Should I invest in Bandhan Money Market Fund - Periodic IDCW?

We don't give personal investment advice. Bandhan Money Market Fund - Regular Plan - Periodic IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 5.81%.

Bandhan

Bandhan Money Market Fund - Regular Plan - Periodic IDCW

Latest NAV

₹13.9471

As of

3 Jun 2026

2,679 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	7 / 46	Q1
1W	+0.24%	+0.15%	+0.10	3 / 46	Q1
2W	+0.14%	+0.08%	+0.06	17 / 44	Q2
1M	+0.19%	+0.00%	+0.19	14 / 44	Q2
3M	+1.23%	+0.33%	+0.90	2 / 44	Q1
6M	+2.64%	+0.55%	+2.09	1 / 42	Q1
YTD	+2.15%	+0.49%	+1.67	2 / 42	Q1
1Y	+5.83%	+1.47%	+4.36	4 / 42	Q1
2Y	+6.82%	+2.26%	+4.56	4 / 39	Q1
3Y	+6.79%	+2.45%	+4.34	5 / 39	Q1
4Y	+6.57%	+2.35%	+4.22	4 / 32	Q1
5Y	+5.81%	+1.79%	+4.02	4 / 30	Q1
7Y	-0.07%	+2.24%	-2.31	17 / 18	Q4
10Y	+1.92%	+1.92%	-0.01	5 / 10	Q2
Inception	+2.51%	+1.81%	+0.70	12 / 46	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.15%	+0.43%	+1.72	2 / 38
2025	+7.30%	+2.33%	+4.97	4 / 36
2024	+7.14%	+2.60%	+4.54	6 / 39
2023	+6.66%	+2.54%	+4.12	5 / 35
2022	+4.03%	+1.53%	+2.50	6 / 30
2021	-2.72%	+0.99%	-3.71	29 / 29
2020	-24.18%	+1.58%	-25.76	27 / 27
2019	+6.66%	+3.42%	+3.24	4 / 18
2018	+6.14%	+3.12%	+3.02	3 / 11
2017	+5.98%	+2.41%	+3.58	4 / 12
2016	+8.09%	+0.97%	+7.13	1 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.57%

123 windows

min -24.5% · max 8.4%

80% positive

3-Year rolling

+0.99%

99 windows

min -8.5% · max 7.1%

63% positive

5-Year rolling

-0.77%

74 windows

min -2.9% · max 5.8%

24% positive

7-Year rolling

-0.06%

50 windows

min -0.3% · max 0.2%

34% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.41%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.17%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹14.2035	3 Jun 2026
Invesco India Money Market Fund - Regular - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,495.7975	3 Jun 2026
Mirae Asset Money Market Fund Regular IDCW	Mirae Asset	₹1,326.1951	3 Jun 2026
Edelweiss Money Market Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹29.6239	3 Jun 2026
DSP Savings Fund - Regular Plan - IDCW - Daily	DSP	₹10.1021	3 Jun 2026
HSBC Money Market Fund - Regular Daily IDCW	HSBC	₹10.8591	3 Jun 2026
Baroda BNP Paribas Money Market Fund - Regular Plan - Monthly IDCW	Baroda BNP Paribas	₹1,009.5700	3 Jun 2026
UTI MMF - Regular Plan - Flexi Dividend Option	UTI	₹1,259.4309	3 Jun 2026
PGIM India Money Market Fund - Regular Plan - Daily Dividend Option	PGIM India	₹1,009.0935	3 Jun 2026
Axis Money Market Fund - Regular Plan - Annual IDCW	Axis	₹1,277.7942	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.9471
2 Jun 2026	₹13.9445
1 Jun 2026	₹13.9400
31 May 2026	₹13.9329
29 May 2026	₹13.9276
27 May 2026	₹13.9163
26 May 2026	₹13.9107
25 May 2026	₹13.9126
22 May 2026	₹13.9074
21 May 2026	₹13.9096

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Money Market Fund - Regular Plan - Periodic IDCW is ₹13.9471. It's a Money Market Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Money Market Fund - Regular Plan - Periodic IDCW has NAV history starting from 20 May 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Money Market Fund - Regular Plan - Periodic IDCW is managed by Bandhan. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Money Market Fund - Regular Plan - Periodic IDCW has delivered a absolute return of 5.83% — +4.36 pp ahead of the Money Market Fund category average of 1.47%. The fund ranks #4 of 42 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bandhan Money Market Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 6.79% — +4.34 pp ahead of the Money Market Fund category average of 2.45%. The fund ranks #5 of 39 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bandhan Money Market Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 5.81% — +4.02 pp ahead of the Money Market Fund category average of 1.79%. The fund ranks #4 of 30 in its category — the top (Q1) quartile.

₹1 lakh invested in Bandhan Money Market Fund - Regular Plan - Periodic IDCW exactly 10 years ago would be worth approximately ₹120,906 today — a multiplier of 1.21×, based on the 10-year CAGR of 1.92%. The category average over the same window would have grown ₹1 lakh to ₹120,976.

A ₹10,000 monthly SIP in Bandhan Money Market Fund - Regular Plan - Periodic IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹706,461 today. That's an XIRR (money-weighted annualised return) of 6.46%.

A ₹10,000 monthly SIP for 10 years in Bandhan Money Market Fund - Regular Plan - Periodic IDCW = ₹1,200,000 invested. It would currently be worth ₹1,380,188 (multiplier 1.15×). XIRR: 2.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Money Market Fund - Regular Plan - Periodic IDCW ranks #4 out of 30 funds in the Money Market Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.79%; this fund delivered 5.81%.

The worst peak-to-trough decline Bandhan Money Market Fund - Regular Plan - Periodic IDCW has experienced over the last 5-year window is 0.26% — its NAV fell from a high on 02 May 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Money Market Fund - Regular Plan - Periodic IDCW averaged -0.77% (best 5.81%, worst -2.86%). 24% of rolling windows ended positive. The 5-year Sharpe ratio is -1.44 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Money Market Fund - Regular Plan - Periodic IDCW returned 7.30% — beating the Money Market Fund category average of 2.33% by 4.97 pp. It ranked #4 of 36 in its category that year.

Bandhan Money Market Fund - Regular Plan - Periodic IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Money Market Fund - Regular Plan - Periodic IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 5.81%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.