Sundaram
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW)
Latest NAV
₹15.6036
As of
27 Jun 2025
3,011 NAV records on file
Category
Medium Duration Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
119676
ISIN (Growth)
INF903J01PH0
ISIN (Dividend)
INF903J01PM0
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -0.06% | +52.33% | -52.40 | 42 / 45 | Q4 |
| 1W | +0.00% | +32.00% | -32.00 | 39 / 52 | Q3 |
| 2W | +0.08% | +49.51% | -49.44 | 40 / 46 | Q4 |
| 1M | -0.17% | +49.76% | -49.93 | 42 / 46 | Q4 |
| 3M | +2.34% | +50.68% | -48.34 | 11 / 46 | Q1 |
| 6M | +4.61% | +52.99% | -48.38 | 10 / 46 | Q1 |
| YTD | +4.49% | +49.92% | -45.43 | 10 / 46 | Q1 |
| 1Y | +6.18% | +58.11% | -51.93 | 13 / 46 | Q2 |
| 2Y | +6.06% | +18.22% | -12.16 | 21 / 45 | Q2 |
| 3Y | +6.33% | +3.00% | +3.33 | 12 / 37 | Q2 |
| 4Y | +4.26% | +3.75% | +0.51 | 16 / 35 | Q2 |
| 5Y | +3.28% | +3.25% | +0.03 | 17 / 35 | Q2 |
| 7Y | +3.37% | +2.19% | +1.18 | 11 / 31 | Q2 |
| 10Y | +3.25% | +2.16% | +1.09 | 11 / 28 | Q2 |
| Inception | — | — | — | — | — |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2025 YTD | +4.49% | +3.23% | +1.27 | 14 / 32 |
| 2024 | +5.10% | +3.99% | +1.10 | 12 / 32 |
| 2023 | +6.24% | +0.03% | +6.21 | 11 / 33 |
| 2022 | -0.60% | +59.88% | -60.48 | 36 / 41 |
| 2021 | -1.83% | -0.67% | -1.16 | 27 / 40 |
| 2020 | +2.39% | -0.27% | +2.66 | 11 / 33 |
| 2019 | +4.04% | +0.77% | +3.28 | 8 / 32 |
| 2018 | +0.95% | +1.73% | -0.78 | 18 / 32 |
| 2017 | +0.90% | +1.25% | -0.35 | 15 / 32 |
| 2016 | +6.80% | +4.35% | +2.45 | 10 / 31 |
| 2015 | +5.56% | +2.65% | +2.92 | 2 / 6 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+2.67%
140 windows
min -13.1% · max 11.9%
74% positive
3-Year rolling
+2.54%
115 windows
min -3.1% · max 6.5%
94% positive
5-Year rolling
+2.43%
91 windows
min -0.2% · max 4.5%
99% positive
7-Year rolling
+2.42%
67 windows
min 0.3% · max 3.7%
100% positive
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
1.99%
3-year · annualised
Sharpe ratio
-0.18
vs risk-free 6.5%
Sortino ratio
-0.33
Downside-only deviation
Max drawdown
-2.06%
Oct 2024 → Oct 2024
% positive months
86.1%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Medium Duration Fund
Recent NAVs
| Date | NAV |
|---|---|
| 27 Jun 2025 | ₹15.6036 |
| 26 Jun 2025 | ₹15.6132 |
| 25 Jun 2025 | ₹15.6166 |
| 24 Jun 2025 | ₹15.6264 |
| 23 Jun 2025 | ₹15.6067 |
| 20 Jun 2025 | ₹15.6033 |
| 19 Jun 2025 | ₹15.6062 |
| 18 Jun 2025 | ₹15.6269 |
| 17 Jun 2025 | ₹15.6264 |
| 16 Jun 2025 | ₹15.6072 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 27 Jun 2025, the NAV of Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) is ₹15.6036. It's a Medium Duration Fund from Sundaram, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) is managed by Sundaram. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) has delivered a absolute return of 6.18% — -51.93 pp behind the Medium Duration Fund category average of 58.11%. The fund ranks #13 of 46 in its category — the second (Q2) quartile.
Over the trailing 3-year window, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 6.33% — +3.33 pp ahead of the Medium Duration Fund category average of 3.00%. The fund ranks #12 of 37 in its category — the second (Q2) quartile.
Over the trailing 5-year window, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) has delivered a CAGR of 3.28% — +0.03 pp ahead of the Medium Duration Fund category average of 3.25%. The fund ranks #17 of 35 in its category — the second (Q2) quartile.
₹1 lakh invested in Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) exactly 10 years ago would be worth approximately ₹137,691 today — a multiplier of 1.38×, based on the 10-year CAGR of 3.25%. The category average over the same window would have grown ₹1 lakh to ₹123,815.
A ₹10,000 monthly SIP in Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) over the last 5 years — total invested ₹600,000 — would be worth ₹676,660 today. That's an XIRR (money-weighted annualised return) of 4.75%.
A ₹10,000 monthly SIP for 10 years in Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) = ₹1,200,000 invested. It would currently be worth ₹1,429,980 (multiplier 1.19×). XIRR: 3.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) ranks #17 out of 35 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.25%; this fund delivered 3.28%.
The worst peak-to-trough decline Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) has experienced over the last 5-year window is 6.04% — its NAV fell from a high on 05 Jan 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) averaged 2.43% (best 4.52%, worst -0.25%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -1.03 — negative risk-adjusted performance.
In calendar year 2024, Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) returned 5.10% — beating the Medium Duration Fund category average of 3.99% by 1.10 pp. It ranked #12 of 32 in its category that year.
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan -Income Distribution cum Capital Withdrawal (IDCW) is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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