Sundaram

Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW )

Latest NAV

₹12.6568

As of

27 Jun 2025

1,571 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.04%	-0.01	36 / 46	Q4
1W	+0.12%	+0.05%	+0.07	3 / 46	Q1
2W	+0.24%	+0.02%	+0.21	2 / 44	Q1
1M	-0.85%	+0.15%	-1.00	44 / 45	Q4
3M	+0.69%	+0.49%	+0.20	17 / 43	Q2
6M	+2.14%	+1.06%	+1.08	15 / 43	Q2
YTD	+1.99%	+0.97%	+1.02	15 / 42	Q2
1Y	+4.52%	+1.56%	+2.97	12 / 42	Q2
2Y	+4.52%	+2.34%	+2.18	12 / 39	Q2
3Y	+4.00%	+2.52%	+1.49	12 / 39	Q2
4Y	+3.01%	+2.46%	+0.56	13 / 33	Q2
5Y	+2.75%	+1.93%	+0.81	10 / 32	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.42%	+1.86%	+1.56	11 / 46	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+1.99%	+2.33%	-0.34	15 / 36
2024	+4.83%	+2.60%	+2.23	12 / 39
2023	+4.32%	+2.54%	+1.78	11 / 35
2022	+1.89%	+1.53%	+0.36	10 / 30
2021	+0.16%	+0.99%	-0.83	12 / 29
2020	+3.28%	+1.58%	+1.70	11 / 27
2019	+5.71%	+3.42%	+2.29	5 / 18

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.16%

67 windows

min -0.1% · max 5.5%

97% positive

3-Year rolling

+2.59%

43 windows

min 1.6% · max 4.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+2.95%

19 windows

min 2.7% · max 3.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.36%

3-year · annualised

Sharpe ratio

-1.88

vs risk-free 6.5%

Sortino ratio

-4.77

Downside-only deviation

Max drawdown

-1.51%

Jun 2025 → Jun 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹14.3686	17 Jul 2026
Invesco India Money Market Fund - Regular - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,512.0118	17 Jul 2026
Bandhan Money Market Fund - Regular Plan - Periodic IDCW	Bandhan	₹14.1109	17 Jul 2026
Mirae Asset Money Market Fund Regular IDCW	Mirae Asset	₹1,341.6330	17 Jul 2026
Edelweiss Money Market Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹29.9517	17 Jul 2026
DSP Savings Fund - Regular Plan - IDCW - Daily	DSP	₹10.1021	17 Jul 2026
HSBC Money Market Fund - Regular Daily IDCW	HSBC	₹10.8591	17 Jul 2026
Baroda BNP Paribas Money Market Fund - Regular Plan - Monthly IDCW	Baroda BNP Paribas	₹1,015.9102	17 Jul 2026
UTI MMF - Regular Plan - Flexi Dividend Option	UTI	₹1,274.4634	17 Jul 2026
PGIM India Money Market Fund - Regular Plan - Daily Dividend Option	PGIM India	₹1,009.0935	17 Jul 2026

Recent NAVs

Date	NAV
27 Jun 2025	₹12.6568
26 Jun 2025	₹12.6535
25 Jun 2025	₹12.6511
24 Jun 2025	₹12.6518
23 Jun 2025	₹12.6494
20 Jun 2025	₹12.6422
19 Jun 2025	₹12.6403
18 Jun 2025	₹12.6376
17 Jun 2025	₹12.6347
16 Jun 2025	₹12.6330

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Jun 2025, the NAV of Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) is ₹12.6568. It's a Money Market Fund from Sundaram, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) has NAV history starting from 01 Jan 2019, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) is managed by Sundaram. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) has delivered a absolute return of 4.52% — +2.97 pp ahead of the Money Market Fund category average of 1.56%. The fund ranks #12 of 42 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) has delivered a CAGR of 4.00% — +1.49 pp ahead of the Money Market Fund category average of 2.52%. The fund ranks #12 of 39 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) has delivered a CAGR of 2.75% — +0.81 pp ahead of the Money Market Fund category average of 1.93%. The fund ranks #10 of 32 in its category — the second (Q2) quartile.

₹1 lakh invested in Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) exactly 5 years ago would be worth approximately ₹114,505 today — a multiplier of 1.15×, based on the 5-year CAGR of 2.75%. The category average over the same window would have grown ₹1 lakh to ₹110,044.

A ₹10,000 monthly SIP in Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) over the last 5 years — total invested ₹600,000 — would be worth ₹656,787 today. That's an XIRR (money-weighted annualised return) of 3.57%.

Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹656,787 — XIRR 3.57%.

On a 5-year basis, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) ranks #10 out of 32 funds in the Money Market Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.93%; this fund delivered 2.75%.

The worst peak-to-trough decline Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) has experienced over the last 5-year window is 1.51% — its NAV fell from a high on 09 Jun 2025 to a low on 12 Jun 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) averaged 2.95% (best 3.07%, worst 2.75%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -2.76 — negative risk-adjusted performance.

In calendar year 2024, Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) returned 4.83% — beating the Money Market Fund category average of 2.60% by 2.23 pp. It ranked #12 of 39 in its category that year.

Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram Money Market Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW ) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 2.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.