Should I invest in NIPPON INDIA SHORT DURATION FUND?

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 6.83%.

Nippon India

NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option

Latest NAV

₹24.8850

As of

17 Jul 2026

3,058 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.01%	+0.03	5 / 70	Q1
1W	+0.02%	+7.45%	-7.42	16 / 70	Q1
2W	-0.04%	+7.41%	-7.46	27 / 70	Q2
1M	+0.68%	+8.42%	-7.74	29 / 70	Q2
3M	+1.97%	+9.30%	-7.33	14 / 70	Q1
6M	+3.46%	+9.67%	-6.21	10 / 70	Q1
YTD	+3.27%	+9.57%	-6.30	10 / 70	Q1
1Y	+5.84%	+10.46%	-4.62	9 / 70	Q1
2Y	+7.93%	+6.36%	+1.57	7 / 69	Q1
3Y	+7.82%	+5.29%	+2.53	6 / 67	Q1
4Y	+7.68%	+5.04%	+2.64	8 / 59	Q1
5Y	+6.83%	+4.43%	+2.40	10 / 57	Q1
7Y	+7.39%	+3.79%	+3.60	6 / 50	Q1
10Y	+7.48%	+3.18%	+4.30	6 / 42	Q1
Inception	+7.46%	+3.29%	+4.17	9 / 69	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.27%	+1.08%	+2.19	3 / 57
2025	+8.47%	+12.93%	-4.46	5 / 62
2024	+8.54%	+3.52%	+5.02	3 / 64
2023	+7.52%	+3.38%	+4.14	6 / 62
2022	+4.04%	+1.79%	+2.25	8 / 60
2021	+5.19%	+1.60%	+3.59	5 / 49
2020	+10.29%	+4.17%	+6.13	9 / 51
2019	+10.19%	+0.83%	+9.36	4 / 50
2018	+6.10%	+1.84%	+4.26	10 / 48
2017	+6.09%	+1.67%	+4.41	10 / 47
2016	+10.36%	+4.15%	+6.21	7 / 45

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.44%

143 windows

min 1.9% · max 11.6%

100% positive

3-Year rolling

+7.52%

118 windows

min 5.5% · max 9.6%

100% positive

5-Year rolling

+7.51%

94 windows

min 6.6% · max 8.8%

100% positive

7-Year rolling

+7.58%

70 windows

min 6.9% · max 8.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.35%

3-year · annualised

Sharpe ratio

0.80

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.57%

May 2026 → May 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3040	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option	Nippon India	₹11.7651	17 Jul 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.2356	17 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6812	17 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8141	17 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0863	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0543	17 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6720	17 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1853	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.8850
16 Jul 2026	₹24.8743
15 Jul 2026	₹24.8540
14 Jul 2026	₹24.8399
13 Jul 2026	₹24.8829
10 Jul 2026	₹24.8795
9 Jul 2026	₹24.8607
8 Jul 2026	₹24.8505
7 Jul 2026	₹24.9071
6 Jul 2026	₹24.9087

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option is ₹24.8850. It's a Short Duration Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option has NAV history starting from 13 Nov 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option has delivered a absolute return of 5.84% — -4.62 pp behind the Short Duration Fund category average of 10.46%. The fund ranks #9 of 70 in its category — the top (Q1) quartile.

Over the trailing 3-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option has delivered a CAGR of 7.82% — +2.53 pp ahead of the Short Duration Fund category average of 5.29%. The fund ranks #6 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option has delivered a CAGR of 6.83% — +2.4 pp ahead of the Short Duration Fund category average of 4.43%. The fund ranks #10 of 57 in its category — the top (Q1) quartile.

₹1 lakh invested in NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option exactly 10 years ago would be worth approximately ₹205,789 today — a multiplier of 2.06×, based on the 10-year CAGR of 7.48%. The category average over the same window would have grown ₹1 lakh to ₹136,801.

A ₹10,000 monthly SIP in NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹724,479 today. That's an XIRR (money-weighted annualised return) of 7.47%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,754,091 (multiplier 1.46×). XIRR: 7.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option ranks #10 out of 57 funds in the Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.43%; this fund delivered 6.83%.

The worst peak-to-trough decline NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option has experienced over the last 5-year window is 1.17% — its NAV fell from a high on 07 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option averaged 7.51% (best 8.81%, worst 6.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option returned 8.47% — lagging the Short Duration Fund category average of 12.93% by 4.46 pp. It ranked #5 of 62 in its category that year.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 6.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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