Should I invest in NIPPON INDIA SHORT DURATION FUND - MONTHLY IDCW Option?

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: 0.21%.

Nippon India

NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option

Latest NAV

₹11.7651

As of

17 Jul 2026

3,265 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.01%	+0.03	3 / 70	Q1
1W	+0.02%	+7.45%	-7.42	17 / 70	Q1
2W	-0.04%	+7.41%	-7.46	26 / 70	Q2
1M	-0.90%	+8.42%	-9.33	64 / 70	Q4
3M	+0.01%	+9.30%	-9.29	54 / 70	Q4
6M	+0.54%	+9.67%	-9.13	41 / 70	Q3
YTD	+0.35%	+9.57%	-9.22	42 / 70	Q3
1Y	-0.05%	+10.46%	-10.51	48 / 70	Q3
2Y	+0.14%	+6.36%	-6.23	51 / 69	Q3
3Y	+0.22%	+5.29%	-5.07	47 / 67	Q3
4Y	+0.33%	+5.04%	-4.71	42 / 59	Q3
5Y	+0.21%	+4.43%	-4.22	40 / 57	Q3
7Y	+0.30%	+3.79%	-3.48	35 / 50	Q3
10Y	+0.45%	+3.18%	-2.73	24 / 42	Q3
Inception	+0.60%	+3.29%	-2.69	46 / 69	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.35%	+1.08%	-0.73	32 / 57
2025	+0.09%	+12.93%	-12.84	51 / 62
2024	+0.32%	+3.52%	-3.20	42 / 64
2023	+0.25%	+3.38%	-3.13	42 / 62
2022	+0.32%	+1.79%	-1.47	31 / 60
2021	+0.06%	+1.60%	-1.54	27 / 49
2020	+0.85%	+4.17%	-3.32	32 / 51
2019	+1.46%	+0.83%	+0.63	17 / 50
2018	+0.49%	+1.84%	-1.35	25 / 48
2017	+0.18%	+1.67%	-1.50	25 / 47
2016	+0.79%	+4.15%	-3.36	31 / 45

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.66%

153 windows

min -2.2% · max 2.9%

82% positive

3-Year rolling

+0.70%

129 windows

min 0.0% · max 1.7%

99% positive

5-Year rolling

+0.68%

105 windows

min 0.1% · max 1.3%

100% positive

7-Year rolling

+0.70%

80 windows

min 0.3% · max 1.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.71%

3-year · annualised

Sharpe ratio

-3.66

vs risk-free 6.5%

Sortino ratio

-6.05

Downside-only deviation

Max drawdown

-1.98%

Apr 2025 → Apr 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3040	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.8850	17 Jul 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.2356	17 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6812	17 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8141	17 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0863	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0543	17 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6720	17 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1853	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹11.7651
16 Jul 2026	₹11.7600
15 Jul 2026	₹11.7505
14 Jul 2026	₹11.7438
13 Jul 2026	₹11.7641
10 Jul 2026	₹11.7625
9 Jul 2026	₹11.7536
8 Jul 2026	₹11.7488
7 Jul 2026	₹11.7755
6 Jul 2026	₹11.7763

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option is ₹11.7651. It's a Short Duration Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option has NAV history starting from 04 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option has delivered a absolute return of -0.05% — -10.51 pp behind the Short Duration Fund category average of 10.46%. The fund ranks #48 of 70 in its category — the third (Q3) quartile.

Over the trailing 3-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option has delivered a CAGR of 0.22% — -5.07 pp behind the Short Duration Fund category average of 5.29%. The fund ranks #47 of 67 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option has delivered a CAGR of 0.21% — -4.22 pp behind the Short Duration Fund category average of 4.43%. The fund ranks #40 of 57 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option exactly 10 years ago would be worth approximately ₹104,582 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.45%. The category average over the same window would have grown ₹1 lakh to ₹136,801.

A ₹10,000 monthly SIP in NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹603,513 today. That's an XIRR (money-weighted annualised return) of 0.23%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,222,263 (multiplier 1.02×). XIRR: 0.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option ranks #40 out of 57 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.43%; this fund delivered 0.21%.

The worst peak-to-trough decline NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option has experienced over the last 5-year window is 1.98% — its NAV fell from a high on 24 Apr 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option averaged 0.68% (best 1.33%, worst 0.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -4.08 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option returned 0.09% — lagging the Short Duration Fund category average of 12.93% by 12.84 pp. It ranked #51 of 62 in its category that year.

NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - Direct Plan - MONTHLY IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.0%. 5-year CAGR: 0.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.