	17 Jul 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.2356	17 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6812	17 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8141	17 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0863	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0543	17 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6720	17 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1853	17 Jul 2026

Recent NAVs

Date	NAV
27 Jun 2025	₹15.1085
26 Jun 2025	₹15.1095
25 Jun 2025	₹15.1105
24 Jun 2025	₹15.1150
23 Jun 2025	₹15.0993
20 Jun 2025	₹15.0967
19 Jun 2025	₹15.1013
18 Jun 2025	₹15.1118
17 Jun 2025	₹15.1071
16 Jun 2025	₹15.0902

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Jun 2025, the NAV of Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW is ₹15.1085. It's a Short Duration Fund from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW has NAV history starting from 03 Jan 2022, a track record of about 4 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW is managed by Sundaram. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW has delivered a absolute return of 6.18% — -4.27 pp behind the Short Duration Fund category average of 10.46%. The fund ranks #6 of 70 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW has delivered a CAGR of 5.34% — +0.06 pp ahead of the Short Duration Fund category average of 5.29%. The fund ranks #26 of 67 in its category — the second (Q2) quartile.

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹116,898 today — a multiplier of 1.17×, based on the 3-year CAGR of 5.34%. The category average over the same window would have grown ₹1 lakh to ₹116,709.

A ₹10,000 monthly SIP in Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹391,262 today. That's an XIRR (money-weighted annualised return) of 5.47%.

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹391,262 — XIRR 5.47%.

On a 3-year basis, Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW ranks #26 out of 67 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.29%; this fund delivered 5.34%.

The worst peak-to-trough decline Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW has experienced over the last 3-year window is 2.05% — its NAV fell from a high on 06 Jun 2025 to a low on 13 Jun 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW averaged 5.11% (best 5.95%, worst 4.59%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.76 — negative risk-adjusted performance.

In calendar year 2024, Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW returned 6.24% — beating the Short Duration Fund category average of 3.52% by 2.72 pp. It ranked #24 of 64 in its category that year.

Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund) - Direct Plan - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.